SBI Net Banking Reviews – How To Use, Types, login, Yono SBI, Registration, Activation, Customer Care & Why SBI Is India Best Money Transaction Platform

Amazing Facts about SBI online Net Banking Platform

The facilities that SBI extends to its customers have to be nothing less than world-class. Falling in the line is SBI Net Banking which is indeed the best and one of the largest.

SBI Bank is the largest bank in India with the highest penetration in the country. Its world-class SBI Net Banking facility supports a wide range of products and services and offers an on the go mobile SBI Net Banking App.

SBI is considered to be the government’s own bank. Any policy changes or the introduction of new Banking policies are first implemented in the market through SBI.

Although, Indian government earns from the Reserve bank of India but tacitly controls the Banking system of the entire country through SBI.

Therefore, one can understand the status that SBI enjoys in the Indian Banking eco System.

SBI offers different types of accounts that can be opened by a prospective client. That include:

Types of SBI accounts

• Salary Account
• Savings Bank Account
• Small SB Account
• Current Account
• Corporate Account

Obviously, the days are gone where in people walk up to a branch to carry out their regular transactions. World has gone digital way so are the banks, and SBI is certainly not an exception.

To facilitate and match up with the growing demand and customer base to be tech savvy, SBI has come up with its share of cutting age seamless technology based interNet Banking that can match the best in the world.

SBI Net Banking is developed with help of latest and state of the art cutting edge technology involving continuous integration and development process.

There are two options to log in on to SBI netBanking facility, namely, retail netBanking and SBI Net Banking corporate.

Here we will focus on retail net banking as it is focused on the individual customers of the bank.

About OnlineSBI

OnlineSBI is the SBI Net Banking facility introduced and managed by State Bank of India, India’s largest nationalized government-controlled bank.

OnlineSBI is the SBI Net Banking portal for India’s largest nationalised bank State Bank of India.

In order to get started with the SBI Net Banking login facility, you need to visit the SBI home page website.

If you are an existing customer of SBI and having an account with SBI, you can click on the button “CONTINUE TO LOGIN”.

If you are new to SBI and just opened an account, then you need to first register in order to use the SBI Net Banking facility.

Types of SBI Net Banking

• Retail Net Banking (personal Banking)
• Corporate NetBanking

1. Retail Net Banking or Personal Banking

Let’s delve more into the benefits of both types of SBI Net Banking offerings.

Benefits of Retail personal Net Banking

The Retail InterNet Banking enables a customer do execute the following function after login to his/her SBI netBanking account:

• Using NetBanking SBI you can transfer funds to your own account as well as to a third party accounts
• You can book a fixed deposit / Recurring deposit / Flexi deposit / Tax Saving deposit
• You can book a ticket for the Airline, Rail, Bus or book a hotel room online
• You can make payment for online shopping and purchase
• You can do Instant Mobile/DTH recharge or book movie tickets
• You can do IMPS transfer of funds
• You can use Western Union Service to do international money transfer
• Leveraging RTGS/NEFT transfer you can credit beneficiary accounts
• You can view download print share your account statements
• You can set up standing instructions using SBI Net Banking
• You can schedule payments
• You can configure profile settings
• You can make online tax payment via E- Tax
• You can make Automatic bill payments via E – Pay
• You can open SBI DEMAT and IPO services using Net Banking
• You can pay Visa Credit Card bills issued by other banks, unique to SBI net banking

2. Corporate Net Banking

State Bank of India offers world-class corporate Internet Banking. The Corporate Internet Banking (CINB) leverages the corporate customer to carry out Banking activities anywhere and anytime Banking on the go with the power and convenience of the internet. 

Benefits of Corporate Net Banking 

State Bank of India offers world class Net Banking for it Corporate SBI Net Banking customers. 

