Standard Chartered Credit Card

Standard Chartered Bank has branches spread in 70 different countries. The company has total capital in 2019-2020 is approx. 1479 Crore USD. Standard Chartered Bank offers credit cards to cater to the need of varying classes of customers. It offers credit cards having a special feature related to shopping, travel, lifestyle, Airport lounge, cash liquidity, etc.

Our research team has shared all the essential information related to Standard Chartered Bank credit cards in the following columns. You require sparing not more than 10 minutes in going through point-wise information-

Standard Chartered Credit Card Details

Standard chartered Bank offers various kinds of credit card to cater to the need of its large customer group. It offers a loan up to INR 5 Lakh to meet the emergency need. On the other side high discount of up to 20 % in the medical treatment of the patient in the best hospitals in India is the appreciable approach of the bank.

Our research team has summarized together all the credit card of Standard Chartered bank together at a place to help the newcomer to do a comparison and select a suitable card as per need.

Ultimate Credit Card- Reward Card

Ultimate credit Card is really ultimate as it grants rewards on your travel spend, discount on dining, many complimentary facilities and best rewards points.

Welcome reward points- INR 10,000 cashback facility on air ticket booking on MakeMy Trip platform, but the booking should be done within 90 days of card issuance.
Ultimate Rewards – Ultimate credit Card provides 5 reward points on each spend of INR 150. Each reward point is equal to INR 1.
Travel benefit- Complimentary 1000 airport lounge access is available on the production of Ultimate credit Card. 5% cashback on foreign expenses, 2% discount on foreign currency mark up is also available which makes foreign trips easier.
Dining privilege- Up to 25% discount is available in dining at designated restaurants; the booking should be done in advance through the concierge.
Lifestyle Benefit – Ultimate credit Cardholders have access to 20 premium Golf courses in India and 150 worldwide.
Add-on facility- Add-on card facility to the family member is available in Ultimate credit Card.
Contactless facility – You can do the purchasing of INR 2000 at a time by the contactless method. This is an easier method on which you have not to waste the time anymore.
High 3 D secure money transaction- All transaction through Ultimate credit Card is highly secured as it is 3D secure OTP based transaction.
Information from SC mobile and Internet banking- All the information related to Ultimate credit Card can easily be access by Standard Chartered mobile app as well through Internet banking.
EMI facility – EMI facility to pay the purchase more than INR 5000 is available through Ultimate credit Card.
360 degree reward program- Ultimate credit Card has a 360 degree reward program, under this, the earned points can be redeemed in almost all the different types of items.
Loan up to Rs 7, 50,000- Ultimate credit Card possessors are eligible to get a loan of Rs 7.5 lakh on a single phone call, no document is required. This facility makes this card really unique.
Fees and rate- The joining fees of Ultimate credit Card is INR 5000 and the yearly renewable fees is also INR 5000/-

DigiSmart Credit Card

DigiSmart Credit Card is quoted as everything online. The last hour ticket plan or last our requirement of a pair of shoes, DigiSmart is the perfect solution to all these kinds of requirements.

Every week- Fashion week- DigiSmart Credit Card provides a 20% discount on Myntra products without any barrier of minimum purchase. You can enjoy this discount facility once in a month up to a maximum of INR 700.
10% discount in Grocery- Maximum you can earn up to INR 1000 in a month by using DigiSmart Credit Card. You have to use the Promo code ‘DIGIMART’.
Discount in Foodie- 10% discount in Zomata Food is available with DigiSmart Credit Card. you can have discounted food five times in a month and maximum discount you can have INR 150 in an order.
Discount and Discount- 20% discount in Yatra dot com for a domestic flight, 10% discount on International flight ticket, 25 % discount in hotels. These facilities are available for the customers of DigiSmart Credit Card in every three months interval.
15 % discount in ola cab- DigiSmart Credit Card customers are entitled to a 15 % discount on booking of ola cab.
Contact less use – You can do purchasing of INR 2000 at a time by contact less method. More than INR 2000 purchase is also allowed but you need to provide the PIN. This is an easier method on which you have not to waste the time anymore.
Loan on the card- DigiSmart Credit Card possessors are eligible to get a loan of Rs 5 lakh on a single phone call, no document is required. This loan repay time varies from 48 months to 60 months depending on your choice and bankers assessment.
Pay the debt in EMI – EMI facility to pay the purchase more than INR 5000 is available through DigiSmart credit Card.
High-level security in money transaction- All transaction through Ultimate credit Card is highly secured as it is 3D secure OTP based transaction.
Information from SC mobile and Internet banking- All the information related to DigiSmart credit Card can easily be access by Standard Chartered mobile app as well through Internet banking.
Transfer the card balance- You can transfer the other bank card balance to DigiSmart credit card or vice versa, this can be transferred up to 5 Lakh of rupees at an attractive interest rate.
Fees and charges- There are fees of INR 49/- per month which is reversible if the monthly transaction exceeds INR 5000, the same fees apply to add-on card.

