RBL Credit Card

RBL Credit Card is one of the fast-growing credit card in India. It has currently a large customer network of 8.49 million. It has 1631 offices spread over 28 Indian state and Union territory. The mission statement of RBL bank is “Customers delight and peace of mind for bank-related services and product”.

RBL bank provides more than 12 varieties of credit cards. One of the most popular credit cards is Popcorn credit card. Popularity among the customers is due to the lucrative discount and offers capable of producing INR 8000 per year saving.

Operations of RBL bank credit card is quite easy and convenient as far as payment of bills or redeem of earned points are a concern. It provides a single-window to perform all the necessary required work related to the credit card.

Our research team has collected all the necessary information related to the RBL credit card.

Choose your RBL Bank Credit Card

Insignia Preferred Banking World Credit Card

Insignia Preferred Banking World Card is popular for the thrilling rewards, culinary experience, marvelous shopping experience, and many more.

Rewards – There are 5 reward points available on every purchase of INR 100. While reward points become just double in case of International expense i.e. 10 reward points on every INR 100.
Free lounge access- Spacious and comfortable airport lounge free of cost is available for the customer of Insignia Preferred Banking World Card. You can avail 6 times in a year the complimentary lounge facility in all domestic airports. While for international airport or more than 6 visits in domestic
for international airport or more than 6 visits to the domestic airport, the lounge is available at a concessional cost.
Offer for movie lovers- INR 500 discount per month is available with the Insignia Preferred Banking World Card. BookMyShow provides this facility of discount; hence you have to book your ticket at the site of BookMyShow dot com.
No headache of early hotel check-in or check out – It is a common problem of all of us that hotel charges early check-in or check out whether it is a matter of a very short period.
Insignia Preferred Banking World Card has a solution to this problem. If you are booking a hotel with Insignia Preferred Banking World Card then you can also have a complimentary additional night stay.
Complimentary Golfing privilege- Golf is a fascinating game and known as an elite class favorite. Insignia Preferred Banking World Cardholders are eligible to get round the year free golf club entry in almost all popular golf courses of India. One free golf lesson per month is also freely available.
Discount in Restaurant – Insignia Preferred Banking World Card provides memorable dining and personalized hospitality from the chef at a discount cost. You will also be preferred in table booking in a restaurant. The facility is available in all the major cities of India.
Accor Plus advantage – People having Insignia Preferred Banking World Card can access facilities provided by the world renounced Accor Plus. Under Accor Plus one can have an incredible saving in 800 plus hotels, 1100 restaurants around the world. Low room price, one-night complimentary stay benefit, and a 50 percent discount in dining are guaranteed.
Fuel surcharge relaxation- You can avail of fuel surcharge relaxation benefits in all the outlets of fuels. One can earn INR 250 per month i.e. INR 3000 per year by using the Insignia Preferred Banking World Card

RBL Bank Cookies Credit Card

RBL Bank cookies credit card is a very cute name and it has many cute and pleasing offers. This Cookies credit card is popular among the youth as it has great offers in the form of passes on movies, dining, cab rides, etc.

Welcome gift – Amazon pay the gift of INR 500 is offered as a welcome gift to the customers of RBL Bank cookies credit card. Apart from this, there are gifts from BookMyShow, Zometo and Ubber.
2500 reward points – If you are paying the joining fee in first cycle bills and if you are doing any purchase within 30 days of issuance of the card, which is quite obvious, a reward of 2500 points will automatically be credited in your account.
Unlock entertainment pass- BookMyShow offers a 10% discount on tickets that also 10 times in a year, the only condition is that you should cross the barrier of the purchase of INR 10,000 in one year by using RBL Bank cookies credit card.
Unlock dinning pass- 10% discount on dining that also 10 times in a year is the lucrative offer by Zomato, the only condition is that you should cross the barrier of the purchase of INR 30,000 in one year by using RBL Bank cookies credit card.
Unlock Ride pass- Uber is here to grant a 10% discount on each ride that also 10 times in a year. Condition is that you should do a purchase of INR 75,000 in one year by using the RBL Bank cookies credit card.
The pot of Gold- If you wish to have a never-ending complimentary party, you have to spend 15, 0000/- in a year by using RBL Bank cookies credit card. Now, you could unlock Zomato Gold membership offer by spending above line mentioned amount.
Swipe and earn – INR 100 spent is guaranteed to yield 2 reward points and 1 reward point on every purchase of INR 100 fuels. Only thing is that you have to swipe the RBL Bank cookies credit card.
Fuel surcharge waiver- saving of INR 150 per month i.e INR 1800 per year can be there if you are using RBL Bank cookies credit card at fuel stations.
Fee and charges- There is an annual fee of INR 500 plus GST for availing the exciting saving and earning by RBL Bank cookies credit card.