• Anytime anywhere Banking across all branches distanced by ocean
• Employees can enjoy convenience Banking managing account from office and work from home employees
• Ensuring the highest level of security and integrity as required by corporate Banking
• Anytime Banking through 24/7 transaction as demanded by corporates falling in different time zones
• Saving time for corporates as no need to walk up to the branch for routine transactions
• As more and more demand as a part of their social responsibility, SBI Net Banking promotes Green Banking – paperless Banking
• Pay Bills, taxes and statutory dues online in bulk for employees and avoid queues and avoid operational delay
• File upload facility enabling to facilitate bulk salary payment, tax, pre-paid card top-up, utility bills, remittances
• Money Transfer to SBI and other bank accounts
• Payment to registered beneficiary online, instantaneous payments in one click to multiple accounts
• Bulk Merchant Payments within a pre-approved limit to various registered and non-registered merchants like telecom, electricity, municipal corporations
• Apply to IPOs online (ASBA)
• MIS / Reverse file enabling users to enjoy the convenience of easy reconciliation

How to Apply and Registered SBI Net Banking

When you open an account with SBI branch or corporate salary account, you will be given a Pre-Printed Kit (PPK) that will have your initial user id and password to login on to your Net Banking for the first time.

PPK can also be mailed to your registered address as well as in the form of SMS, in case you cannot collect it from the branch.

• Visit www.onlineSBI.com and log in using the user id and password.
• If you have received the InterNet Banking Pre-printed Kit, then you are not required to register online.
• An alert message in the Login page will appear that ask you to use the login id and password in the pre-printed Kit (PPK) to login to Internet Banking.
• Click on OK in the Alert Message Box to proceed with the process of setting up your new login id and password. You need to begin by selecting the New User Registration from the drop-down menu.
• Press on Next to proceed with the New User Registration process. You can see a user-driven registration form.
• Begin by entering your account number as displayed in account information containing a letter in the account opening kit.
• Enter the CIF number which is available in your Passbook or in the account statement. Enter the branch code that you will find in your passbook.
• In case you do not know the branch, code uses the Get Branch Code link to retrieve the branch code based on the location and branch name.
• Select your country and enter the mobile number registered in your branch and opt for Full or Limited Transaction Rights or View Rights for your SBI net banking service.

Finally, Enter the Captcha code and click Submit. Now you need to enter the OTP received in your registered mobile number. Enter the OTP and press Confirm. You need to complete the registration process now at this stage. This is the last stage of SBI Net Banking registration process.

SBI Net Banking Supported Stock Broker: Start Your Share Market Investment

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First Time New User SBI Net Banking Activation

Without going to the branch, go to onlineSBI.com and click on new user registration.

There are 2 ways of doing it. If you have received the PPK kit from the branch then you do not need to register here, if you do not have PPK kit and have the ATM card then you can register here as described below in the next section on activation of SBI Net Banking next.

You need to have ATM/Debit card. With the help of card information, you can complete the registration process of SBI Net Banking. You can activate the SBI Net Banking only after successfully complete the SBI netBanking registration process for your account.

You need to choose ATM/debit Card option and click Submit. If you do not have an ATM card, you need to visit the nearest SBI branch. InterNet Banking services can then be activated by your branch.

When you visit a branch, the registration process will begin at the Debit Card Validation page and you will be requested to validate the ATM credentials.

Enter you ATM/debit card number, expiry date, card holder name, PIN, enter the Captcha and click on proceed.

Here, you need to generate a permanent username as your system generated earlier user id which came inside the PPK kit will no longer be valid. You also need to reset/ create a login password.

We will discuss both options of setting up SBI Net Banking, first option is without a PPK Kit but using ATM card, second option is by using PPK kit branch registration option.

Confirm the password by re-entering it to confirm and next is to tap the Submit button. Your Registration is successful. You are asked and redirected to the login page to login to SBI netBanking services with your newly created permanent username and password.

The next is to set a profile password by re-entering the profile password to confirm. You would get an option to choose a hint question from the list of common questions to set your profile.

You need to key in the answer for the hint question which you need to remember in case you need to unlock your account in future. Enter your date of birth as on the bank account, place and country where you are born.

