IDFC Bank Credit Card

IDFC Bank is now known as IDFC First Bank after merger of Capital First. Before merger up to Dec. 2018 the cash capital of the Bank was INR 2800 Crore, The Bank was having 200 Branches in all over India.

IDFC Bank is known for strong technology platform, efficient treasury management and high corporate governance. Capital first is a retail asset Franchise Company, its last five year profit growth is 55%, only in 2019 the growth of company profit was 37 %.

After merger the IDFC First Bank is rapidly emerging a leader in financial sector business. It has a strong customer base of 70 Lakh including 30 Lakh customers from rural background. Recent asset loan business of the Bank is INR 1, 04,660 Crore, it is one of the strongest in comparison of other bank business.

IDFC First bank offers four various credit cards better to say prepaid cards. All the four cards are unique in Banking Industry. IDFC First Bank is really innovative approach introducer in market.

Our research team has collected all the vital information related to the IDFC First Bank credit card and shared for the benefits to the peoples; reading time is not more than 6 minutes.

Choose your IDFC Bank Credit Card

IDFC First Bank Benefit Card Zeta, IDFC First Bank Premium Pass Sodexo, IDFC First Bank TMW Gift Card and IDFC First Bank Fampay, these four cards are the new innovation best card available with Bank.

Zeta, Sodexo, TMW and Fampay all the four cards are focused for four various essential needs of the customers, these cards covers features beneficial for employee benefit, rewards, gifts and payment solutions for teenagers respectively.

IDFC Bank grants solution for the day to day work expenses in a company, employee can use the Zeta card. Many essential works related to our children such as medical related immunization, regular payment of School fees in time without hassle, etc. are provided by IDFC bank Fampay credit.

Based on the features of card and the requirement one can take decision of taking a credit card. One must check the mandatory requirements related to issue of a card. These mandatory requirements are the minimum income, documents as well as the SIBIL score.

Let us just discuss each individual credit card of IDFC Bank in brief helpful in taking decision. It is also essential to look after the pros and cons of the cards offered by IDFC Bank.

IDFC First Bank Benefit Card Zeta

IDFC Bank with the technical collaboration of Better world Technology Pvt Ltd (BWTL) offers IDFC First Bank Benefit Card Zeta. IDFC First Bank Benefit Card Zeta is a multi wallet facility card capable of maximizes your benefits.

IDFC First Bank Benefit Card Zeta is beneficial for employee of a company. It helps in payment of fuel, Medical Bills, LTA, meal, etc. Zeta provides solution of all the variety of expenses of an employee related to the work of the company.

Allow to invest in Tax saving program- It is a common worry to do tax saving as much as possible. Since it requires investment in available tax saving schemes hence we always have to look our pocket.

Card holder employee can take help of IDFC First Bank Benefit Card Zeta to invest in various available taxes saving scheme through this company provided card. However, there is a limitation of the use of the card but all we can do electronically; decision is in our finger tips.

There are few available tax shaving program such as Five years bank fixed deposit, Unit linked Insurance plan (ULIPs), public provident fund (PPF), home loan repayment, health cover, Equity linked saving scheme (ELSS) etc.

All above mentioned tax saving schemes can be done using IDFC First Bank Benefit Card Zeta. Card also provide facility of ‘watch out’ to make you aware about the current open scheme, you will get it once you will log in to IDFC First Bank Benefit Card Zeta account, you can linked it to your mobile phone also.

Corporate tax benefit – If you are running a business or company, it is obvious to think on saving through corporate tax benefit. Many times we miss this available benefit due to lack of information at right time or non availability of fund at that particular time. IDFC First Bank Benefit Card Zeta helps us on this matter.

IDFC First Bank Benefit Card Zeta helps the corporate to pay the taxes related to profit earned from the business, capital gains, income from renting property and income from other sources such as bank dividend or interest.

Improves Employee experience- Corporate credit card like IDFC First Bank Benefit Card Zeta is designed keeping all the points to grant great experience to the employee. Employees are the core factor influencing the company’s performance.