RBL Bank Popcorn Credit card

We all like popcorn as it is tasty and healthy also. Similarly, RBL Bank Popcorn credit card fetches discounts and savings. A famous quote related to the RBL Bank popcorn credit card is a free movie ticket every month and cashback every week.

Welcome movie gift – BookMyShow provides free tickets of INR 1000 as a welcome gift to the customers of RBL Bank popcorn credit card. Pay the membership fee with the first bill and at least initiate one spend of any amount anywhere and get the gift from BookMyShow.
Free Monthly movie tickets- Two free tickets per month is available for all the RBL Bank Popcorn credit card. No one this time fail to achieve INR 5000 per month spends on any items, hence two free movie ticket is guaranteed is a true statement.
Happy weekending – Every week there is assured money back of INR 25, yes, only you have to spend INR 2500 from Monday to Sunday and enjoy the money-back facility of RBL Bank Popcorn credit card.
Apart from this, there are gifts from BookMyShow, Zometo, and Uber.
2500 reward points – If you are paying the joining fee in first cycle bills and if you are doing any purchase within 30 days of issuance of card, which is quite obvious, a reward of 2500 points will automatically be credited in your account.
Fuel surcharge waiver- Earning of INR 100 per month i.e INR 1200 per year can be there if you are using RBL Bank popcorn credit card at fuel stations.
Annual Fee – There is an annual fee of INR 1000 plus GST for enjoying the thrilling discount and earning by RBL Bank popcorn credit card.

RBL Bank Monthly Treats Credit Card

RBL Bank monthly Treats Credit Card means treats on grocery purchase treat on BookMyShow treats on Swiggy, Zomato etc. Hence use of the word treats is justifiable.

Unlock 10% cash back – For good credit customers or the customer paying the monthly bills on time, there is a provision of cash back of 10%. You can save money by purchasing Grocery or the purchase related to Swiggy or BookMyShow.
Double reward on online purchase – 2X reward points are there for any purchase done online by using RBL Bank monthly Treats Credit Card.
A fee waiver- If you are doing a monthly purchase of INR 3000 or more than the Fee coming as INR 50 PM will be raised off.
Reward points – 1 reward point on every purchase of INR 100, however, it doubles if done by online process.
Fuel surcharge waiver- Earning of INR 100 per month i.e INR 1200 per year can be there if you are using RBL Bank monthly Treats Credit Card at fuel stations. Fuel Surcharge is valid for the fuel purchase between INR 500 to INR 4000.
Fee – There is a monthly fee of INR 50 plus GST for enjoying the awesome discount and earning by RBL Bank monthly Treats Credit Card. But this is usually raised off as the monthly purchase touches to INR 3000.
As per calculation one can save or earn an amount of INR 6000 per year by using RBL Bank monthly Treats Credit Card. BookMyShow INR 100 every month, Swiggy INR 100 per month, Utility Bill payment INR 100 per month and Fuel surcharge INR 100 per month, hence all the six categories saving together come as INR 6000.

World Safari Credit Card

World Safari Credit Card claims to be India’s first travel credit card having 0% Markup fee on all foreign transactions. Usually, markup Fee on the foreign currency remains in the range of 3.5% in most of the credit card. Thus each USD 100 you are saving around INR 250, thus it is a remarkable saving.

