SBI Credit Card
State Bank of India (SBI) is a Fortune Global 500 list of bigger companies in the World. SBI credit card is a leading brand in the field of credit cards. SBI credit card offers customized credit cards for various groups of customers. There is much essential information, one must be aware of before deciding on taking an SBI credit card. Our research team has collected and shared a brief description of the different aspects related to the SBI credit card.
SBI Credit Card Details
SimplySave credit card
As the name indicates, SimplySave credit card is best for saving by day to day shopping. This credit card is oriented to online or offline day to day purchases.
- Welcome offer-As a welcome offer 2000 reward points are provided in the purchase of INR 2000 within 60 days of issuance of the credit card. 1reward point is equal to Rs 1. Thus earning of Rs 2000 in the first 60 days of use of SimplySave credit card is almost guaranteed.
- Joining & Annual Renewable Charges – Joining and Renewable Charges for the SimplySave credit card is INR 499/- . However, if there is a purchase of more than 1 lakh is done in a year, then there would be a refund of the taken fee.
- Reward- There is 1 reward point on every spend of INR 100. For dining in designated hotels, the reward point increases to 10 X. Similarly, there are enhanced reward points in the case of the movie, grocery or departmental store spend.
- Fuel surcharge waiver- There is a 1% discount on fuel purchase. This you can avail maximum 100 reward points in one billing cycle.
SBI SimplyClick card
Amazon is quite a common platform for purchase these days. SBI SimplyClick card has a special reward point having 10 times more than usual if you are doing purchase online purchase on Amazon or BookMyShow.
- Welcome gift- An offer of Rs 500 e-gift card from Amazon is provided to the customer as a welcome gesture.
- Joining & Annual Renewable Charges – Joining and Renewable Charges for the SimplySave credit card is INR 499/-.
- Reward- There is 1 reward point on every spend of INR 100. For online shopping from designated stores, the reward point increases to 10 X. Similarly, there are enhanced reward points in the case of a movie, grocery or departmental store spend.
- Special Reward- If there is a purchase of more than 1 lakh is done in the first year then there would be a special gift of Rs 2000 as a token of encouragement. Similarly, if in second year onward, if the yearly spend through the card is INR 2 lakh, then INR 2000 is credited as a gift.
- Contactless payment facility- Customers can make a contactless payment up to INR 2000 at a time by using a secured reader process. Hence, not necessary to always carry your credit card.
AIR India SBI Platinum Card
For frequent Air India flyers, AIR India SBI Platinum card is highly beneficial; it offers free or subsidized return ticket.
- Welcome offer-As a welcome offer 5000 reward points at the time of joining and using the first time are provided. You can use it for any kind of purchase not necessarily the flight ticket. Thus, as per 1reward point is equal to Rs 1, there is earning of Rs 5000 just on the day of joining.
- Joining & Annual Renewable Charges – Joining and Renewable Charges for the AIR India SBI Platinum credit card is INR 1499/-.
- Reward points- There is a 5X reward point on every spend of INR 100 in purchasing AIR India ticket. One can earn a maximum of 15000 reward points annually.
- Air Mile conversion – You can convert the earned reward point into Air India air miles also. There is 1 reward point equal to 1 Air India air mile. Thus in the whole year, if you are earning 15000 reward points means yours to and fro ticket from Delhi to London becomes free. IGIA New Delhi to London, the Air India air mile is only 4191 mile. Thus, this credit card offers an extraordinary gift.
- Free Lounge Access – You are entitled to access the VISA lounge free of cost at all the domestic airports.
AIR India SBI Signature Credit Card
AIR India SBI Signature credit card is known for its lucrative gift in terms of return air tickets and worldwide airport lounge access facilities.
- Welcome offer-As a welcome offer 20000 reward points at the time of joining and using the first time is provided. This 20000 reward points can be converted into purchasing air tickets or other utility.
- Joining & Annual Renewable Charges – Joining and Renewable Charges for the AIR India SBI Platinum credit card is INR 4999/-.
- Reward points- There is a provision of 30 reward points on every spend of INR 100 in purchasing AIR India ticket. But the condition is the booking of a ticket should be done through airindia.com or air India app. One can earn a maximum of 15000 reward points annually.
- Fuel surcharge waiver- There is a 1% fuel surcharge waiver. One can avail of this discount up to INR 250 per month.
- Worldwide acceptability- AIR India SBI Signature card has acceptability in around 2 million visa outlets worldwide including 18000 visa ATM in India.