Facility such as latest IT equipments such as laptop or mobile phone not only gives happiness to the employee but it returns a lot to the company also. IDFC First Bank Benefit Card Zeta provides facility to order for a necessary gadget to the employee such that they always equipped with latest IT development.

Web based and app based user interface- IDFC First Bank Benefit Card Zeta have web as well as app based user interface; it makes the transaction quite convenient to the users. One can access it through laptop or desktop or by mobile phone.
Dynamic super PIN , Swipe to pay and location shield- Transactions through IDFC First Bank Benefit Card Zeta are highly secured as it is based on latest security system. Dynamic super PIN , Swipe to pay and location shield makes the transaction safe. Super PIN changes with every transaction; location shield includes your town with company’s Geo tagging; hence Zeta card is highly secure.
Swipe 2 pay – IDFC First Bank Benefit Card Zeta provides high tech feature in which you have to to swipe your card in your mobile phone to do any online shopping. This is an exciting unique feature in the field of credit card payment.
Now On, Now off – No tension of any fraud as the IDFC First Bank Benefit Card Zeta is having easy switch off or on through the app.
Virtual card facility – IDFC First Bank Benefit Card Zeta holders has the facility of the access of virtual card. You can have the access of the virtual card by using the app.

IDFC First Bank Premium Pass Sodexo

IDFC First Bank Premium Pass Sodexo is a great solution to sending / giving gift to near and dear one. Whether it is a festival such as Diwali, X Mass or Guru Purnima, you can send the happiness to your family or friends with the help of IDFC First Bank Premium Pass Sodexo.

IDFC First bank in collaboration of Sodexo India Ltd offers IDFC First Bank Premium Pass Sodexo. It has Nation wide acceptance especially on Rupay network.

IDFC First Bank Premium Pass Sodexo Card

Discount by Shopclues – Shopclues provides INR 50 off on all its product purchase by IDFC First Bank Premium Pass Sodexo. Shopclues have range of woman cloths, foot ware, electronics items, mobile / tablets, home and kitchen appliances etc.
Flipkart discount – Flipkart provides discount varying from INR 30 to INR 75/- to various products if purchase is done by IDFC First Bank Premium Pass Sodexo.
Redbus – You can have a discount of 10% maximum up to INR 150 on the Redbus tickets. For on line bus, train or flight ticket booking, Redbus is a popular name; it has collaboration with IDFC First Bank Premium Pass Sodexo.
50% off on Skullcandy – Skullcandy is a trusted name in the field of head phone. Skullcandy produces many other sound systems related and allied field products. 50% discount on the products of Skullcandy is a quite attractive feature making IDFC First Bank Premium Pass Sodexo popular among the masses.
Discount in car services – Many car servicing business offers discount on the servicing if the payment is done by IDFC First Bank Premium Pass Sodexo. For example- Bombay Motor works grants appreciable 25% off.
Entertainment offer – Hangama Music and Hangama play only charges INR 1 for monthly subscription. Hence for music lovers IDFC First Bank Premium Pass Sodexo is something beyond imagination.
Yardley specialist in ladies product- Yardley is one of the world’s leading brand for high quality perfumes, special soap, powders etc. This old brand of 1770 grants 20 % discount on its product to the customer of IDFC First Bank Premium Pass Sodexo
15 % off by Dil Se Desi Food – Dil Se Desi is a popular chain brand of on line food supplier. IDFC First Bank Premium Pass Sodexo holders are eligible to get 15 % discount on purchase of delicious food.
15 % off on Spirit Pub- Presidential Hotel – IDFC First Bank Premium Pass Sodexo grants 15 % discount on Foods at Spirit Pub- Presidential Hotel.
65 % off on Textbook – Products of Textbook are available with high discount of 65 % to the customers of IDFC First Bank Premium Pass Sodexo.
Toppr discount – Toppr is famous platform for on line video classes. Varity of top quality video courses are available on Toppr. One can avail a discount of 65 % on the products of Toppr by using IDFC First Bank Premium Pass Sodexo.
Adda 247 – If you are preparing for Bank, SSC etc. completion then you might know Adda 247. Adda 247 provides on line coaching preparation and mock test for various National and State level completion. Adda 247 grants 27 % discount on its products.
UpGrade discount – Popular name in Data, design and Photography courses is UpGrade. UpGrade provides 10 % fee waiver to the customers of IDFC First Bank Premium Pass Sodexo.