Welcome gift of INR 3000 – A welcome voucher of INR 3000 is provided by MakeMytrip to all newcomers of the World Safari Credit Card.
Travel points – You are eligible for 5 travel points on every INR 100 spend on travel, while allowed travel points for all other purchase is 2 travel points on INR 100.
Miles and milestone – 10,000 bonus travel points are allowed if a customer reaches the milestone of purchase of INR 2.5 Lakh in a year. Again additional travel point of 15000 is credited to the customer account if he or she reaches a target of 5 lakh in a year.
Taj gift card- If the customer able to reach the milestone of 7.5 lakh in a year then the customer gets the Taj Gift card having a value of INR 10,000.
Complimentary airport lounge- 2 Complimentary lounges every 3 months is available with the customer of the World Safari Credit Card. This facility is available at all major domestic air port. For an international airport, a complimentary membership pass is there.
Travel insurance – World Safari Credit Card offers quite a different travel insurance coverage. It not only covers the personal liability but it also covers the baggage lost, late arrival of the flight, passport missing, and dental coverage.
Golfing privilege- Access of major Golf club of India is available World Safari Credit Cardholders are eligible to get round the year free golf club entry in almost all popular golf courses of India. One free golf lesson per month is also freely available.
Fuel surcharge waiver- Earning of INR 250 per month i.e INR 3000 per year can be there if you are using World Safari Credit Card at fuel stations. Fuel Surcharge is valid for the fuel purchase between INR 500 to INR 4000.
Fee and charges – There is a yearly fee of INR 3000 plus GST for becoming a member of the World Safari Credit Card. as the monthly purchase touches to INR 3000.

Platinum Maxima Card

Platinum Maxima Card is known for its maximum credit point earner card. In one year one can earn up to 70,600 reward points. We are going to mention how this 70,600 earning by this credit card in the below column.

Yearly earning 70,600 credit points – Platinum Maxima Card grants an opportunity to earn up to 70,600 reward points in one year.
The average yearly breakup for different commodities are –Dinning – Rs 72000 ( 720 credit points), Entertainment Rs 36,000 (360 credit points), Utility bills Rs 72000 (720 credit points), Fuel spends Rs 72000 ( 720 credit points)
International spend Rs 15,0000 (1500 credit points) and others Rs120000 (1200 credit points), Achieving Rs 2 lakh (10000 CP), achieving Rs 3.5 Lakh (10000 CP); thus total yearly earning 70,600 credit points.
Welcome rewards – Platinum Maxima Card grants 8000 reward points as a welcome gesture.

RBL Bank Credit Card Eligibility

RBL Bank offers a variety of credit cards having features for the different earning groups as well as for house wives, business stewards. The eligibility criterion in the application requires a minimum yearly earning as well as a few documents.

The lowest income requirement to have an RBL Bank credit card is 20,0000/- per year.
The age of aspirants should be between 25 to 60 years.
The applicant should be a resident of India.
Credit Score to get issued the RBL bank Credit card is 750 approx.
The applicant requires submitting a self-attested copy of Identity Proof, Income proof, and Proof of home address. Aadhar Card or any Government identity card is accepted as identity proof. Two years IT returns has to produce as Income proof.
Salaried or self-employed persons both are qualified for the RBL Bank Credit card.
The interest-free period to pay the credit card bill is 53 days.
ATM cash withdrawal charge in Citi Bank Credit card is 2.5% of the amount drawn.

Free RBL Bank Credit Card

RBL Bank offers a free credit card Platinum Choice. This card provides high milestone points, attractive reward points, discounts on movie tickets etc.

Milestone points- 5000 milestone points are provided by Platinum Choice if a yearly expenditure reaches INR 75,000.
Rewards points – There is 1 reward point that is credited on every spend of INR 100, while the reward point becomes 2 per INR 100 if the purchase is done online.
Discount on movie tickets- Platinum Choice has a provision of a discount of 10% discount if the booking of the ticket is done by BookMyShow dot com.

RBL Bank Credit Card Apply Minimum Salary

RBL bank requires a minimum per year income as one of the conditions for applicants of the credit card. All bank keeps a limit of minimum earning such that customer does not have a problem in paying the bills. Many other banks require some amount of FD as a condition of opening a credit card account. The minimum earning of the applicant must be INR 20,0000/- per year. However, there are other mandatory requirements such as good SIBIL Score as well as age etc.

RBL Credit Card Apply

The RBL Bank credit card application process is online and easy. You can initiate the application process by visiting the RML website.

You have to provide your basic details such as your name, email ID, mobile number, source of income, income range, residential address etc.

