YES Bank Credit Card
Yes Bank is one of the fast growing banks having headquarter at Mumbai. Yes bank has introduced many new tech features for safety concerns in its credit cards. Yes bank is known for introducing new, innovative and attractive program to ease the transaction sector.
Yes bank has offered credit card for general working class to high flyer class such as corporate people. If we compare the entry or renewable charges of different offered Yes bank credit card, then it is quite reasonable and have high attractive rewards.
Choose your YES Bank Credit Card
Yes Bank offers limited number of credit cards but all are very much customer centric and focused for the benefits of a particular class of customers such as fast life working class customers, youths or the business people.
YES Prosperity Edge Credit Card
As the name indicates this card brings prosperity in the family. It has many exciting features. Annual bonus points are marvelous. High credit points, golf course access, fuel surcharge relaxations, etc. are a few areas where YES Prosperity Edge Credit Card grants high benefits.
- Bonus points – One can earn 15,000 bonus points, if the annual expenses cross the INR 6 Lakhs. This high bonus point remains available each year.
- 500 reward points – For newcomers, there is good opportunity to earn 500 reward points by only completing ‘Pay now Registration’. It is very simple; all register for the pay now and enjoy the 500 reward points.
- 8 & 4 reward points – On each spend of INR 200 on grocery items, Department store, Supermarket and dining , there is 8 reward points. While, for the other category purchase the reward points are 4 .
- Easy redemption – Earned reward points can easily be redeem for air ticket, hotel booking, movie tickets, as well as a big list of items. For conversion of reward points into Air Miles following is the formula – 8 Reward points = 1 InterMile = 1 Club Vita point.
- Master card World Golf program – For golf lovers the YES Prosperity Edge Credit Card looks like a best friend. It provides four complimentary round of golf in a year.
- Complimentary Golf Lesson – The customer of YES Prosperity Edge Credit Card has a big opportunity to learn Golf Lesson every month for free of cost. This program is available in all major Golf course of India.
- Complimentary Airport Lounge – YES Prosperity Edge Credit Card also provide complimentary domestic airport lounge visit twice in three months to all its customers. International airport lounge is also available at a concessional charge.
- INR 50 Lakhs life coverage- Life Insurance of INR 50 Lakhs and Medical Insurance of INR 15 Lakhs are available to the card holder of YES Prosperity Edge Credit Card.
- Fuel surcharge waiver – 1% fuel surcharge waiver is allowed on all the fuel purchase between INR 500 to INR 5000 at all the fuel stations.
- Lifestyle benefits – YES Prosperity Edge Credit Card grants attractive offers in all the necessary purchase related to lifestyle. Whether it is travel or hotel booking, big hotel/travel Industry has exciting offers.
- Attractive offers in wellness – Big brands in the field of hospital such as Fortis, Apollo, etc. offers charge concession to the card holders of YES Prosperity Edge Credit Card.
- Charges and fees – The entry fee for YES Prosperity Edge Credit Card is 1199 plus taxes, however it is refunded if the first three months spend touches INR 15000.
- Yearly renewable charges for YES Prosperity Edge Credit Card is INR 1199 plus taxes but this is waived off if the first year spends crosses INR 75000.
- Card issue requirement – The applicant should be between 21-60 years age group. Monthly Income must be INR 60000 and Income tax returns should not be less than INR 7.2 Lakhs. Salaried or self employed all are welcome for the credit card.
YES Prosperity Rewards plus Credit Card
Yes Prosperity rewards plus credit card is known for its high reward points i.e. 12000 bonus reward points and its refundable low entry fees of INR 499. Entry fee is refunded if the spends through new card reaches the level of INR 10000 in first three months.
- 12000 bonus points – You can make 12,000 bonus points, if the annual expenses cross the INR 3.6 Lakhs. Bonus points are available each year at the same yearly spends barrier.
- 500 welcome reward points – Any one joining the family of Yes Prosperity rewards plus credit card there is excellent chance to bring in 500 reward points by only downloading and enrolling ‘Pay now Registration’. It is very simple; all register for the pay now and enjoy the 500 reward points.