IDFC First Bank TMW Gift Card

IDFC First Bank TMW Gift Card is a unique offer from IDFC Bank in collaboration with IMW Fintech Pvt Ltd. This card has exciting features related to online marketing at high percentage of discount as gift.

You are free to send the electronics goods, kitchen ware, cloths, etc. to your dear and near with the help of IDFC First Bank TMW Gift Card.

IDFC First Bank TMW Gift Card has high security features. Dynamic super PIN , Swipe to pay and location shield- Transactions is available with IDFC First Bank TMW Gift Card , this is highly secured as it is based on latest security system.

Dynamic super PIN, Swipe to pay and location shield makes the transaction safe. Super PIN changes with every transaction; location shield includes your town with company’s Geo tagging; hence this card is highly secure.

10 % off on Myntra – The famous on line market platform Myntra having variety of day to day useable items offers 10 % discount to the customers of IDFC First Bank TMW Gift Card.
Welcome offer- Movie voucher of value INR 500 is allowed as welcome gift. Facility such as league joining is available as gift.
Fuel surcharge – INR 500 is allowed as fuel surcharge waiver per month. It is applicable for the transaction of any amount of rupees and at any fuel out let.
Rail Surcharge waiver – You have to book your ticket at irctc dot com to earn a benefit of INR 500 per year.
Fraudulent protection – In case of any kind of fraud or money stolen, there is a protection as per framed rule of the card. Customer has to report this in 7 days of the incident.
Milestone benefits – Achieve the purchase mile stone of INR 5000 per month and earn cash back of INR 500/- . In 6 month after fulfilling the condition of INr 5000 PM one can get a bonus of additional INR 500/-
10% savings – You can save 10% of total expenses for purchase at Departmental store or grocery store.

IDFC First Bank Fampay Credit Card

IDFC First Bank Fampay is a convenient card helpful for the use of children. It not only useful for paying the fees etc related to children but it can be available to children for use of their own.

There is high security features available with the card to save the transaction from any fraud as the OTP comes in parents’ phone.

Children will also able to learn the electronic transactions in the childhood and understand the way of managing life at early age.

Handling of IDFC First Bank Fampay is so easy that sending money to the family or friend is just like sending a message or photo on social media. Hence the process of transaction is highly user friendly but at the same time it is highly secure by latest technology.

Gift or voucher for paying School fees – Toppr provides discount or coupon for their courses to the students paying fees in time by using IDFC First Bank Fampay. Toppr is famous platform for on line video classes. Varity of top quality video courses are available on Toppr.
Movie discount – BookMyShow provides complimentary tickets of INR 1000 as a welcome gift to the customers of IDFC First Bank Fampay.Achieve the milestone of INR 2000 per month and at least initiate one spend of any amount for BookMyShow and get the gift from BookMyShow.
Free movie tickets- Two free tickets per month is available for all the IDFC First Bank Fampay. No one this time fail to achieve INR 2000 per month spends on any items, hence two free movie ticket is guaranteed is a true statement.
Happy weekending – Every week there is assured money back of INR 25, yes, only you have to spend INR 500 from Monday to Sunday and enjoy the money-back facility of IDFC First Bank Fampay.
Apart from this, there are gifts from BookMyShow, Zometo, and Ubber.
INR150 earning – If you are paying the joining fee in first cycle bills and if you are doing any purchase within 30 days of issuance of card, which is quite obvious, a reward of INR 150 will automatically is credited in your account.
Fuel surcharge waiver- Earning of INR 100 per month i.e INR 1200 per year can be there if you are using IDFC First Bank Fampay at fuel stations.