Once you will provide the necessary details and submit the form, an acknowledgment will appear on the screen as well as in your email. A representative of the bank will contact you and process the further proceedings related to documents and pronouncements.

You can expect your brand new RBL credit card within three weeks of your application.

RBL Bank Credit Card Status

Once we apply for a credit card then our next query is the status of our application. Status of application some time makes us aware of any shortcoming is there in the application such that we can submit the required paper in the office.

RBL bank provides a simple online method to know the status of your application for a new credit card. However, there is a provision available to use the customer care numbers or SMS facility.

You can check the status by using your smartphone, lap top or desk top. You have to visit the page – https://rblbank.rupeepower.com/application-status
Online tracking system is convenient. The above link will provide you an option of ‘ Track your application status’.
You have to provide an application reference number and your mobile number to know the latest status of the credit card application.
You will be asked about the reference number or form a number of your applied credit card. After providing the number, screen will instantly let you know the status-
Status by customer care – You can know the status of the application by giving a call in numbers- 022 – 71190900.
By Email – You can contact the bank officials by email to know the status of your credit card application. The email ID is [email protected]

RBL Bank Credit Card Login

RBL bank credit card login registration is required to do first. Registration process is simple and requires little time initially for a new customer. A new card holder, first requires to complete the registration process after that you can always log in to your credit card account without any bother.

For registration, RBL Bank has provided an exclusive web page- https://online.rblbank.com/corp/Authentication
RBL bank grants you to select or create your own user ID and password by providing cared related information i.e to complete the registration process; it has four steps- Provide the card information, CVV number, and credit card number.
User ID section you have to enter your card number. Then you have to verify that. The third stage is selection of mode of getting the password. You can select instant generation by OTP and SMS or by post. Finally, you will able to generate the password.
Once the password and ID are known, now your credit card is ready for online login and now you have better command over your card.

RBL Bank Credit Card PIN Generates and Reset

RBL bank credit card set/generate PIN process requires a few simple steps by using online banking or you can visit offline to RBL Bank branch.

Online credit card PIN generation or set a new PIN system is very simple.
You have to visit the following link- https://www.rblbank.com/creditcard-pin-change
You have to not necessary to open the online banking portal by providing your ID and password, directly you can change or create the pin by providing card number, your date of birth, CVV number etc.
After providing the above information you have to click ‘Send SMS’ option.
Once you will select or Change the PIN option, after filling the SMS received by Bank onyour mobile, PIN will change as per your choice.
You can use the automated customer care number also to set credit card PIN– You can dial the customer care number -Dial 022 – 71190900.
Then you have to press the number asked related to credit card. You will be given various option, you have to select credit cards PIN Change.

RBL Bank Credit Card Statement

RBL Bank provides three different facilities to know and download credit card statement. You can use through online credit card banking, E mail option or mobile app facility.

Using RBL credit card online facility- You can go to the net banking facility. There after login, select the credit card section, choose your credit card. Download the statement after providing the month cycle.
E mail – Monthly statements can be obtained by email. Once only you have to register for this facility. Then every month, when the month cycle completes, bank will automatically send you the statement mentioning the amount of payment as well as the deadline of payment. To register for statements by e -mail you have to SMS as ‘GREEN’ to 5607011 using the registered mobile number.
Mobile App- RBL bank provides ‘My card mobile app’ to facilitate you to view the statement of credit card only. The Download option won’t available there.

RBL Bank EMI Calculator

Split n pay facility of RBL bank enable the payment into EMI. Under Split n pay facility SBL Bank provides credit points to the customer. Customer can pay the loan amount taken against credit card in 6, 12, 18 or 24 EMI.

There is a facility of RBL bank EMI calculator. By providing the amount of money, interest rate and the duration of payment one can calculate the EMI.

The link for RBL Bank EMI calculator is available here-

https://www.rblbank.com/RblCalculator/PersonalEMICalc.jsp

RBL Credit Card Payment

RBL Bank provides credit card bill payment facility either by debit card or net banking through Bill desk. RBL Bank Bill desk is a convenient, easy and takes less time to clear the bills. Having facility of payment by debit card one is not necessary to have internet banking.