Manhattan Platinum Credit Card- Lifestyle

Manhattan Platinum Credit Card is known for its lifestyle items. This credit card is best known for the 10% discount and 3X reward points. Welcome gift in this card is also attractive.

Welcome Gifts- BookMyShow provides a voucher for INR 2000 on your first transaction by Manhattan Platinum Credit Card in the first 90 days of issuance.
5% Cashback in supermarket- Manhattan Platinum Credit Cardholders entitled for 5% cash back in the purchase of designated supermarkets.
3X rewards- Spend on any items grants an attractive 3x rewards. That can be redeemed for the purchase of other items.
Ultimate Rewards – Ultimate credit Card provides 5 reward points on each spend of INR 150. Each reward point is equal to INR 1.
Travel discount- if you are booking your air ticket at the Paytm platform using Manhattan Platinum Credit Card, this makes the customers entitled to get 10% cash back.

Ola ride helps in saving of 15%, only thing is you have to pay by Manhattan Platinum Credit Card .

Attractive couple tour packages are all there with the Manhattan Platinum Credit Card.

Complimentary 1000 airport lounge access is available on the production of Ultimate credit Card. 5% cashback on foreign expenses, 2% discount on foreign currency mark up is also available which makes foreign trips easier.

PharmaEasy offer- Purchase of medicine by using Manhattan Platinum Credit Card on PharmaEasy online platform hatches 5% cash back.
Voltas offer- Voltas product has a discount of 10% for the customers of Manhattan Platinum Credit Card.
Add-on facility- Add-on card facility to the family member is available in Manhattan Platinum Credit Card.
Loan facility- Manhattan Platinum Credit Card possessors are eligible to get a loan of INR 500000 on a single phone call, no document is required. This can be returned in 12 to 60 EMI. This facility makes this card really unique.
EMI facility – EMI facility to pay the purchase more than INR 2000 is available through Manhattan Platinum Credit Card.
Redeem reward program- Manhattan Platinum Credit Card offers a 360-degree reward program, under this the earned points can be redeem in almost all the different types of purchase of items.
Contact less facility – You can do purchasing of INR 2000 at a time by contact less method. This is an easier method on which you have not to waste time anymore.
Information and Redeem by app or Internet banking- All the information related to Manhattan Platinum Credit Card can easily be access by Standard Chartered mobile app as well through Internet banking. Redeem facility is also there.
Secure money transaction- All transaction through Manhattan Platinum Credit Card is highly secured as it is 3D secure OTP based transaction.
Fees and rate- The joining fees of Manhattan Platinum Credit Card is INR 999 and the yearly renewable fees is also INR 999/-

Super Value Titanium Credit Card- Cash Back

Super Value Titanium Credit Card provides the opportunity to save up to INR 6000 pa. Super Value Titanium Credit Card is better known for the best cash back card. Fuel, phone, electricity and other bills generate reward points.

5% cash back on fuel- 5% cash back on fuels on all the fuel stations is allowed in Super Value Titanium Credit Card. This is available for all transactions up to INR 2000.
Discount on telephone bills- There is a 5% discount available for telephone bills paid on Billpay platform using Super Value Titanium Credit Card.
Rewards points- 1 reward point on every spend of INR 150 is available with Super Value Titanium Credit Card.
Offers and Offers- Our research team is excited to know about 22 offers available with Super Value Titanium Credit Card. Company such as Apollo Hospitals grants 15% discount. Nanavati, Mediaca, Medanta, Fortis etc. big name in the health sector grants discount of 10%. Many diamond and ornaments brands offer a high discount.