IDFC Bank Credit Card Eligibility

All the above mentioned four various card require to deposit a minimum amount of money as per the card. However, The IDFC First Bank Benefit Card Zeta is for company employee, hence it should be linked to the company current account, company has to apply with the details of users such that Zeta card can be issued to the individual employee.

The age limit, documents requirements etc. are almost same for the entire four cards.

The age requirement of applicant should be between 18 to 60 years. However, for IDFC First Bank Benefit Card Zeta minimum age is 18 but the maximum age is up to the retirement from the company, however every year renewable is required.

There is no minimum annual income for any of the card of IDFC Bank; but a fixed amount as per card customer has to deposit.

Documents related to present address of residence, Identity proof, income tax returns, etc. are documents required at the time of application.

Bank do check credibility of the customer by verifying the SIBIL score, good SIBIL report is the identification of good credibility of the customer.

Free IDFC Bank Credit Card

All the above mentioned IDFC cards do not require additional entry or renewable fee accept the minimum amount of money require to deposit for the card. There is no any service charge or processing charge or yearly renewable charge.

Cards offered by IDFC bank being free have many attractive features. Many vendors offers high discount for their product for the IDFC Bank card holders.

Exciting up to 65 % discount by an education platform – Textbook is available through the IDFC First Bank Premium Pass Sodexo.

Similarly, Toppr is famous platform for on line video classes. Varity of top quality video courses are available on Toppr. One can avail a discount of 65 % on the products of Toppr by using IDFC First Bank Premium Pass Sodexo.

Above mentioned high discount shows the determination of IDFC Bank to provide best possible benefit to the customers.

IDFC Bank card not only grants the exciting discount or money back but also provides un-parallel high tech security of the transaction by the card.

For security dynamic super PIN , Swipe to pay and location shield- Transactions facility are present with IDFC First Bank cards. Super PIN changes with every transaction; location shield includes town location with company’s Geo tagging.

IDFC First Bank Card have web as well as app based user interface; it makes the transaction quite convenient to the users. One can access it through laptop or desktop or by mobile phone.

IDFC Bank Credit Card apply minimum salary

There is no as such minimum salary requirement to get issued a IDFC bank card. Yes, there is requirement of a minimum deposit require to get a particular card. But, issuance of card does not require certain limit of minimum income or yearly salary.

IDFC Bank Credit Card Apply

IDFC Bank Card application process require only a few minutes. IDFC Bank is known for strong technology platform, efficient treasury management and high corporate governance. Hence, it provides high customer friendly online way of opening of the IDFC Bank.

Application process require customer’s name, mobile number, e-mail ID etc., once customer submit the on line form then just in a few days executives of IDFC Bank get in touch and complete the formalities of issuance of the card.

However, one can apply for the card with the help of customer care also. Once customer care is contacted and let them know about your willingness to open a credit card. Customer care will arrange a call with the executive of customer care department.

You can apply off line by visiting the nearest branch of IDFC.

IDFC Bank Credit Card Status

IDFC card application status can be known on line or by contacting the customer service system or by visiting the bank branch. IDFC Bank card application status can be known by downloading the IDFC Bank app. also.

The 24x 7 Toll free number of Union Bank customer care are 1800 419 4322.

The acknowledgement number is required during your call with customer care.

On line status system require your application number, mobile number etc. You can get the on line status page on the web site of IDFC bank.

You can know the status of credit card application by visiting the bank branch also.

IDFC Bank Credit Card Login

When you receives a new IDFC card, your first move is to generate card ID, password, such that you can operate it on line. IDFC Bank provide you exclusive log in portal to operate your card.

First you have to create log in ID, for that you require to go to IDBI Card page and then you have to select card ID generation. There you have to supply customer ID mentioned in welcome letter, mobile number etc..