Enter your mobile number as registered in your bank account at the time of applying an opening your bank account.

Your profile password and personal will be saved. You need to confirm. You need to press the Account Summary link on the confirmation page. The list of accounts mapped to your username will appear on the screen.

Registration via online SBI Net Banking service for the first time will give you the view rights for basic checking like your account balance or generate the account statement for security reasons.

You can upgrade from view rights to transaction rights by using the access level link under tab named “Request & Enquiries tab”. If you do the registration via branch, you will be given the transaction rights instantly.

If you do not have an ATM or Debit card, choose the relevant option after providing your account number, CIF number, mobile number and services required and tap the submit button. You will be given a system generated username for which you need to set up your password to login and press Submit. You will have to confirm.

The offline alternative process for registration is that you will see your temporary username and pre-printed kit (PPK) number in this confirmation page which will also have a link to the registration form.

You need to Download the registration SBI Net Banking form and print and fill the required details. You will then have to submit the form at the nearest SBI branch to register for SBI netBanking. After the first login, you need to change your system generated login d and password.

You will receive an OTP, once you enter the OTP and submit, you will receive a confirmation message that your new user id and password is set.

Second Option SBI Branch

If you are a first-time customer, you need to open account with SBI. You can open a salary / savings account.  You can complete the SBI Net Banking registration process at the branch and activate your SBI Net Banking login and password instantly.

At the branch, you are guided through a step by step process of initialization that you must follow till the end to complete the registration process first time.

You need to fill a registration forms given at the branch by the account opening executive or you can access online from the SBI website. You need to fill it completely and submit it at your nearest SBI Branch or to the account opening executive.

Your registration process will be carried out by verifying all your details and authenticated by the branch. Then your system-generated user id and password will be generated and communicated to you.

SBI Net Banking Login Process

We will guide you through the Retail InterNet Banking process by login to OnlineSBI without kit for first time users.

If you have completed the registration process for interNet Banking then you can set the user id, login password, and profile password without going to a bank branch.

Let’s find out how.

• Visit the online SBI home page.

• Under personal Banking, press the login button. Next, click on the ‘continue to login’ button to proceed further.
• Enter the temporary login id and password that you have received after completing the registration process. Click on the login button.
• Enter the username of your choice to use the SBI Internet Banking facility in the future. Please note that this will be your permanent user name and you will not be allowed to change the username.

• Check username availability. If the username is available, then proceed by clicking on the Terms & Conditions checkbox and click on submit.
• Enter the login password of your choice; re-enter to confirm the password in the next box below. And click on confirm.
• It is now time to set the Profile password to be able to profile based transactions.
• Enter the profile password of your choice. Re-enter the same password to confirm.
• Next, select the hint question in the next box. Or you can select a hint answer. If you forget your profile password, then you need to use this hint question and the hint password to set a new profile password.
• Select the place of birth, select your country from the dropdown, enter your registered phone number, and click on submit.

You will receive a confirmation message that your profile password has been successfully set, you may now log in to SBI Net Banking. Click logout from the logout button on the top right corner of the page.

How to Use SBI Net Banking – Step By Step Guide

You can use SBI netBanking to perform the following operations

• Using NetBanking SBI you can transfer funds to your own account as well as to a third party accounts
• You can book a fixed deposit / Recurring deposit / Flexi deposit / Tax Saving deposit
• You can book a ticket for the Airline, Rail, Bus or book a hotel room online
• You can make payment for online shopping and purchase
• You can do Instant Mobile/DTH recharge or book movie tickets
• You can do IMPS transfer of funds
• You can use Western Union Service to do international money transfer
• Leveraging RTGS/NEFT transfer you can credit beneficiary accounts
• You can view download print share your account statements
• You can set up standing instructions using SBI Net Banking
• You can schedule payments
• You can configure profile settings
• You can make online tax payment via E- Tax
• You can make Automatic bill payments via E – Pay
• You can open DEMAT and IPO services using Net Banking
• You can pay Visa Credit Card bills issued by other banks, unique to SBI net banking

Let’s find out how to execute the above operation in detail through a step by step guide.