- Cash Withdrawal facility- This credit card is allowed to cash withdraw all over the world in more than 1 million visa ATM.
- Add-on facility- Customers can apply for an Add-on card for children or parents. Children should be at least 18 years old.
- Lost card Insurance cover- there is a coverage of INR 1 lakh in case of loss of this credit card and case of any misuse. But loss of card must be reported to SBI within 48 hours.
- Anniversary Gift- There is the credit of 5000 reward points in the credit card account as an anniversary gift.
- Free Lounge Access – In Ait India SBI Signature card, provision of access VISA lounge free of cost at around 600 International Luxury Lounge and all the domestic airports.
SBI StyleUp Contactless Credit Card
SBI StyleUp credit card is designed for special shopping at Big Bazar, FBB, standalone Food Bazar, etc. SBI StyleUp’s contactless card has a special reward point provide by FBB and a 10% discount on all the stores of Big Bazar, FBB, etc.
- Welcome gift- An offer of Rs 500 gift voucher is provided by FBB.
- Joining & Annual Renewable Charges – Joining and Renewable Charges for the SBI StyleUp contactless credit card is INR 499/- .
- Reward- There is 1 reward point on every spend of INR 100. But, if you are doing purchase at Big Bazar, FBB, etc., then the reward point increases to 10 X.
- Facility of payment of Utility bills- You can pre-schedule or give standing instruction for payment of your utility bills such as electricity, gas, water, etc.
- Special Reward- Provision for credit of 2000 reward points every year on your card.
- Conversion in EMI – There is a provision of conversion of big purchases into EMIs and Flexipay.
- Contactless payment facility- Customers can make a contactless payment up to INR 2000 at a time by using a secured reader process. Hence, not necessary to always carry your credit card.
IRCTC SBI Platinum Card
In the whole year, we and our family travel a lot by train. Many living in Metro use the train daily for their work. IRCTC SBI Platinum card helps save money. IRCTC SBI Platinum card has many advantages related to travel. The special saving is related to booking of ticket in different AC coaches in Indian railway. However, it has many other features, let us discuss the feature in brief –
- Welcome gift- 350 activation bonus reward points are credited on the first transaction of INR 500 or more by the card within 45 days of issuance of the card.
- Reward points – 1 reward point is credited on every purchase of INR 125, applicable for all purchases including rail ticket but excluding the purchase of fuel.
- Use in Entertainment, dining, etc.- There is a high discount on using the card at the theater, golf club, cricket ticket, dining, etc.
- Buy tickets for AC1, AC2, AC3 or CC through IRCTC and earn 10% of total spend as reward points (Rs1 = 1 RP). Reward points can later be used for further purchase.
- You can save 1.8% online booking charge by using the card on the IRCTC portal.
- Attractive Air Ticket related discount and reward points are available if you are booking tickets at the IRCTC portal.
- Fuel surcharge relaxation- You can save 1% fuel surcharge waiver at all the petrol pumps in India. This can be applied if you purchase fuel between INR 500 to INR 3000.
- Cash withdraw- You can withdraw cash worldwide at more than 1 million VISA ATM including India.
- Add-on cards- You can apply for an additional card for your Childs or parents or sibling. Thus together, you get the benefits.
- Easy bill pay facility- You can easily pay the electricity, gas, water, etc. bills by the IRCTC SBI platinum credit card and earn the reward points.
- Easy money facility- You can make money as a loan in EMI basis. Easy money is really easy, you will get the cheque in your home address. You are eligible to apply for easy money up to the credit limit of the card.
- Balance transfer facility- You can transfer the balance payment of another credit card into the IRCTC SBI Platinum credit card. Latter you can schedule EMI under the flexipay facility.
SBI Card Elite Credit Card
SBI Card Elite is having an Elite offer for customers. 5X reward points on spending on departmental stores, grocery or dining, etc. make the card Elite category. On the other hand, 2 reward points only on spend of INR 100 makes this card different from others.
Let us talk about all the available facility in the SBI card Elite pointwise-
- Welcome gift- Welcome e-gift voucher of INR 5000/- is credited after the first purchase.
- Joining & Annual Renewable Charges – Joining and Renewable Charges for the SBI card Elite is INR 4900/- + taxes.
- Elite Reward- There is 2 reward point on every spend of INR 100. 5X times reward points in doing purchase in departmental stores, grocery, Big Bazar, FBB, etc.