Once you will click next, then after putting card number instantly card log in ID can be generated. With the help of log in ID, log in password can be generated. Now you are ready to operate your card on line.

All the activity of your card of IDFC bank is managed by card on line portal.

You have to follow a registration of a new card in credit card control portal is very simple. You have to visit the portal site and get yourself registered

IDFC Bank Credit Card PIN Generates and Reset

There is separate exclusive page for all the card PIN generation provided by IDFC Bank. It is a three step process. In first step you have to provide customer ID and mobile number. In second step your card number and mobile number is required, finally you will be allowed to choose a PIN and put the correct OTP received in your mobile.

You can generate the PIN or reset it by visiting your online banking facility also. On left side column you have to click the card option and act as per instruction.

IDFC Bank Credit Card Statement

IDFC Bank card statement can be downloaded by visiting online net banking portal or by visiting IDFC Bank app. If you enter the online banking portal, there you will get the card section, under card section you have to click statement option. For a period of your need you can download or see your transactions.

However, IDFC Bank card statement can also be downloaded from IDFC Bank mobile app popularly known as IDFC First Bank mobile app available on Google Play. Card statement is available in App as e statement.

Monthly card statement can be obtained in your registered email ID. For that you have to register yourself once for regular receiver of card bills through e mail; this helps in getting regularly bill at completion of cycle from bank.

IDFC Bank EMI Calculator

IDFC First Bank has strong base in loan and project financing, IDFC Bank provides EMI calculator online such that one can know how much he or she has to re-pay per month.

In EMI calculator one has to put the total amount of loan, tenure, rate of interest, instantly calculator let you know the EMI value.

IDFC Bank Credit Card Payment

Credit card payment or utility bill payment facility is available online. IDFC First Bank requires a few simple steps for credit card bill payment.

Log in to IDFC First Bank net banking. Click on Add/View beneficiary. Add the credit card details as well as name on credit card. After putting OTP there, now you are ready to pay the bills.

Payment can be done by using IDFC First bank mobile app also.

You can transfer the bill amount using ATM also. There in money transfer tab you have to provide the card number and amount, OTP is required here too.

Other option for paying the credit card bills using IDFC Bank mobile app. The most preferred method of credit card payment is online banking.

IDFC Bank Credit Card App

IDFC Bank Mobile app is advance application to perform various bank related work. App provides following facility to customers-

To view account summary, mini statement,
To schedule your card bill payment or any other regular utility bills.
To do fund transfer.
Recharge of mobile or DTH facility.
App is using advance tech having option of finger print for recognition. App is highly secure.

IDFC First Bank mobile app is available in Google store. One can download 2.5 MB app in smart phone and operate it as per convenient and ease.

IDFC Bank Credit Card Offers

IDFC First Bank card offers such exciting cash back in which a customer can get a discount up to 65 %. Many gig brands from various areas such as shopping, gifts; children education providers etc. are associated with the IDFC bank. Union Bank Credit Cards have numerous offers from many big brands. A few names are – Redbus, Flipkart, BookMy Show, Make My trip offer, Skullcandy, Toppr, Adda 247 etc.

Most of the offers are available for a certain time limit, but many others remain open always. At present there are more than 40 offers available with IDFC bank credit card.

Shopclues provides INR 50 off on all its product purchase by IDFC First Bank Premium Pass Sodexo. Shopclues have range of woman cloths, foot ware, electronics items, mobile / tablets, home and kitchen appliances etc.

Flipkart provides discount varying from INR 30 to INR 75/- to various products if purchase is done by IDFC First Bank Premium Pass Sodexo.