Select the personal Banking if you have savings/salary account with SBI. If you have a corporate/current account then you will select corporate Banking.

Login on your personal netBanking by using your username and password

We will demonstrate the netBanking steps using personal Banking.

Next select ‘continue to login’. Next you need to enter your user name and password, and enter the Captcha and hit the login button below.

On the main menu, you can check

1. My Accounts & Profile

On the left hand side of the screen, you see many options. We will discuss each option, how to use and the usefulness here.

2. Account Summary

You can check account balance here. Once you login, under account summary option, you will be able to see the name of the account holder, name of the branch, click on the link under balance to see the balance that you have in your account.

You can also check the last 10 transactions by clicking on the link given under Transactions.

3. Account Statement

Click on account statement. You can retrieve statement by date, by month, Last 6 months, and FY (PPF Account).

By Date:

Select Start Date & End Date of the statement.

By Month:

Select the year and the month for which you want to retrieve the statement.

Last 6 months:

This option will allow you to retrieve the account statement for the last 6 months from the current date.

If you just want to view the bank statement then click on the ‘View’ radio button. If you want to download it in MS excel format or PDF format, select the button appropriately. Then select the button ‘go’ below.

Select location in your computer where you want to save the file/download and click on save. You can now view the bank statement once the download is complete.

4. Payments & Transfer

Under this option, you will see the options to transfer funds to other accounts. The first option here is,

• Funds Transfer
• Intra-Bank Transfer
• RTGS/NEFT
• Credit Card (VISA)
• IMPS Payments
• NRI eZ Trade Funds Transfer

Quick Transfer (Without Adding Beneficiary)

If you want to send less that Rs. 10000/- then you can do that by selecting this option without adding the transferee as beneficiary.

• Click on Quick Transfer, in the next field, enter the name of the beneficiary to whom you want to transfer money, enter the beneficiary bank account number twice below in each box.
• Select payment option within SBI or other bank transfers.
• If within SBI then enter the amount you want to transfer and enter the purpose of the transfer.
• If other bank accounts, then enter the IFSC code of the other bank account, select the transfer mode as IMPS/NEFT. Select amount, the purpose of transfer, accept terms and submit.
• You get the summary of the transfer, press the confirm button.
• Next, you will get an OTP on your registered mobile number, enter the OTO and submit, you will receive a confirmation message that the transfer of fund is complete.

5. Add & Manage Beneficiary

• If you want to transfer more than Rs. 10000, you need to add the name of the beneficiary by selecting the ‘add & manage beneficiary’ option.
• To add beneficiary, click on the above option, you need to enter your profile password and click on submit to proceed further.
• The next screen will display a whole list of options to select from.
• If the beneficiary, you are adding, has an account within SBI, then select the first option ‘SBI Beneficiary (Account holder of SBI)’.
• If the beneficiary account belongs to other banks, select the second option ‘Other bank Beneficiary (Account holder of other banks)’.
• Under Other bank Beneficiary Option, you need to enter the name of the beneficiary, the beneficiary bank account number, re-enter the beneficiary bank account number, if you want, you can enter the beneficiary address which is optional, you can enter the limit of money that can be transferred to this account.
• Enter the IFSC code and accept the terms and conditions, and submit.
• You will receive an OTP on your registered number, enter the OTP, and submit.
• The beneficiary will be added and it will be activated for the transfer of funds in the next 24hrs. You will receive a message from the bank once the beneficiary is activated successfully.

Funds Transfer to Beneficiary Account

• To Transfer funds to this newly added account, select Payments & Transfers from the main menu on the top.