- Reward points through purchase – On every pay out of INR 200 on grocery store or Supermarket the allowed reward points are 6 reward points. But if you are doing purchase for the other category then the allowed reward points are 4.
- Redeem the earned reward points – Earned reward points can simply be redeem for different essential needs such as air ticket, hotel booking, movie tickets, as well as other huge list of items available in Yes credit card site.
- Air Conversion- For conversion of reward points into Air Miles following is the rule – 8 Reward points = 1 InterMile = 1 Club Vita point.
- Complimentary Golf practice – For golf game playing aspirants the Yes Prosperity rewards plus credit card provides free entry in Golf course and opportunity to play with professionals. It provides four complimentary round of golf in a year.
- Free Golf Lesson – The shopper of Yes Prosperity rewards plus credit card can learn the different technique of Golf Lesson every month for free of cost. This program is accessible in all chief Golf clubs in India.
- Fuel surcharge waiver – 1% fuel surcharge waiver is allowed on all the fuel purchase between INR 400 to INR 5000 at all the fuel stations.
- Travel and hotel charge relaxation – Yes Prosperity rewards plus credit card grants discount in the necessary purchase related to the standard of living. Whether it is a travel or hotel booking, big hotel/travel Industry has stimulating discounts. Detail is given in Yes credit card web site.
- Offers from Hospitals for treatment – Many famous hospitals such as Fortis, Apollo, and Mumbai based many hospitals propose cost discount to the card holders of Yes Prosperity rewards plus credit card.
- Charge and price – The admission fee for Yes Prosperity rewards plus credit card is 499 plus taxes, but it is refundable if the first three months pay out crosses INR 10000.
- Renewable charges- Yes Prosperity rewards plus credit card can be renewed for subsequent year at a price of INR 499 plus taxes but this is waived off if the whole year spends reaches INR 50000.
- Income and age requirement – The applicant should be between 21-60 years age group. Monthly Income must be INR 25000 and Income tax returns should not be less than INR 5 Lakhs. Salaried or self employed all are welcome for the credit card.
YES First Business Credit Card
YES First Business Credit Card has many benefits useful for business community. Low foreign currency markup rate i.e. 1.75 % only is quite helpful. Roadside repair assistance to the card holders and emergency vehicle towing assistance are other advantages.
Facility of quick loan sanctioning without any document is one of the major features with YES First Business Credit Card helpful for business community.
- 20,000 reward points – There is provision of 20000 reward points to the new customers of YES First Business Credit Card. This is allowed on a very simple condition- you have to do first transaction of any amount within 30 days of card issue date.
- 15,000 reward points on each renewable – 15,000 reward points are credited to the customers of YES First Business Credit Card at the time of each yearly renewable of card.
- 16 & 8 reward points on purchase of INR 200 – On each spend of INR 200 on grocery items, Department store, Supermarket and dining, there is 16 reward points. While, for the other category purchase the reward points are 8.
- 1000 reward point on Paynow registration- Paynow is a payment app of Yes bank credit card, any new comer can earn the high reward points equal to 1000 by simply getting the registration done in Paynow.
- Redeem in necessary purchase – Received reward points can effortlessly be redeemed for almost all the necessary work such as air ticket booking, hotel booking, movie tickets, as well as the other necessary items or services.
- Redeem in InterMile –There is provision for conversion of reward points into Air Miles for the customer of YES First Business Credit Card. relation between earned reward points and corresponding InterMile is – 8 Reward points = 1 InterMile = 1 Club Vita point.
- Low interest rate on revolving credit – There is low interest rate of 3.5 % per month on overdue amount or on cash credit. It helps to the business people in case by any reason there would be little late in bill payment.
- 1.75% foreign currency markups- For foreign goods trade the money conversion charges and related markup charges is common problem faced by business community. YES First Business Credit Card offers little relaxation by granting low markup rate i.e. 1.75 at the place of usual 3.5 % by other credit cards.