You can have a discount of 10% maximum up to INR 150 on the Redbus tickets. For on line bus, train or flight ticket booking, Redbus is a popular name; it has collaboration with IDFC First Bank Premium Pass Sodexo.
Skullcandy is a trusted name in the field of head phone. Skullcandy produces many other sound systems related and allied field products. 50% discount on the products of Skullcandy is a quite attractive feature making IDFC First Bank Premium Pass Sodexo popular among the masses.
Many car servicing business offers discount on the servicing if the payment is done by IDFC First Bank Premium Pass Sodexo. For example- Bombay Motor works grants appreciable 25% off.
Hangama Music and Hangama play only charges INR 1 for monthly subscription. Hence for music lovers IDFC First Bank Premium Pass Sodexo is something beyond imagination.
Yardley specialist in ladies product- Yardley is one of the world’s leading brand for high quality perfumes, special soap, powders etc. This old brand of 1770 grants 20 % discount on its product to the customer of IDFC First Bank Premium Pass Sodexo
Dil Se Desi is a popular chain brand of on line food supplier. IDFC First Bank Premium Pass Sodexo holders are eligible to get 15 % discount on purchase of delicious food.
IDFC First Bank Premium Pass Sodexo grants 15 % discount on Foods at Spirit Pub- Presidential Hotel.
Products of Textbook are available with high discount of 65 % to the customers of IDFC First Bank Premium Pass Sodexo.
Toppr is famous platform for on line video classes. Varity of top quality video courses are available on Toppr. One can avail a discount of 65 % on the products of Toppr by using IDFC First Bank Premium Pass Sodexo.
If you are preparing for Bank, SSC etc. completion then you might know Adda 247. Adda 247 provides on line coaching preparation and mock test for various National and State level completion. Adda 247 grants 27 % discount on its products.
Popular name in Data, design and Photography courses is UpGrade. UpGrade provides 10 % fee waiver to the customers of IDFC First Bank Premium Pass Sodexo.
Toppr provides discount or coupon for their courses to the students paying fees in time by using IDFC First Bank Fampay. Toppr is famous platform for on line video classes. Varity of top quality video courses are available on Toppr.
BookMyShow provides complimentary tickets of INR 1000 as a welcome gift to the customers of IDFC First Bank Fampay.Achieve the milestone of INR 2000 per month and at least initiate one spend of any amount for BookMyShow and get the gift from BookMyShow.
Two free tickets per month is available for all the IDFC First Bank Fampay. No one this time fail to achieve INR 2000 per month spends on any items, hence two free movie ticket is guaranteed is a true statement.
Every week there is assured money back of INR 25, yes, only you have to spend INR 500 from Monday to Sunday and enjoy the money-back facility of IDFC First Bank Fampay.
Apart from this, there are gifts from BookMyShow, Zometo, and Ubber.
If you are paying the joining fee in first cycle bills and if you are doing any purchase within 30 days of issuance of card, which is quite obvious, a reward of INR 150 will automatically is credited in your account.
Earning of INR 100 per month i.e. INR 1200 per year can be there if you are using IDFC First Bank Fampay at fuel stations.

IDFC Bank Virtual Credit Card

IDFC First Bank credit card offers VISA based Virtual credit card. IDFC First Bank Benefit Zeta card have option to convert virtual card facility. Zeta card is available to the employee of a company and daily purchase limit is linked with the company account. Zeta cards are highly secured as they are linked to company account and already charged from there.

Redeem IDFC Bank Credit Card

IDFC card earned credit point can be redeeming for purchasing various items. IDFC Bank provides an exclusive web page for redemption. Fast track, Titan, Matrix, Children’s place, etc. are a few name available for redeem of earned points.

Redemption of earned credit points of IDFC Bank card can be easily done by IDFC First mobile App. It can also be done by using redeem portal as mentioned above.

Apart for purchasing items from big brands available for redeem of earned credit points, there are many service based company as well as education related product. One can redeem for the booking of tickets, purchase of electronics or computer peripherals. You can even redeem for purchase of medicine or for a leisure trip.

IDFC Bank Cash Withdrawal Charges

There are no as such any withdrawal charges in IDFC bank.