• If the beneficiary is an SBI account holder, select option ‘Accounts of others within SBI’.
• If the beneficiary is another account holder, select option ‘Other bank transfer’.
• Under other bank transfers, select the transaction type as IMPS or RTGS or NEFT and click on the Proceed button.
• The next option will allow choosing the Transaction type as a person to account via IFSC or via MMID.
• Let’s select IFSC and click on proceed.
• On the next screen, enter the amount you want to transfer, select the purpose from the dropdown.
• You will see the list of beneficiaries that you have added for fund transfer.
• Select the beneficiary to whom you want to transfer the fund.
• Check the box to accept terms & conditions and submit them.
• You will get a summary of the fund transfer. Click on the confirm button below.
• You will receive an OTP that you need to enter and click on Confirm.
• You will receive a confirmation message from the bank that the transaction is successful.

6. Bills Payments

You can select Bill Payments Options from the main menu. You can select various bill payments options from the dropdown, such as View/pay Bills, Manage Biller, SBI Life Premium, Top up recharge, etc.

7. Fixed Deposit

Next Option in the main menu is fixed deposits. You can open FD, RD or close them.

8. e-Tax

Next Option in the menu is e-Tax. You can pay direct and indirect taxes.

9. e-Services

You can link Aadhar card to your bank account. You can go to ATM services to block your ATM card, you can change the limit of your ATM card, you can change your ATM PIN here, you can even request for new ATM/Debit Card.

In this option, you will get various schemes, such as Social Security Schemes where you can apply for the benefit of the scheme from here.

PAN Registration, where you can link you PAN to your account.

10. Request & Enquiries

You can select various options from the dropdown, wherein you can apply for a new cheque book. You can specify how many chequebooks and no. of leaves in the cheque book you want. Select submit and you will receive the cheque book on your registered address.

If you have issued a check ti anyone and do not want to clear the cheque, you can select ‘Stop Cheque payment’ Option from the dropdown.

If you click on this option, you will need to enter the cheque leaf number that you want to stop payment for. Accept terms and click on submit.

By using the aforesaid options and many more, you can manage you your bank account sitting at home/office from your laptop/mobile without visiting a bank branch, such as requesting for a new chequebook, apply for FD/RD accounts online, apply for ATM/Debit Card.

You can even link your Aadhar/Pan card to your account. And you can transfer funds to an SBI or other non – SBI account, and view or download your bank account statement.

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SBI Yono App – Registration & Use

The world is going mobile, 96% of the users access their accounts on the mobile on the go. The days of desktop computers or laptops are numbered.

Realising that, SBI has developed an advanced mobile application called YONO, which can be downloaded from Appstore or playstore and quite seamlessly compatible with android and iOS mobiles.

To get started with SBI netBanking facility on YONO, you can now register on the app with the help of ATM Card in Yono netBanking.

First time when accessing Net Banking, you will see a message that customer is already registered for interNet Banking.

You might be wondering when you opened Net Banking with SBI. Don’t worry about it. Generally, when you open account, in the application form you check the box for SBI Net Banking activation but you are neither aware, nor do you know username password.

You will get 3 options on the screen to choose from:

1. Login with InterNet Banking ID
2. Register with my ATM Card
3. Register with Account Details

Clicking on YONO will take you to the state of the art SBI Net Banking app. YONO stands for Your Account at Your Finger Tip or the Yono App.

Yono is your bank on the move. You can check your account balance, Sign in to pay your bills on the go, Transfer money using Fund Transfer, Set Up Automatic Payments, Buy products and financial services such as applying for a personal loan, and do a lot more than just Banking and that too on the move.

Leveraging the features of YONO app you can enjoy the benefits that include:

• 24/7 Fund Transfer
• Bill Pay
• Instant Loans
• Invest & Secure
• Grab Offers
• Book Travel & Entertainment