- Complimentary International Airport Lounge access – YES First Business Credit Card offers six times complimentary International airport lounge access in a year. Domestic airport lounge for self and guest is also available at a discount price.
- Master card World Golf program – Under master card world golf program YES First Business Credit Card holders are exempted for green fee waiver in almost all major golf courses in India. There is no limit for number of access.
- Free Golf Lesson once every month – The customer of YES First Business Credit Card has an excellent opening to learn Golf Lesson every month at no cost. This program is available in all major Golf course of India.
- Concierge Assistance – YES First Business Credit Card holders has facility to receive online or phone assistance on booking and getting discount on many important services or product. You can take the help for flower or gift delivery to your dear one. Similarly, assistance for movie tickets booking, travel ticket, hotel booking, etc. are also available.
- Automobile Assistance- in emergency when our motor vehicle go out of order in road, we start thinking whom to call and take help. Yes bank provides facility of towing the vehicle or road side repairing assistance to all the YES First Business Credit Card holders.
- INR 1 crore life coverage- Life Insurance of INR 1 crore and Medical Insurance of INR 25 Lakhs are available to the card holder of YES First Business Credit Card.
- Fuel surcharge waiver – 1% fuel surcharge waiver is allowed on all the fuel purchase between INR 400 to INR 5000 at all the fuel stations.
- Standard of living benefits – YES First Business Credit Card grants gorgeous offers in all the necessary purchase related to lifestyle. Whether it is travel or hotel booking, big hotel/travel Industry has exciting offers.
- Charges and fees – The entry fee for YES First Business Credit Card is INR 4999 plus taxes.
- Renewable charges- YES First Business Credit Card require INR 4999 plus taxes to continue the card for the next year.
- Mandatory Income and age requirement – It is mandatory that the applicant should be between 21-70 years of age. For YES First Business Credit Card the Income tax returns should not be less than INR 10 Lakhs. Self employed, Industrialist, partnership form can apply for this credit card.
YES Prosperity Business Credit Card
YES Prosperity Business Credit Card is known for excellent accelerated reward program. There is an accelerated reward point for the area such as travel agencies, tour operators, Domestic Airlines and dining spends.
- Bonus points – One can earn 15,000 bonus points, if the annual expenses cross the INR 6 Lakhs. This high bonus point remains available each year.
- 500 reward points – For newcomers, there is good opportunity to earn 500 reward points by only completing ‘Pay now Registration’. It is very simple; all register for the pay now and enjoy the 500 reward points.
- 8 & 4 reward points – On each spend of INR 200 on grocery items, Department store, Supermarket and dining, there is 8 reward points. While, for the other category purchase the reward points are 4 .
- Easy redemption – Earned reward points can easily be redeem for air ticket, hotel booking, movie tickets, as well as a big list of items. For conversion of reward points into Air Miles following is the formula – 8 Reward points = 1 InterMile = 1 Club Vita point.
- Master card World Golf program – For golf lovers the YES Prosperity Edge Credit Card looks like a best friend. It provides four complimentary round of golf in a year.
- Complimentary Golf Lesson – The customer of YES Prosperity Edge Credit Card has a big opportunity to learn Golf Lesson every month for free of cost. This program is available in all major Golf course of India.
- Complimentary Airport Lounge – YES Prosperity Edge Credit Card also provide complimentary domestic airport lounge visit twice in three months to all its customers. International airport lounge is also available at a concessional charge.
- INR 50 Lakhs life coverage- Life Insurance of INR 50 Lakhs and Medical Insurance of INR 15 Lakhs are available to the card holder of YES Prosperity Edge Credit Card.
- Fuel surcharge waiver – 1% fuel surcharge waiver is allowed on all the fuel purchase between INR 500 to INR 5000 at all the fuel stations.
- Lifestyle benefits – YES Prosperity Edge Credit Card grants attractive offers in all the necessary purchase related to lifestyle. Whether it is travel or hotel booking, big hotel/travel Industry has exciting offers.