More details about offers by different big brand is available in the following link- https://www.sc.com/in/promotions/the-good-life-privileges/

Lounge Access- Complimentary airport lounge access is available on the production of Super Value Titanium Credit Card. The facility is available at 1000+ airport worldwide.
Loan- You can take a loan up to INR 5 lakh if you are having Super Value Titanium Credit Card. Simple single phone call is enough for getting the loan amount, no document is required. This facility is quite useful especially in emergency
Add-on facility- Add-on card facility to the family member is available in Super Value Titanium Credit Card.
EMI facility – EMI facility to pay the purchase more than INR 2000 is available through Super Value Titanium Credit Card.
Redeem as per your choice -Under 360 degree reward program, customers of Ultimate credit Card has an option to redeem earned points in almost all the different types of items.
Pay without card – You can do purchasing of INR 2000 at a time by contact less method. This is an easier method on which you have not to waste the time anymore.
Highly secure card transaction- All transaction through Super Value Titanium Credit Card is highly secured as it is 3D secure. It requires OTP for every transaction.
All information at your tip- All the information related to Super Value Titanium Credit Card can easily be access by the Standard Chartered mobile app. However, you can access this information through Internet banking.
Fees and rate- The joining fees of Super Value Titanium Credit Card is INR 750 and the yearly renewable fees is also INR 750/-

Emirates World

Emirates World has exciting gifts for frequent air travelers. Return ticket to Dubai and many more bonus miles or skyward miles are the eye-catching attraction with Emirates World.

Welcome Bonus- Emirates World card offers huge welcome privilege in forms of 4000 bonus miles to the new card holders. It also provides a return air ticket for Dubai.
Skyward miles- On every INR 150 the skyward miles grant to customer is 6, if the is booked on the Emirates Airways. For other transaction, there is 3 Skyward miles on the spend of INR 150.
Airport Lounge Access – Emirates World card cardholders have complimentary access to domestic and International airport Lounge Access. 25+ airports are in the list of partners providing lounge access.
Cash back on expenditure- 5% cash back on duty-free expenditure is allowed to the customers of Emirates World card. You can save INR 1000 per month by using the card.
Complimentary Insurance of 1 Crore – Complimentary Insurance coverage of air accident, medical emergency and loss of baggage are present there with Emirates World card. There are varying coverage rate for different cases. The life is covered with INR 1 Crore.
Golf discount and complimentary access – One free lesson per month and 50% discount on other events are available with the Emirates World card. Three complimentary golf games are also the benefit of a card holder.
Add-on facility- Add-on card facility to the family member is available in Emirates World card. The Add-on facility is available to a family member after 15 years of age.
Contact less use – Manhattan Platinum Credit Card allows you to do purchasing up to INR 2000 at a time by contact less method. This is an easier method on which you have not to waste the time any more. You can use this method to do purchasing of more than INR 2000 also but in that case you have to provide the security code.
Do all the work by app- All the information related to Emirates World card can easily be access by Standard Chartered mobile app as well through Internet banking. Redeem facility is also there.
EMI facility – EMI facility to pay the purchase more than INR 2000 is available through Emirates World card.
Loan facility- Emirates World card possessors are eligible to get a loan of INR 500000 on a single phone call, no document is required. This can be returned in 12 to 60 EMI. This facility makes this card really unique.
Redeem reward program- Emirates World card offers 360 degree reward program, under this the earned points can be redeem in almost all the different types of purchase of items.
Secure money transaction- All transaction through Emirates World card is highly secured as it is 3D secure OTP based transaction.
Fees and rate- The joining fees of Emirates World card is INR 3000 and the yearly renewable fees is also INR 3000/-

Platinum Rewards Credit Card

Platinum Rewards is a free card of Standard Chartered Bank having no joining or renewable fees. It gives opportunity to save 5X reward points in purchase of fuel and expenditure in dinning.