1. Yono App Registration Process

• Download Yono App on your mobile. Click on the ‘existing customer’ option below to proceed.
• The next screen will ask “Do you have SBI Internet Banking ID?” If you have interNet Banking ID, click “Yes”.
• Then by entering your interNet Banking Id and password, you can login here. However, if you do not have an Internet Banking ID and password, then click “No”. You can register with your ATM/Debit Card.
• The next screen will display options like “Register for YONO with my ATM Card”. Select the option to register with ATM Card.
• You need to enter the CIF number and Account number and select submit.
• You will receive an OTP. Enter the OTP and select next.
• You need to enter the ATM card number and PIN and click on submit.
• You will get the summary of your bank details on the screen that you need to review before proceeding, once reviewed, click on ‘Next’.
• You need to create a temporary password and confirm the same password by re-entering, and then click on submit.
• You will get a message “You are already registered for the Internet Banking facility. To get a username and duplicate password, please contact your home branch”.
• Click OK. You can use the same pin that you have created to login.
• If you have interNet Banking Id then click on “Yes”.
• You can enter the username and password and select submit.
• On the next screen, you need to give “consent to use MPIN”. Click next to the bottom of the screen.
• The text message tells you that you can log in to your Internet Banking in two ways. The first one by using SBI Internet Banking User di and password and the second method is by using a 6-digit numeric pin (MPIN).
• We will now learn how to set MPIN. For that, we will have to click next from the bottom of the screen. On the next page, you will get the option to set a 6-digit numeric MPIN of your choice.
• Enter the 6-digit MPIN of your choice and re-enter the MPIN and click on next.
• You will now receive OTP. Enter OTP and click the “Next” button.
• You will get a confirmation message from the system “Congratulation! You have successfully registered. Go to login”. Click on the “Go to Login” link.
• Henceforth to log in, you can enter the MPIN.

2. Use Yono App – Step By Step Guide

First, you need to open the YONO application on your mobile. Select the visual option on the screen that says, “existing customer”.

Once you are logged in on YONO APP, the opening screen on the App will display various Net Banking options along with your account balance.

YONO Pay Page Features

By selecting Yono Pay, you can transfer funds to SBI and other bank accounts.

Quick Transfer

First option is “Quick Transfer” where you can transfer up to Rs.10000 instantly without adding a beneficiary.

Bank Account

Second option is Bank account that enables you to transfer funds to your own and other account. However, in this case, you need to add beneficiary before transferring funds.

To transfer funds using a bank account, click on the “Bank Account” option. It will give you two options, Other Accounts or Own Accounts.

You will get the list of beneficiaries that you have already added in the account. Select the beneficiary whom you want to transfer the fund.

Pay A New Beneficiary

To pay a new beneficiary, you can select the option “Pay a new beneficiary” from the bottom of the screen.

You can select Account number or mobile number through which you want to transfer funds.

Choose an option and select next.

You will get two options, SBI Account & Other Bank Account.

If the transferee has SBI account, choose SBI Account or else choose Other Bank Account.

Enter the name of the beneficiary, account number, IFSC, Maximum Limit, Nick Name, and click next.

You need to enter the amount to transfer. Enter remarks, and click on Pay.

You transfer will be complete and you will receive a confirmation message.

YONO Cash

Next Option is YONO Cash. Using this option, you can withdraw money without an ATM Card.

After clicking on Yono Cash, select “Request Yono Cash”. Enter the amount and click next.

Enter the 6-digit PIN.

You get the transaction details to review. Check the box of terms and conditions, and select confirm. You will get a confirmation message on the screen.

Next, go to any SBI ATM Machine, click on Yono cash. Enter the pin that you created on the App. You will receive an OTP that you need to enter, and you can withdraw cash. Note that here you have not used ATM card to withdraw money here.

BHIM UPI

The next option is BHIM UPI. You can use UPI in this option and you can transfer funds using this option.

QR Scan

You also get an option of You can transfer fund by scanning any QR code using this option.

Yono Menu offers to open a digital account, financial products, Shop & Order; Check your best offers, etc.

Recharge

At the bottom of the screen on the App, such as SBI Credit Card where you can pay the credit card bill, Prepaid Mobile to recharge mobile, DTH recharge to recharge DTH, and other Bill Pay options.

Deposits

Another option is Deposits. Click on deposits, you will get options to open RD/FD accounts online instantly without getting to visit a branch.