- Attractive offers in wellness – Big brands in the field of hospital such as Fortis, Apollo, etc. offers charge concession to the card holders of YES Prosperity Edge Credit Card.
- Charges and fees – The entry fee for YES Prosperity Edge Credit Card is 1199 plus taxes, however it is refunded if the first three months spend touches INR 15000.
- Yearly renewable charges for YES Prosperity Edge Credit Card is INR 1199 plus taxes but this is waived off if the first year spends crosses INR 75000.
- Card issue requirement – The applicant should be between 21-60 years age group. Monthly Income must be INR 60000 and Income tax returns should not be less than INR 7.2 Lakhs. Salaried or self employed all are welcome for the credit card.
Yes Bank Credit Card Eligibility
Different yes credit card has different minimum income criterion. But the minimum earning that can make a person eligible for Yes credit card is INR 25,000 per month. There are other essential requirements to have a Yes credit card, let us summarize the eligibility criterion-
- The minimum income requirement to have a Yes bank credit card is 25,000/- per month.
- The age of aspirant must be between 21 to 60 years.
- Salaried or self employed persons both are eligible for Yes Credit card but business related card requires essentially a corporate or self employment proof.
- The interest free period to pay the credit card demand for payment is 50 days.
- ATM cash withdrawal charge in Yes Credit card is 2.5% or maximum INR 300/- It is billed in next credit cycle.
- The applicant should be resident of India.
- Applicants require to produce- Identity Proof, Income proof and Proof of home address. Aadhar card or any Government identity is acceptable for identity proof. Three years IT returns has to produce as Income proof. For home address one can submit Aadhar card, electricity bills, water bills or any other documents related to land or munispality.
Free YES Bank Credit Card
Many Yes bank credit card can be keep in the category of free credit card as their entry or renewable fees are refundable on simple achievable condition of spends. Following card details will be helpful to take a decision on whom to select-Aqua Gold credit card is known for high rewards points 1X in INR 100 purchase and relaxation in oil surcharge.
- Yes Prosperity reward credit card has membership fee of INR 250, refundable on achieving spend of INR 5,000 in three months. Main features- 10000 bonus points on every year on achieving year spend of INR 1.8 Lakhs, 2 reward points on every spend of INR 100, 500 reward points at the time of joining.
- Yes Prosperity Cash back Credit Card has entry fee of INR 1500. Main feature of the card- 5% cash back on grocery, movie tickets, bill payments etc. earning points at the time of entry, 4 points on every spend of INR 100,
- Yes Prosperity reward plus credit card has membership fee of INR 350, refundable on achieving spend of INR 7,500 in three months. Main features- 12000 reward points on every year on achieving year spend of INR 3.6 Lakhs, 3 reward points on every spend of INR 100.
- Yes Prosperity Edge Credit Card has entry fee of INR 1000 but refundable if three months spends reaches INR 15,000. Main feature of the card- 500 earning points at the time of entry, 4 points on every spend of INR 100.
YES Bank Credit Card Apply Minimum Salary
Yes Bank offers collection of credit card for a choice of income groups or necessity of customers. The income requirement for dissimilar card is different but there is a minimum income requirement of income to be eligible for Yes credit card.
The aspirant must be earning INR 25,000/- per month.
YES Bank Credit Card Apply
Yes bank provides easy and convenient method for application of credit card. Online process is preferred by most of the people; however offline process by visiting the nearest Yes bank branch is also possible.
Once you have selected your preferred Yes credit card, do give a glance on mandatory requirement such as the age and the minimum income. You must keep your essential set of documents ready. It is advisable to check your current CIBIL Score also. Present allowed SIBIL score at Yes bank is 750 out of 1000.
Followings points are supportive to apply for a Yes credit card.