- Milestone privilege- One can earn INR12500/- in terms of 50,000 bonus reward points. Additional earning of 10000 bonus reward points is allowed on the spend of INR 5 Lakh to INR 8 Lakh.
- International lounge access – More than 10000 airport lounge worldwide are available as complimentary facilities to avail by SBI card elite customers. 6 complimentary lounge facilities per calendar year is provided to the cardholder.
- Domestic lounge facility- The SBI card Elite holder is allowed to avail 2 complimentary lounge facilities quarterly in India. You have to produce the Elite card to enjoy the facility of a domestic airport lounge.
- Easy bill pay facility- You can easily pay the electricity, gas, water etc. bills by the SBI card Elite and earn the reward points.
- Fuel surcharge waiver- There is a 1% fuel surcharge waiver. The purchase of fuel should be from INR500 to INR 4000.
- Lowest Forex charges- With the help of SBI card Elite, you can convert the Indian currency into foreign by paying the minimum value of conversion charges.
- Easy money facility- You can make money as a loan in EMI basis. Easy money is really easy, you will get the cheque in your home address. You are eligible to apply for easy money up to the credit limit of the card.
- Worldwide acceptability- SBI Card Elite has acceptability in around 24 million outlets worldwide including 3,25000 outlets in India.
- Cash Withdrawal facility- SBI card Elite is allowed to cash withdraw all over the world in more than 1 million visa ATM.
- Add-on facility- Customers can apply for an Add-on card for children or parents. Children should be at least 18 years old.
- Balance transfer facility- You can transfer the balance payment of another credit card into the SBI card Elite. Latter you can schedule EMI under the flexipay facility.
- Conversion in EMI – There is a provision of conversion of big purchases into EMIs and Flexipay.
Mumbai Metro SBI Card
Mumbai being the Business capital of India, life is very fast there. Most of the time people keep traveling. Mumbai Metro SBI card is such a good convenient facility that apart from Mumbai Metro ticket or pass, this card is helpful in online purchase of day to day home requirements.
Thus to manage all the affairs from one card with high saving or earning is the identity of the Mumbai Metro SBI card. There are many interesting features in the Mumbai Metro SBI card. Let us summarize the feature in the following points-
- Welcome offer-As a welcome offer pre-loaded INR 50 comes to your home. 20000 reward points are allowed if there is spend of INR 2000 within 60 days from the date of issuance.
- Joining & Annual Renewable Charges – Joining and Renewable Charges for the Mumbai Metro SBI card is INR 499/- .
- Conditional Free Annual renewable – If the Mumbai Metro SBI card has been used for the purchase of items up to INR One Lakh in the whole one year then in this case there will be no Annual Renewable Charge.
- Auto top-up facility- Mumbai Metro SBI card automatically charges to INR 200, once it comes at the lowest level of INR 50.
- Speedy rewards- If you will use the card for grocery, departmental store, movies or dinning, then the rewards points would become 10X. While for spend on other categories, 1 reward point is credited on the spent of INR 100.
- Dual usage offer- For every top-up of INR 100, there is 1 reward points allowed in Mumbai Metro SBI Card.
- Fuel surcharge waiver- There is a 1% fuel surcharge waiver. One has to purchase fuel of the limit ranging from INR 500 to INR 3500/-
- Add-on facility- Customers can apply for an Add-on card for children or parents. Children should be at least 18 years old.
- Lost card Insurance cover- there is a coverage of INR 1 lakh in case of loss of this credit card and case of any misuse. But loss of card must be reported to SBI within 48 hours.
- Utility bill pay facility- You can easily pay the electricity, gas, water, etc. bills by the Mumbai Metro SBI credit card and earn the reward points.
- Easy money facility- Many times we take a lot of trouble for making a Bank Draft in our busy schedule. Bank drafts can be made by taking the help of the customer care executive.
- Balance transfer facility- You can transfer the balance payment of other credit cards into the Mumbai Metro SBI card. Latter you can schedule EMI under the flexible facility.
Yatra SBI Card
Yatra SBI card is a combined presentation of Yatra dot com and SBI credit card. This credit card provides an unparalleled feature especially if you chose the Yatra dot com platform to do booking.
Let us summaries the various feature of the Yatra SBI card.
- Welcome gift- INR 8,250 voucher of Yatra dot com is credited as reward points at the time of joining.
- Reward points – 6 reward point is credited on every purchase of INR 100, applicable for purchase at a departmental store, grocery, dining, movies, entertainment, and International spend. However, for other purchases 1 reward point per INR 100 is applicable.