Online credit card payment has two options; number one, if you want to pay from RBL bank account and number two, is from the debit card of any bank. You can have access the RBL Bank Bill desk by the link – https://pgi.billdesk.com/pgidsk/pgmerc/rtncard/RTN_card.jsp
You have to supply the card number, mobile number, email ID, the amount which you want to pay if you are using the option of payment by debit card.
If you will select the internet banking option, once you will proceed then it will go to bank payment portal. There you have to provide your credential and OTP to complete the transfer of the required amount into your credit card account.

RBL Bank Credit Card App

RBL Bank app known by Mycard Mobile app is available at Google store. However, by giving a missed call at the number 7045 906 905 you can have the complete details on the RBL bank credit card app. It can be downloaded on Android based smart phone. You can download the RBL mobile app from the following link- https://www.rblbank.com/product/credit-cards/rbl-mycard-app

You can know the details of the transaction done by your credit card and the deadline of bills payment date. The Maximum you can access the last six months transaction by mobile app.

You can pay the bills or EMI conveniently by help of app.

RBL Bank Credit Card Offer

RBL Bank credit card have attractive offers from renowned companies such as Spice jet, yatra etc.

Spice Jet offers direct INR 1000 discounts on Domestic or international travel ticket if booked for Saturday or Sunday flight.
Customized health insurance for RBL credit card holders is available through group health insurance.
Yatra provides easy EMI facility for holiday tour, hotels and air tickets. You can have great discount in
Gadget protect plan- We always face problem when our house hold utensils/gadget go out of order. There is a lifelong offer to protect your gadget and provide care at your home under Gadget protect plan.
Offer for merchants – RBL bank credit card offers the merchants a handsome amount of money at low interest rate having EMI facility. This helps in flourishing business specially one who has a start up.
Safety of mobile phone- Now a day’s mobile phone has become an integrated part of our life. Big feature or big brand mobile means investment of a huge money. Thus protection of costly mobile phone on account of theft or misplacement is a big relief. RBL bank credit card offers this big relief under safety of mobile phone program.
R shield – There is one essential offer from RBL bank credit card known as R shield. It covers any kind of personal health issue or accident. This program is quite useful in the present day when people rushes for the work and air quality /pollution poses several kind of health problem.

Redeem RBL Credit Card Point

RBL provides a specific reward portal for redemption of the earned reward points. It is easy and requires one time registration. You can redeem the earned points for purchase of the items of your choice.

You can visit the following url for registration of new card for reward point redemption- https://rewards.rblbank.com/Register.aspx
You have to provide credit card number and your date of birth and then you require to proceed for generation of OTP, once you will receive the OTP in your mobile and feed it to the next page then you will able to operate the redemption portal.

Apply Now for RBL Bank Shoprite Credit Card

Close RBL Credit Card

RBL bank provides easy steps to close or cancel the credit card. You can cancel the card by initiating it at the bank branch or you can initiate it by calling the customer care or you can use the email facility available in the online banking.

Thus you can initiate the closure of credit card by online or offline. However, before closure process it is advisable to do a few mandatory checks.

Right closure of RBL credit card process is an vital issue because many of the RBL credit cards is primarily intended for taking an explicit kind of loan. If the end of RBL credit card is not been processed correctly then there is a probability of loss in SBIL points and one can miss significant financial sanction by bank at the time of need.

It is necessary to complete a few of necessary measure fixed by RBL Bank before moving towards the closure application of credit card.

All outstanding amounts against the credit card must be cleared before closure application. You have to check the zero outstanding balance in the name of RBL Credit card. You can check it by simply logging in the credit card online system and check it out.
In case there is any amount then immediately you have to pay and make the way clear for closure.
If there is any attached ongoing loan then obviously, Bank will not process your closure application. You have to pay the complete loan amount with pre-closure of loan charges.
Every sanctioned loan has an already determined number of EMI, if you are paying it in advance then bank will charge a lump sum amount as the pre-closure charges.
To know the exact amount that you need to pay before closure of the card, you can contact the customer care executive of the RBL Bank. The customer care number is provided on the back side of credit card itself.
Customer care executive will finally let you know the exact amount of money that you have to pay, if you want to close it permanently.

Once you will check the above mentioned points, you can go to the online banking. Go to the mail section and mail a letter mentioning you want to close the RBL credit card permanently.