To Open Fixed Deposits, Click on Create Fixed Deposits. Enter the amount for which you want created the FD. Select number of years, months, days for which you want to open the FD, and click on Next.

SBI Cards

Another option on the App is Cards. By clicking on it you can manage your cards easily.

Clicking on cards option, you will see the details of the SBI cards that you hold. Select the card, and you can see details, such as your card Outstanding, Last payment, Credit Limit, Used and available credit limit, cash limit, etc.

At the bottom of the screen, click on Pay Now to pay your credit card bills.

If you do not have a credit card, you can select “Get a New SBI Credit Card” to apply for a new SBI Credit Card. Next, the app will recommend credit cards for you.

Insurance

You can buy an insurance policy from this option online instantly. If you have already taken any policy, you can link the policy by selecting “Link A Policy:” option.

Investment

By selecting this option, you can find out the details of your investments. If you have not done any Mutual Fund investments, than you can start your investments from here.

Quick Links

You can invest in mutual fund from here. Scroll down to select from the list of Quick Links, such service requests, Bill Payments, Yono Cash, Book Train Ticket.

Help

Need Help, here are some options, FAQs, Nearest Branch/ATM, Ask SIA, or you can call toll free number 1800111101.

Service Requests

By selecting service request, you can access many options. First option is loans. You can apply from car loans, home loans, education loans. You can apply for new debit card. You can block or activate your ATM card.

If you have exhausted cheque books/leaves, you can apply for new cheque books. In this option, you can request cheque book, select the number of leaves, choose from the dropdown, and check the box of terms and conditions and click next.

You can block debit card, you can change debit card PIN, and stop cheque payment.

You can logout the logout symbol from the top right corner of the App Page.

SBI Anywhere SBI Net Banking App

SBI Anywhere Android App is best app for SBI InterNet Banking. The app can be downloaded from both Google Play store as well as App Playstore for both android based mobile as well as IoS based mobile.

Difference Between Yono and SBI Anywhere

SBI Anywhere gives you access to your accounts and a wonderfully friendly app while YONO offers you the ease of anywhere on the move Banking with the advantage of allowing you to do online purchases at all major portals.

SBI Anywhere provides access to your accounts. Yono is India’s first comprehensive digital service platform to meet customers’ lifestyle and Banking needs.

It offers Banking products from SBI and financial products from SBI Card, SBI Life Insurance and SBI Cap securities, besides lifestyle products from e-commerce players, whereas, SBI anywhere is personal InterNet Banking application of SBI. You can use both applications.

On https://retail.onlineSBI.com/ page, you will see the new user registration link just under the login option/button.

SO if you are accessing your account first time than you need to go through the new user registration.

New user SBI Net Banking online registration offers of step by step walkthrough SBI Net Banking registration process until you create a user id and password successfully.

NetBanking Pricing & Charges

1. NEFT SBI Net Banking Charges:

2. RTGS SBI Net Banking Charges

SBI Net Banking Customer Care

The toll free numbers are mentioned below can be dialled from any landline or mobile number within India.

• 1800 11 2211
• 1800 425 3800
• 080-26599990

How to get SBI Online Account statement?

For your SBI account statement, visit OnlineSBI home page and login into your account with your user id and password. Go to option My Accounts, then Account statement.

Choose the account you wish to generate a statement for. Select the statement period option. Enter the start and end dates if you select the By Date option for which you want to generate the statement.

You can then either open the statement on your screen, or you may download it on your desktop. If you need a hardcopy, you may print it.

The next useful link is “how do I” and its related YouTube videos that offer you a step by step guide to do things related to your online SBI or SBI bank related activities.

Conclusion

SBI Net Banking is one of the finest Net Banking facilities of the country. The facility contains features to make the online transaction and management of your account seamless.

Most importantly, it takes care of all the security aspects by protecting your account with SSL security layer. There is no need to to visit the bank branches if you are using the SBI Net Banking or the SBI Net Banking apps.

The bottom line of our SBI Net Banking review is that if you are looking at the best and incomparable cutting-edge Net Banking platform that will offer you value for your money; SBI Net Banking is strongly recommended.