- Travel benefit- Rs 1000 off is allowed on Domestic flight ticket booking, however total ticket cost should not be less than INR 5000/- For International ticket booking, a discount of INR 4000 is allowed on the ticket booking of INR 40000 or above. 20% off is allowed on domestic hotel booking of minimum charges of INR 3000/-. The maximum allowed discount is INR 2000.
- Complimentary Air Accidental coverage- Complimentary Air Accidental coverage of INR 50 Lakh is available for the Yatra SBI cardholder. It is available for the first cardholder and not to the add-on card. the ticket must be booked from Yatra dot com.
- Fuel surcharge relaxation- You can save 1% fuel surcharge waiver at all the petrol pumps in India. The maximum per month surcharge waiver is INR 100.
- Cash on the Go- You can withdraw cash worldwide at more than 1 million Master Card ATM including India. You can withdraw the money from 10,000 ATM of SBI.
- Add-on cards- You can apply for an additional card for your Childs or parents or sibling.
- Pay your bill facility- You can easily pay the electricity, gas, water, etc. bills by the Yatra SBI credit card and earn the reward points.
- Easy money facility- You can apply for taking money under the allowed limit of the credit card. you can return the money to the bank as EMI.
- Balance transfer facility- Facility of balance transfer from other credit cards to Yatra SBI card is allowed. You can pay back under the flexible facility.
SBI Card Prime
SBI card Prime grants discounts and earning points offered by Big basket, Yatra dot Com, Pantaloons, Aditya Birla Fashion, Shoppers Stop, etc. Thus from a single card, you can get discounts and benefit from many popular brands.
Let us pointwise to put all the benefits of the SBI card Prime.
- Starter gift- Welcome e-gift voucher of INR 3000/- is credited from any one of Big basket, Yatra dot Com, Pantaloons, Aditya Birla Fashion, Shoppers Stop, etc.
- Joining & Annual Renewable Charges – Joining and Renewable Charges for the SBI card Prime is INR 2999/- + taxes.
- Prime Reward- There is 20 reward point on every spend of INR 100 in standing instruction for payment of utility bills such as electricity, gas, water, etc.
- Reward points on INR 100 purchase with Big Basket.
- Reward points on INR 100 purchase of grocery, departmental stores items, movies or dining.
- Milestone benefits – E-Voucher by Piza Hut of INR 1000 on achieving a spend of INR 50000 in a quarter. Waiver of renewal fee on achieving spends of INR 3 Lakh in one year. E-Voucher of INR 7000 by Pantaloons or Yatra dot com on achieving spends of INR 5 Lakh in one year.
- International lounge access – 4 complimentary lounge facilities per calendar year is provided to the cardholder. In more than 10000 airport lounge worldwide are available as complimentary facilities to avail by SBI card Prime customers.
- Domestic lounge facility- The SBI card Prime holder is allowed to avail 8 complimentary lounge facilities per calendar year. You have to produce the Prime card to enjoy the facility of a domestic airport lounge.
- Easy bill pay facility- You can easily pay the electricity, gas, water, etc. bills by the SBI card Prime and earn the reward points.
- Insurance Coverage- INR 50 Lakh complimentary AIR Travel accidental death coverage is provided to all the customers. In case of any fraud or money happened through the credit card, then coverage of INR 1 Lakh is available with the credit card.
- Worldwide acceptability- SBI Card has acceptability in around 24 million outlets worldwide including 3,25000 outlets in India.
- Cash Withdrawal facility- SBI card Prime can be used for cash withdraw all over the world in more than 1 million visa ATM including India.
- Add-on facility- Customers can apply for an Add-on card for children or parents. Children should be at least 18 years old.
- Balance transfer facility- You can transfer the balance payment of other credit cards into SBI card Prime. Payment can be done as EMI as per Flexipay.
- Conversion in EMI – There is a provision of conversion of big purchases into EMIs and Flexipay.
How to Get SBI Credit Card
The application procedure for getting the SBI credit card is very simple. There are varies ways for application of SBI credit card. The most popular way is to apply online. However, there are ways such as by contacting the customer care services or offline way also.
- Online application for an SBI credit card is simple and you can do it by simply a few clicks and upload of documents.
- Go to the SBI credit card web portal; select a card that suits most for your requirement. A details benefits and charges are discussed in the above column.