15% discount in Apollo- Apollo Hospital grants 15% discount to the Platinum Rewards Credit Card holders. This is a big relief by Standard Chartered Bank to the patient through Platinum Rewards.
Nanavati Hospital discount- Nanavati the big brand in the health sector grants 10% discount to the Platinum Rewards card holders.
Medica, Medanta, Fortis- Many big name in the health sector grants discount of 10%. Many diamonds and ornaments brands offer a high discount.
5X rewards on fuel – There are 5 reward points on every INR 150 purchase of Fuel from any outlet. There is no monthly barrier to earning reward points.
1X reward point – Platinum Rewards card customers have facility, Apart from fuel purchase, on any other purchase, there is 1 reward point on every spend of INR 150.
10% cash back on air ticket – If you are booking your air ticket at Paytm platform using Platinum Rewards card, this makes the customers entitled to get 10% cash back.
15% saving on Ola-Ola ride helps in saving of 15%, only thing is you have to pay by Platinum Rewards card.
PharmaEasy offer- Purchase of medicine by using Platinum Rewards card on PharmaEasy online platform hatches 5% cash back.
Relief in Summer- Voltas product has a discount of 10% for the customers of Platinum Rewards card.
Add-on facility- Add-on card facility to the family member is available in Platinum Rewards card.
Loan facility- Platinum Rewards card possessors are eligible to get a loan of INR 500000 on a single phone call, no document is required. This can be returned in 12 to 60 EMI. This facility makes this card really unique.
EMI facility – EMI facility to pay the purchase more than INR 2000 is available through Platinum Rewards card.
Redeem reward program- Platinum Rewards card offers 360 degree reward program, under this the earned points can be redeemed in almost all the different types of purchase of items.
Purchase without card – You can do purchasing of INR 2000 at a time by contact less method. This is an easier method on which you have not to waste the time anymore.
High Security- All transaction through Platinum Rewards card is highly secured as it is 3D secure OTP based transaction.
Fees and rate- The joining fees and renewable fees, both are free in Platinum Rewards card.

Visa Infinite Credit Card

Visa Infinite credit card is a lifestyle card. It grants 5 times more credit points rebate on the spend in foreign. Lounge access, tasty food, air Insurance etc. have attractive offers under the Visa Infinite.

Unique reward- You can earn 5x reward points on foreign-related spend. You can earn 5 times reward points also on purchase in retail fashion. However, for other purchases, it is 1x.
Priority pass – Visa Infinite credit card holders can have priority pass and are able to have access of more than 1000 airport worldwide.
Complimentary lounge – Four complimentary domestic airport lounge access is allowed to the credit card holder. Customer is eligible for this facility in every three months.
Complimentary overseas Insurance- USD 25,000 is provided for medical related and INR 1.2 is available to the Visa Infinite credit cardholders as accident benefit.
Discount by many companies- Many big brand offers a high discount to the customers of Visa Infinite credit card. these companies grants a discount from 10% to 20%. The details of offers can be obtained at https://www.sc.com/in/promotions/the-good-life-privileges/

Yatra Platinum Credit Card

Yatra Platinum credit card is a good travel card. High welcome gift and 4x rewards on yatra dot com is also an attraction.

10% discount on yatra dot com- Yatra dot com provides 10% discount on all tickets booked through Yatra Platinum credit card. There is no limit of cash back, you can book as many as you can.
4x reward points – Yatra dot com also allow high 4x reward points on every INR 100 expenditure on yatra dot com platform. However, for other purchase, the allowed reward point is 2x.
Welcome gift of INR 4000- Yatra dot com grants a welcome gift as travel voucher of INR 4000. Yatra dot com provides the gift within 60 days of the start of credit card.
Waiver on cancellation fees- This is a common problem of loss of ticket price if we cancel the ticket. Yatra dot com provides a security in the form of waiver on cancellation fees.
Fuel surcharge waiver- Yatra Platinum credit card holders have the privilege of saving 1% as fuel surcharge waiver, if fuel is purchased at any fuel outlet.
Good life program- Under good life program, Yatra Platinum credit card customers can avail high discount on many items related to dining, fashion or medical treatment etc. Almost 22 brands of repute are partner of Yatra Platinum credit card.
Lounge Access- Complimentary airport lounge access is available on production of Yatra Platinum credit card. The facility is available at 1000+ airports worldwide.
Loan- You can take a loan up to INR 5 lakh if you are having Yatra Platinum credit card. A simple single phone call is enough for getting the loan amount, no document is required. This facility is quite useful especially in emergency
Add-on facility- Add-on card facility to the family member is available in Yatra Platinum credit card.
EMI facility – EMI facility to pay the purchase more than INR 2000 is available through Yatra Platinum credit card.
Redeem your earned points -Customers of Yatra Platinum credit card has an option to redeem earned points in almost all the different types of items.
Purchase without card – You can do purchasing of INR 2000 at a time by contact less method. This is an easier method on which you have not to waste the time any more.
Highly secure card transaction- All transaction through Yatra Platinum credit card is highly secured as it is 3D secure. It requires OTP for every transaction.
All information at your tip- All the information related to Yatra Platinum credit card can easily be access by Standard Chartered mobile app. However, you can access this information through Internet banking.
Fees and rate- There is no joining fees of Yatra Platinum credit card, however, the yearly renewable fees is INR 499/-

Bandhan Bank Standard Chartered Bank Credit Card

Bandhan bank Standard Chartered Bank credit card is an internationally accepted credit card designed to grant a variety of benefits to the customer of Bandhan Bank.