- The option “Apply now” remains there close to the details of credit card in the web site of Yes credit card i.e. https://apply.yesbank.in/
- Once you hit the apply now button then will be asked whether you are existing customer of Yes bank or a new. If you answer in No, then page will ask you to provide your mobile number. An OTP will come in your mobile for the authentication. Then you have to provide the details such as your name, mobile number, email ID and the city.
- Once you will submit the requisite information, Yes bank officer will contact you soon and set a time and close the formalities related to form fill up and gathering of documents, photograph etc.
- However, you can do the apply procedure by visiting the local Yes bank branch, bank official finalize the credit card after going through the suitability for you, you may meet the nearby branch of Yes Bank and there you can complete the formalities and submit the credit card application form.
YES Bank Credit Card Status
Once you will submit the Yes credit card application, next walk is to know about the status of application. It is fine to inquire about the status of application, because many time due to want of a few documents your application remains lying there in office for many weeks.
- Yes Bank exclusive web page – Yes Bank provides an exclusive web page to know the status of credit card application. Instantly you can know the status of your application for credit card by visiting the web page provided by Yes Bank. Following is the link – https://www.yesbank.in/credit-card-application-status You have to provide your mobile number and the form number or reference number to know the status of credit card.
- By using customer care – One can know the status of the application by giving a call in numbers- 1800 2000 (Toll-Free) and +91 22 6121 9000 (for domestic calls) or +91 22 3099 3600 (From Outside India). You could also SMS to 922 339 0909. Please keep standing by the reference number related to the applied Credit card application. You will be asked about the reference number or form number of your applied credit card. After providing the number, screen will instantly let you know the status-
YES Bank Credit Card Login
YES credit card login processes is easy and require yours a small number of minutes only. Since you are a new card holder, thus first you have to complete the registration process after that you can always log in your credit card account without any hassle.
- Online banking – Yes credit card transaction and related details can be accessed by visiting online banking system of Yes Bank. You can access it by the link – https://personal.yesbank.co.in/netbanking/entry
- There is a provision for registration of first time user also, for that you have to provide the registered mobile number and by obtaining OTP, password and ID can be generated.
- Registration process has four steps- Enter your user ID, Verify your details, choose the method and create a password.
- In User ID part you have to enter your card number. Then you have to verify that. Next is choice of mode of getting the password. You can select immediate generation by OTP and SMS or by post. Finally you will able to generate the password.
- Once the password and ID is known, now your credit card is ready for online login and now you have better command over your card.
YES Bank Credit Card PIN Generate and Reset
Yes credit card PIN generates and reset process requires you to visit online or offline the provided facility by Yes Bank.
- By using Yes touch customer care – You can dial the customer care number -Dial 1800 2000 (Toll-Free) and +91 22 6121 9000.
- Listen carefully the instruction given by automated telephone system and you have to press 1 to continue the process. You will be given various option, you have to select credit cards by pushing number 3.
- Then you have to select existing Yes cardholder by again pressing 1. Then you have to validate your card number. Then finally you will get the option to generate a new pin or to change the existing one by dialing a number 6.
YES Bank Credit Card Statement
YES Bank provides the monthly bill of your credit card in your registered e mail ID. However you can download the credit card statement by registering your credit card to your YES online banking.
- Using Net Banking- You has to use the net banking facility to download the credit card statement. There after login, select the credit card section; choose your credit card number reflecting there. Download the statement after providing the month cycle.
- Mobile banking- Mobile banking will facilitate you to view the statement of credit card only. Download option won’t available there.
- Yes Pay Wallet- Yes pay wallet is a nice facility in the form of Android App, you can manage all the activity of your credit card by using this app. You can know the statement, pay the cycle bills or pay any other bills using the credit card.
Download and details of Yes Pay wallet is available in the link – https://www.yesbank.in/digital-banking/yes-pay
- You have to provide your registered mobile number and proceed to get the statement in your mobile as SMS.
YES Bank EMI Calculator
YES EMI calculator is available to calculate the amount of money require to pay per month on account of the loan taken against credit card or the conversion of big purchase into EMI. You have to provide the amount taken as loan or the price of any purchased goods, rate of interest and the duration of EMI.