RBL Credit Card Complain

There is specific portal for suggestions and complaints provided by RBL credit card. However, there are two layer online complaint systems also. First you can complain through RBL credit card complains is available online. The portal for complaint can be found here- https://www.rblbank.com/suggestion-and-complaints

Second layer is through customer care and by sending mail to higher officials. You can contact at the call number- 022 – 71190900. Email facility is available inside the online banking system. You can mail through the inbox provided inside the opening page of online banking.

You have to provide your registered mobile number, type of complain and description of the complain. Once you will proceed and submit .You will get an acknowledgment number useful for further process if problem will still continue.

One can contact the RBL Corporate office also if problem persist. The address of corporate office is – RBL Bank’s corporate office is in Mumbai, Maharashtra. If you wish to contact the corporate office, the number is +91 22 4302 0600.

RBL Customer Care Toll Free Numbers

RBL bank provides 24×7 toll free customer care numbers. One can contact for any credit card related problem- 022 6115 6300, 1800 123 8040.

However customer can contact the administrative office of RBL also if the problem could not be sort out by the customer care department. The contact of administrative office is –

RBL Bank’s administrative office is in Kolhapur, Maharashtra. You can get in touch with the office on +91 231 2650981, +91 231 2650982, +91 231 2650983, +91 231 2650984.

RBL Credit Card Pros and Cons

Pros	Cons
RBL bank offers variety of credit card. Credit card helpful for working people, frequent travelers, youth as well as corporations.	There is no as such any dilemma related to RBL Bank Credit card. Operation of card is not been criticized on any platform.
Very high saving one can do with the proper use of RBL credit card. RBL monthly treat credit card or RBL safari grants high savings while doing essential purchases.	However, failure of payment of bills in prescribed interval of time attracts high interest rate.
RBL bank credit card special offers are framed with considering even the small needs of customer. RBL credit card perhaps the only taking care of repairing or lifelong maintenance of day to day appliances.
Most of the work such as opening, access, payment of bills, redemption as well as complain related to RBL credit card are available online.
RBL credit card has good acceptability worldwide.
RBL bank credit card offers conversion into EMI or easy process of loan at low interest rate.

Conclusions

RBL bank is known for its innovative features credit card. RBL bank offers credit card having multi fold advantage, it provides variety of lucrative benefits such as welcome gift, credit points, mileage conversion, high discount in travel, hotels as well as utility related discount.

RBL bank being one of the fast growing banks in India is highly conscious to customer grievance. Its two fold grievance redresses mechanism is appreciable. Mission statement of RBL bank is really true -“Customers delight and peace of mind for bank related services and product”.

Interesting name of the credit card not only sounds interesting but they are high yield benefits. One of the most popular credit cards is Popcorn credit card. Popularity among the customers is due to the lucrative discount and offers capable of producing INR 8000 per year saving.

Operations of RBL bank credit card is quite easy and convenient as far as payment of bills or redeem of earned points are concern. It provides a single window to perform all the necessary required work related to credit card.

RBL Credit Card FAQs

Q1. What is Samsung pay in RBL bank credit card?

Ans- These days security concern in online payment is very high. RBL bank provides a latest highly secure online payment platform known as Samsung pay. One can do payment in ease and with high security by using Samsung pay.

Q2. How long it takes to issue a new RBL credit card?

Ans– Once you submit an application, then it will be scrutinized by bank official. Your SIBIL score checking is also a task for officials. Based on all usually issue of a new credit card requires 7 working days time interval.

Q3- what should I do if my RBL bank credit card is lost or stolen?

Ans– Immediately you have to lock it. You can do it by taking help of customer care department number or yourself by online banking. RBL Bank’s helpline number is 022- 62327777.

Q4. What is MST?

Ans- MST stands for magnetic secure transmission.RBL bank uses the MST technology. When we swipe the card in ATM then it generates magnetic waves capable of creating and passing the digital information wirelessly. It is known as highly secure technology.

Q5. What is a CVV number?

Ans- The CVV Number (Card Verification Value) on your credit card is a 3-digit number on Visa and MasterCard credit cards. CVV number is a high security specific and unique number helps for secure transaction. The CVV should not be disclosed to any person other than the Cardholder.