The SBI Net Banking platform has amazing features and it is highly rated by its users with its positive upsides rather than the downsides.

SBI Net Banking is the perfect online Net Banking platform for you, and you can NEVER be wrong with your choice of SBI Net Banking! 

Top Indian Stock Broker – Using Sbi Net Banking:

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SBI Net Banking FAQs     

Q1. What is Online SBI?

Ans: OnlineSBI is the SBI netBanking facility introduced and managed by State Bank of India, India’s largest nationalized government controlled bank.

Q2. How to access SBI Net Banking?

Ans: The precondition to access SBI netBanking is to have a SBI bank account at any SBI branch anywhere in India. Next, you need to apply for SBI Net Banking service with your branch.

You will be given a Pre-Printed Kit (PPK) that will have your initial user id and password to login on to your Net Banking for the first time. PPK can also be mailed to your registered address as well as in the form of SMS, in case you cannot collect it from the branch.

Visit www.onlineSBI.com and log in using the user id and password. After the first login, you are guided through a step by step process of initialization that you must follow till the end to complete the registration process perfectly.

Q3. How to register for SBI Net Banking / online SBI?

Ans: You need to download the registration SBI Net Banking forms from the online SBI website. Fill it completely and submit it at your nearest SBI Branch.

Your registration process will be carried out by verifying all your details and authenticated by the branch. Then your user id and password will be generated and communicated to you.

Q4. Why is the user id and password encrypted?

Ans: This is because the user id and password are system generated and there is no human involvement in the process as the id and password are highly confidential and have to be maintained that way.

Hence after your first login with the system generated first-time user id and password, it is mandatory to change your user name and password of your choice.

Q5. Can I change the user name and password that is sent to me by courier?

Ans: Yes, you must as it is mandatory to change the first user name and password to maintain the confidentiality of your credentials. The first time user name and password are system generated so it must be changed as per your choice.

Subsequently, you need to change your password periodically from time to time to enhance the security; however, the user name cannot be changed after the first time as your user name will remain constant.

Q6. What happens if I forget my Internet Banking username?

Ans: Don’t worryIf you forget the InterNet Banking user name. You need to again visit to the nearest SBI branch with KYC documents. The bank officials will walk through the process of re-registering yourself.

Q7. Why am I unable to login with the user name and password sent to me by courier.

Ans: The user name and password are cryptic as they are system generated. They are case sensitive too. You need to extra careful when you are typing the encrypted user name and password for the first time.

You need to ensure that you type the characters exactly as they appear in the document sent by the bank to you. You may register in the “Complaints” link section in case even after typing the user name and the password exactly the same and correctly in the login page.

Q8. What is the app for SBI Net Banking?

Ans: SBI Anywhere Android App is best app for SBI InterNet Banking. The app can be downloaded from both Google Play store as well as App Playstore for both android based mobile as well as IoS based mobile.

Q9. How can I get my SBI bank statement online?

Ans: For SBI account statement, visit OnlineSBI home page and login into your account with your user id and password. Go to option My Accounts, then Account statement.

Choose the account you wish to generate a statement for. Select the statement period option. Enter the start and end dates if you select the By Date option for which you want to generate the statement.

You can then either open the statement on your screen, or you may download it on your desktop. If you need a hardcopy, you may print it.

Q10. Which is better SBI Yono or SBI anywhere?

Ans: SBI Anywhere gives you access to your accounts and is really a wonderfully friendly app while YONO offers you the ease of Anywhere on the move Banking with an advantage of allowing you to do online purchases at all major portals.

SBI Anywhere provides access to your accounts. Yono is India’s first comprehensive digital service platform to meet customers’ lifestyle and Banking needs.

It offers Banking products from SBI and financial products from SBI Card, SBI Life Insurance and SBI Cap securities, besides lifestyle products from e-commerce players, whereas, SBI anywhere is personal InterNet Banking application of SBI. You can use both the applications together based on your requirements.