There are three different cards come under Bandhan bank Standard Chartered Bank – Xclusive, Plus and one credit card.

10 rewards point in Xclusive – 10 reward points are available for every spend of INR 150 in dining, movie and shopping, while it is 3 reward points for other expenses. There is lounge availability at discount rate under Xclusive card.
5 reward points in plus- Plus offer 5 reward points on every INR 150 spend on dining, movie and shopping ,while, for other purchase 3 reward points is allowed.
500 reward points – Bandhan one grants 500 rewards points as joining gift.
Fuel waver – Fuel surcharge waver is allowed in Bandhan one card.
Bandhan Plus welcome- Bandhan plus welcome offer is attractive. It grants 1500 reward points to new members.
Bandhan Bank Xclusive – As a welcome gesture Bandhan Xclusive grants voucher of INR 3000 from Make My trip.

Standard Chartered Credit Card Eligibility

Standard Chartered Bank offers various credit cards as per the need of the customers. The Income eligibility varies on different cards but a few documents related requirement is common for all the cards. Documents related to identity, address proof and income tax returns are mandatory requirements for all the cards.

A minimum monthly salary of INR 27,500 for salaried class people and income of INR 5 Lakh per annum for self employed persons are essential to apply for a Standard Chartered bank Credit card.
Usually Bank allow 2 to 3 times of your monthly income as credit limit.
If you are already a customer of standard chartered bank and have a good customer history, then bank grant you higher credit limit as well as good welcome gift. But a person having not any relation with Standard chartered bank at the time of application is also eligible.
The age for the applicant must be between 21 years to 65 years.
Income tax returns of last at least two years is also required.
Salary slips for salaried person for last three months also mandatory.
Identity proof such as any one of Addahar Card, PAN card, Driving license, etc. has to submit with application form.
Address proof of any one of Addahar card, electricity bills, telephone bills, etc. can be produced.
A good SIBIL report i.e. 700 points out of 1000 is also necessary to get issued the Standard Chartered Bank Credit Card.

Standard Chartered Credit Card Apply

Standard Chartered Credit Card application process is quite simple and available online.

Go to the Standard Chartered Credit card web page
Select the card of your choice.
Just below the photograph and caption of card, you will get an apply button, click to apply.
It will bring you on apply page, there you have to provide four information only, whether you are current customer of Standard Chartered bank, your city, mobile number and email ID.

Once you will proceed the filled form, within a few days bank executive will contact you and complete the form fill up and documents formalities.

Standard Chartered Credit Card Status

Once we apply for credit card, next our query is related to status of our application. Standard Chartered bank provides online facility to know the status of your credit card application.

Go to the web page – https://apply.standardchartered.co.in/application-status
You have to only provide your application number and mobile number to know the status of your credit card application.

Standard Chartered Credit Card Login

Standard Chartered credit card login system is easy and convenient.

Username is provided with your credit card starter kit. You can generate the password by visiting following web page

https://www.sc.com/in/bank-with-us/online-banking-login/

There is an instant registration facility available that only requires the details of your credit card, and registered mobile.

Standard Chartered Credit Card Statement

Standard Chartered credit card statement is always requiring for bill payment and to update the earned points. Following are the easy way to download the Standard Chartered credit card statement.

Standard chartered bank provides the e statement every month to your registered e mail ID.
There is option for knowing instantly the Standard Chartered credit card statement, you have to login your online banking and you can download the statement.
Standard Chartered bank does not charge any money for providing e statement.

Standard Chartered Credit Card Payment

There is numerous ways to pay the bills of Standard Chartered credit card. One can pay online or can use the offline boxes by dropping the required amount of cheque payble to credit card number.

However, Bill desk provided by Standard Chartered bank exclusively for payment of bills of credit card is more popular.

Bill desk can is popular platform for payment of Standard Chartered Credit Card bills. It only require your 16 digit credit card number, your mobile number, email and the amount that you want to pay. You also have to select the bank account from which you want to transfer the money.
Bill desk can be access by following web page.

https://pgi.billdesk.com/pgidsk/pgmerc/standardchartered/scb_card.jsp

Standard Chartered Credit Card Offer

Standard Chartered credit cards have many offers for customers. However, different cards have different attractive offers, but a few offers shared below are common in almost all cards.