- Click the apply. Once you will apply with a few mandatory information of yours, you will either contacted by a bank executive or you will get email instruction.
- You must keep the scanned copy of the documents specified below.
- Identity Proof anyone – PAN card, Passport, Aadhar card, driving license or voter ID card.
- Address proof such as electricity bill in your name, passport, Aadhar, etc.
- Income proof- at least last three months salary slip, Form 16, Income tax 9IT) returns.
- Banks provide an online facility for application and upload the facility of documents.
- At the final submission, you will get an application number.
- You can track your application.
- Card will reach in your home address by post once the bank verifies and sanction your application for the credit card.
In the offline method of application, you have to visit the nearest branch of SBI with the above-mentioned documents and apply them manually there in the office.
SBI Credit Card PIN Reset
Frequent PIN reset after a month or two in the SBI credit card is essential for security purposes. The method of SBI credit card PIN reset is simple. PIN reset can be done by using the customer care number of SBI or by using online banking of sbicard dot com.
Online by using sbicard dot com is much popular and easy, it is in your hand. Following steps will complete the procedure of PIN reset of SBI credit card-
- Go to the www.sbicard.com go inside the online banking by using ID and password available with you.
- Select and click My Account available on the left hand side menu.
- You will get the credit card option after clicking or at drop down bar of My Account.
- Click the Credit Card; you will get an option of PIN change.
- When you will click the option of PIN change, then you will be asked for old PIN and to enter the new PIN, you have to enter the new PIN twice.
- Finally you have to enter the one time password received in your registered mobile. Fill the OTP and click OK, you will get the message that the PIN has been changed successfully.
Activate Blocked SBI Credit Card Online
For security reason software made for use of the SBI credit card is having option to block the card, if wrong ID or password is used more than three times.
Or some time we feel that may be my card credential is leaked by any fraud then we want to block it ourselves immediately, block it by using online customer care number. Now, again I have to activate my SBI credit card.
There are two varies method that can be adopted to activate blocked SBI credit card. First and most popular one is online banking and second one is through customer care services. Let us know the steps of online banking.
- Go to www.sbicard.com
- Log in to online account by using your ID and password.
- Go to credit card option present on left side of your screen.
- When you will click the credit card then the number of your credit card will appear, below that option for activate will appear, click that and activate your card.
SBI Credit Card Apply Minimum Salary
SBI offers various credit cards for various income groups of people. The maximum credit limit of a credit card is also determined based on one’s individual earning.
This question is quite common that at what minimum salary or income for self employed people is required to make them eligible to apply for a SBI credit card.
- Rs 20000/- is the minimum per month salary required to apply for a SBI credit card.
- Rs 18000/- is the minimum per month required earning for a self employed person.
- However, 21 years to 60 years age group is also another essential requirement.
SBI Credit Card Login
SBI Credit card login page can be accessed by following web link
https://www.sbicard.com/creditcards/app/user/login
- You have to click ‘Register now’ ,
- Before start of your SBI Credit card login process, you must have the credit card number and CVV number ready in your hand.
- Your mobile number and e mail ID should also be registered with the credit card.
- Provide your SBI Credit card number and CVV number.
- You will get OPT in your registered mobile, once you click next after card authentication formalities.
- System will show you password creation page, create a strong password, and click OK to end the process.
SBI Credit Card Payment
Billdesk is a convenient facility provided by SBI to pay the credit card bill without any adversity. You have to login to following link to complete online credit card bill payment-
https://www.billdesk.com/pgidsk/pgijsp/sbicard/SBI_card.jsp
- As shown above you have to provide the registered email, registered mobile number, SBI credit card number, payment amount.
- You have to select the option by means of which you want to pay the bills.
- After filling all the necessary information, you have to click the ‘Pay now’.
Activate International payment in SBI Credit Card Online
SBI credit card is already activated for International payment. Only important aspect is that the International payment should be as per the maximum limit per year as per regulation of FERA (Foreign Exchange regulation Act).
SBI Credit Card Offers
SBI credit card offers various facilities for various groups of people through different credit card. SBI offers credit card for day to day home based items, card for frequent railway traveler, card for frequent air flyer etc. We have mentioned special offers by various SBI credit cards in above line.
Free SBI Credit Card
SBI Unnati credit card is zero fee cards. It offers many special offers useful and grants earning in terms of different gifts.