You can access the Yes Bank emi calculator by visiting the web page- https://www.yesbank.in/personal-loan-emi-calculator
YES Bank Credit Card Payment
Yes bank has exclusive bill desk for easy bills payment facility. However, one can pay the bill from bank account using the the online banking system. Bill desk is convenient method to pay the credit card bills. Yes pay wallet is another facility provided by Yes bank to pay the bills in time.
- Bill desk of Yes bank require the credit card number, mobile number, email ID, the amount which you want to pay. Once you will proceed for payment then it will generate and provide the receipt of payment just after completion of transfer of money. No need of ID password of net banking. Bill desk of Yes bank can be accessed here- https://pgi.billdesk.com/pgidsk/pgmerc/ybkcard/index.jsp
- Net banking facility for payment of bills of Yes bank credit card is also convenient, You can add the credit card once, thereafter, card will automatically reflect, you have to mention the amount of money you want to transfer and proceed for transfer. You can pay the bills from the online banking of any bank, not necessarily only from Yes bank.
- Yes pay wallet is a nice facility in the form of Android App, you can manage all the activity of your credit card by using this app. You can pay the cycle bills using this app. yes pay bill app is available in Google app store or many other app store.
- Once you will proceed then it will go to your bank payment portal. There you have to provide your credential and OTP to complete the transfer of the required amount into your credit card account.
YES Bank Credit Card App
YES Bank provides an app known as YES pay wallet. This pay wallet is having all the facility to keep a track on all the activity of credit card as well as to do transactions.
Yes pay wallet app is available at Google store or Apple store. It can down loadable on Android based smart phone. Yes pay wallet app is available with all the facility requires to operate the YES credit card. Following are the outline of activity that can be performed by the app-
- To clear the credit card bills, to inspect the credit card statement. View the past paid statement.
- To know the outstanding or unbilled transaction.
- To do the balance transfer, balance transfer on EMI.
- To convert balance transfer to EMI.
- To know the outstanding EMI.
- You can use the facility of pay via scan and pay.
- You can check your achievement of milestone.
- Your redemption history
YES Bank Credit Card Offer
There are many attractive offers by famous brands available for the customers of Yes credit card. Big Basket, Appolo Pharmacy, Dr Batra’s, Kalyan Jewellers, etc are a few name offers discount as high as up to 25 % .
However, most of the offers are valid for a limited time period but a few offers remain for all the time.
- At present there are approximately 12 offers by different companies available with YES credit card. you can visit following link to know the present offer- https://www.yesbank.in/personal-banking/yes-individual/yes-privileges/yes-privileges-offers?CategoryName=Privileges
- 10% off on Jewelers – Kalyan Jewellers allow maximum 10% discount on purchase of Jewelers by YES credit card.
- 50 % off on online medicine – Netmed dot com grants 50 % discount on purchase of medicine by YES credit card.
- 20 % off on Hotel stay – Lemon tree grants a discount of 20 % on the room charges.
- 15 % off on pharmacy – Apollo Pharmacy offers 15 % discount on the purchase.
- 25 % off on Dr Batra’s – Dr Batra’s products have high discount of 25 %.
- 20 % off on Big basket- 20 % discount is available on the grocery items purchased at Big basket.
Redeem Point in YES Bank Credit Card
Yes Bank various credit card have lucrative redemption offers. Yes bank gives dedicated redemption link for different credit card. Four different category of redemption in the name of YES private, YES first, YES primea and YES prosperity. One can select a proper link for redemption of earned points as per their credit card. The details can be obtained in the link- https://www.yesrewardz.com/CreditCard/card The earned credit points can be redeemed into purchase of many essential items or services such as air tickets, hotel staying, or other essential items. Our research team likes to mention few-
- Credit card wise you can redeem the earned points into airline ticket, movie ticket, mobile recharge, branded merchandise etc.
- You have to click as per credit card on the link for redeem.