Apollo offer- Apollo the famous Hospital offers 15% discount to the Credit Card holders. This is a big relief by Standard Chartered Bank.
Nanavati offer- Nanavati the big brand in health sector grants 10% discount to the card holders.
Health Sector offer- Medanata and many others big name in the health sector grants discount of 10%. Many diamond and ornaments brands offer high discount.
Ola offer-Ola ride helps in saving of 15%, only thing is you have to pay by card.
PharmaEasy offer- Purchase of medicine by using credit card on PharmaEasy online platform hatches 5% cash back.
Voltas offer- Voltas product has a discount of 10% for the customers of credit card.

Redeem Standard Chartered Credit Card Point

Redeem of earned points through Standard Chartered credit card can be done by using the points in purchase of different items. Redeem can be done in purchasing electronics items, fashion items, flight tickets, hotel booking,

Details of offers by different big brand is available in the following link- https://www.sc.com/in/promotions/the-good-life-privileges/
You can select the item from above mentioned link list. Below the items the option for purchase is provided, during purchase you can redeem your earned points.

Standard Chartered Credit Card IFSC Code

Standard Chartered Credit card payment has a ifsc code. It depends on the card issue branch. For example – The Standard Chartered IFSC code for credit card payments is SCBL0036001, this card is from the branch is MG Road, Mumbai

Standard Chartered Credit Card Customer Care

Standard Chartered credit card customer care number works 24×7, there are exclusive number for different towns-

Gurgaon, Noida – 011 – 66014444 / 011 – 39404444

Jalgaon, Guwahati, Cuttack, Mysore, Thiruvananthpuram, Vishakhapatnam, Mathura, Proddatur, Dehradun, Saharanpur – 1800 345 1000.

Apply Now for Standard Chartered Platinum Rewards Credit Card

Standard Chartered Credit Card Pros and Cons

Pros	Cons
Standard Chartered credit cards offer many cards which are free of introductory charges or any yearly charges.	Our research says that the use of credit cards as per our needs and paying ability is always beneficial.
Standard chartered Credit cards offers free air trip as the gift. International spends have high discount.	Credit cards only be a burden, if our expenditure is not been controlled and we fail to repay the money in time.
Standard Chartered credit card grants loan of INR 500000/-
Standard Chartered credit card have provision for high discount for patient treatment at famous hospital such as Apollo, Medanta etc.
Standard Chartered credit bank does not necessarily require prior relation with bank. Fresher can also apply.

Conclusions

Many Standard Chartered Credit Cards are free of any introductory or renewable charges. Standard Chartered credit Card apply process is quite simple. Standard Chartered Credit even offer free air trip.

High discount in treatment at big hospitals is also make this card unique. Card offers very attractive credit card beneficial for the entire different income group in the society. Credit Card offers many attractive discounts.

Customers even eligible If you are working class then you have a special designed credit card by the Axis Bank. For frequent foreign fliers, credit card provides a high discount on different spend.

Standard Chartered Credit Card is highly useful for business as it provides loan up to INR 5 lakh.

Standard Chartered Credit Card FAQs

Q1. What is the relaxation period of paying bills in Standard Chartered Credit Card?

Ans- Standard Chartered Credit Card offers 55 days as interest free days for paying the credit card bills. You are advised to pay the bills within the relaxation period otherwise high interest is charged.

Q2. What I have to do if I forget the password?

Ans- There is a provision for again generation of password, but the user ID and registered mobile must be with you. You can set the new password again.

Q3. How many add-on cards are available with Standard Chartered Credit Card?

Ans- Standard Chartered Bank allows four add-on cards with a Credit card. The minimum age require is 16 years. No additional charge is required for additional add-on card. Thus almost all the family members can have the facility of credit card with one card only.

Q4. Is it necessary to reapply at the expiry of Standard Chartered Credit Card?

Ans- No, you have not to apply,Standard Chartered Bank automatically reissue the credit card and send it to your registered home address.

Q5.What if I spend over the limit of my credit card?

Ans- If you spend more than the credit limit then immediately, you have to pay the excess amount of money. In case you do not pay it immediately then you have to pay an additional interest rate known as over limit spend charges.