The more details is available in the following link-
https://www.sbicard.com/en/personal/credit-cards/shopping/sbi-card-unnati.page
SBI Customer Credit Card
SBI credit cards are of various categories of customers. Starting from general working class people to elite class people . In above column almost all the SBI credit card are covered in details.
SBI Credit Card Customer Care
SBI credit card related any quarries can be clarified by 24x 7 available customer care services. One can contact helpline number 1800 11 2211 (toll-free), 1800 425 3800 (toll-free) or 080-26599990. Toll free numbers are accessible from all landlines and mobile phones in the country.
SBI Credit Card Pros and Cons
Pros | Cons |
SBI Credit card is a leading brand in the area of credit cards. It provides maximum number of credit cards to look after different types of customers. | It is advisable to make strong password to create login facility for SBI Credit card. |
SBI provides exclusive login facility and login page for different credit card users. For example-Tata SBI card or IRCTC SBI credit card etc. | |
SBI Credit card provide facility such as payment of credit card bill without logging in to online banking. |
Conclusions
SBI offers credit card of numerous Varieties. SimplySave credit card is best for saving by day to day shopping. This credit card is oriented to online or off line day to day purchase.
SBI SimplyClick card is Amazon oriented card. Amazon is quite a common platform for purchase these days. SBI SimplyClick card has special reward point having 10 times more than usual if you are doing purchase online purchase on Amazon or BookMyshow.
AIR India SBI Signature credit card is known for its lucrative gift in terms of return air tickets and worldwide air port lounge access facility.
Yatra SBI card is a combined presentation of Yatra dot com and SBI credit card. This credit card provide un parallel feature specially if you chose the Yatra dot com platform to do booking.
You must register your mobile number and e-mail ID to credit card to avail of the facility of SBI Credit card. SBI provides an exclusive web link for the customers such as SBI IRCTC Credit card, Tata SBI credit card etc. Sbicard.com and SBI Bill desk are two versatile web links for general work and credit card payment work respectively. For any problem or queries, customer care numbers are – 1800 11 2211 (toll-free), 1800 425 3800 (toll-free) or 080-26599990.
SBI Credit Card FAQs
Q1. How do I redeem SBI credit card reward points?
Ans- Redemption of Gift voucher has an exclusive facility provided by SBI. While for redemption against cash can be done through some additional way.
Redemption against Gift vouchers can be done with the help of
sbicard.com or the SBI card mobile app.
For detail idea of rewards and corresponding redeem rewards points you can click – click here.
Redemption against Cash can be done by writing SBI as sbicard.com/email or by calling SBI through customer care numbers.
Q2. How to upgrade a credit card?
Ans- It is a common question. When there is a change in the salary slab or if need changes, then we want to upgrade our present card. You can upgrade the present card through customer care services or by using online credit card banking system.
Q3. What is SBI Auto Debit in the SBI credit card?
Ans- You can pre-schedule your credit card to pay your bills. Now to again return the money to a credit card in schedule time, the Auto Debit facility is provided by the bank. It is a kind of facility in which Auto Debit facilitates automatic payment of your SBI Card outstanding from your State Bank of India account on the payment due date.
You have to request for this facility. Once granted then, your bank account will be debited on the payment date and the amount will be credited to your SBI Card account. While setting up SBI Auto Debit, you can choose the payment amount as Total Amount Due (TAD) or Minimum Amount Due (MAD) as per your SBI Card monthly statement..
Q4. How to apply for an add-on card?
Ans- There are various methods for giving applications for add-on cards.You can use your credit card online system by login to SBI website account at sbicard.com with the help of your User ID and Password you can apply Add-on Card on your SBI Card Account.
Another option is by using Chatbot. You can log in to Chatbot ILA using your online account user ID and password and apply for an Add on card on your SBI Card Account.
Offline method is also there. You have to download the Add-on Card form available on the SBI web site: www.sbicard.com . Fill the form and enclosed all the required documents and post it to – SBI Cards and Payment Services Pvt. Ltd, P.O Box No-16, G.P.O, New Delhi-110001.
Q5. How to increase the credit limit of an SBI credit card?
Ans- The increase of existing credit limit depends on the present increased salary or business income. You have to apply for it. You can apply online.
Following documents are required to increase the credit limit of the card-
- Form 16
- ITR VI
- Last 2 months salary slip
- Soft copies of the aforementioned documents can be submitted to SBI at www.sbicard.com/email
Customer care numbers for SBI Credit card are – 1800 11 2211 (toll-free), 1800 425 3800 (toll-free) or 080-26599990