- Various option such as Hotel, flights, Charity, Golf, etc will appear, you have to select as per your need for redemption of earned points.
- Finally click reward redemption after filling the number of earned points you want to redeem.
YES Bank Credit Card Customer Care
YES bank customer care is popularly known by YES touch. Yes bank offers exclusive helpline number for the customer of credit card. Following are the customer care number and e mail ID for the customer of India and foreign country.
- Yes Bank Helpline Number: 1800 1200 (Toll Free) , Credit Card Helpline Number: 1800 103 1212 (Toll Free)
- From Foreign country Helpline Number: +91 22 4935 0000
- Email Helpline – [email protected]
Close YES Bank Credit Card
Closure process of YES bank credit card has online, offline as well as customer care helpline option. One can choose as per their convenient.
For Closure of YES credit card, please check that there should not be any sum balance against the credit card and there not any schedule for deduction.
- Internet banking – Internet banking can be used for deactivation of credit card and finally the closure.You can close the YES credit card by visiting the online banking facility. There under credit card section, you have to choose the de-activate option. Once card will deactivate, you can mail through available email section requesting them to close the present card.
- Customer care- Customer care automated section has option for deactivate the credit card. Then by using email helpline, ID is provided above, You can request to close your such and such credit card.
- You can always choose the offline facility by visiting the nearest branch of YES bank and applying for closure of the card.
YES Bank Credit Card Complaint
YES bank provides a query / complaint / Feedback page available with the bank site. However, for any kind of complain, YES bank provides email way also to rise the complain. Even you can use customer care number to rise the complain.
Yes Bank Credit Card Pros and Cons
Pros | Cons |
YES Bank has very specific types of credit card having high benefits for diverse income group. | There is no as such any problem related to YES Credit card. |
YES Bank offers many free credit card i.e. no joining or no yearly renewable charges, however, these have small condition that every one able to meet. | Our research team like to recommend everyone to take advantages of YES bank credit card |
Under privilege section, YES Bank credit card offers very high discount, Even the discount in the range of 50 % is available. | |
YES Bank provides 50 days credit time and have very less interest rate after the deadline of bill payment. | |
For business community, YES credit card has very special offers such as money at very meager rate. Even the facility for toying the car or vehicle at the time of emergency has been provided by YES credit card to the business community. |
Conclusions
YES credit cards are highly beneficial for general masses to the industry executives. YES offers highly beneficial credit card for diverse Income group. YES credit cards come @ almost free entry or renewable charges.
All the process related to YES credit card such as card apply, credit card login, credit card to download the statement etc. are available online.
There is very high earning up to 25 to 26 thousand or even more per year on the use of YES bank credit card.
YES bank provides very specially designed credit card for the business class of people.
Yes Bank Credit Card FAQS
Q1. Can I apply for a loan against my YES credit card?
Ans- Yes you can, YES credit card is having provision for loan for a refund period of 6 months, 12 months, 18 months or 24 months. Interest rate varies as per your number of EMI. You can apply a loan maximum up to your credit limit.
Q2. If YES bank credit card is useful for all the cities of India?
Ans– YES bank is having head quarter at Mumbai but it has offices in almost all the important cities of India. You can avail the facility of YES credit card even living in remote area.
Q3- Is YES Bank offers credit card for low salary group?
Ans– Yes, Yes bank offers credit card for low salary people also. The minimum salary requirement is INR 25 thousand per month. But, if suppose a person is earning less than INR 25 thousand, then also he or she can apply for a YES credit card after doing a fixed deposit in the YES bank.
Q4. If there any email ID to contact the customer care of YES credit card?
Ans- Yes, Yes bank credit card Email ID is [email protected]
Q5. How to block the YES credit card in emergency?
Ans- By contacting the customer care of YES bank credit care, you can block the card. The contact number is given below- Yes Bank Helpline Number: 1800 1200 (Toll Free) , Credit Card Helpline Number: 1800 103 1212 (Toll Free), From Foreign country Helpline Number: +91 22 4935 0000