IDFC Bank Credit Card Address Change

Address change information can be submitted to bank by submitting it by visiting the branch and filling the on line. To update or change the registered home address, customers require filling a form available in bank branch. Properly filled with your bank recognizable signature is essential to do any change in home address.

You have to submit the proof of your new home address by producing documents such as purchase related or rent lease paper.

IDFC Bank Credit Card Loan Convert

IDFC Bank cards require a prior deposition of money. There is provision of loan against the prior deposited money. As per as conversion of loan amount into general loan scheme of the bank, yes, it is possible.

For conversion you have to apply for an equal amount of loan which you want to convert in the bank. You have to check the suitable available loan scheme which should have little better re-payment scheme and low interest rate. You have to get the normal loan sanctioned and simultaneously pay the card loan with the sanctioned amount.

Close IDFC Bank Credit Card

If you have decided to close the IDFC First Bank credit card for some reason, it is OK, but you must follow the closure process carefully as it may affect your CIBIL Score latter on, if not closed properly.

A few essential checks are required before the application of the closure of the IDFC bank credit card.

As per rule of IDFC Bank any unused amount of money available on card will exhausted once it is closed.
Please check that no money remains on card, no outstanding loan or any other kind of monthly scheduled deduction remains active on the card.
It is essential that you must clear any outstanding amount of money; if your card has any. As per regulation of closure of credit card, bank authority will not process your credit card application if there is a balance of money to be cleared.
You can check and clear the outstanding amount of money by going through your online account portal.
There should not be any earned credit points that remain to be consumed. You should use the balanced earned credit points for any purchase etc. and make it nil before application of closure, otherwise, you will lose your earned credit points.
Please check that there is no rescheduling of any deduction from your credit card for any purpose such as electric bills, water bills, or any other kind of purchase you had done. If there is any, please cancel the rescheduling and make an alternate arrangement for the payment.
Please check loans are properly closed; if taken earlier and not all the outstanding is over. If you have not yet received the loan closure letter from the bank, then please request the bank authority to provide the same. These kinds of small mistakes make the problem in your SIBIL score.
This is quite common that when you will contact the customer care officer of the bank for the closure of credit card, they try their best to change your opinion and let you continue to be their credit card customer. After all, you are the bread and butter for them.
Customer care officer may grant you a lucrative kind of offer if you left your idea to discontinue the credit card. Now, it’s upon you whether you will be firm on canceling the credit card or avail their special offer and continue.
You can contact the customer care number to initiate the closure of the card. The automated customer care system will ask for your authentication and ask you to press the number meant for credit card.
Press the number meant for deactivation/Cancillation of credit card.
Once the card will be deactivated, write an email to the customer care services available back of your card or available in the inbox of your online banking system. Request the authority to close the credit card. You will get a closure notice in a few days.
You can initiate the closure process offline also by visiting the IDFC bank branch and by giving the application for closure of credit card addressed to the branch manager.

IDFC Bank Credit Card Complain

IDFC First Bank has very firm and effective grievance redress mechanism. IDFC Bank has separated the complaint coming from various sectors such as domestic consumers, NRI, card, loan etc. IDFC Bank provides separate contact number and email address to put up the complaint and they take accelerated action to solve the customer’s problem.

For card related any complaint one can contact the automated number – 1800 419 4332; you will get the complaint number to chase it latter on from the automated telephone system.

Alternatively one can write the complaint in details, attach the concerning documents and send the authority to the e- mail ID : [email protected] .

However you can lodge a complaint by visiting the local branch of Union Bank. Branch Manager also organize monthly complaint solution meeting to address the grievances of customers.

Apply Now IDFC First Bank Premium Pass Sodexo Card

IDFC Bank Customer Care Toll Free Numbers

You can contact the 24×7 toll free customer care number to solve the problem you are facing.

Following are the toll free number provided by IDFC First bank to help the customer –

For any problem related to credit card (for domestic customers)- 1800 419 4332.

Customers from USA (Toll Free) – 1833 703 9805

Customers from Canada (Toll Free) – 1833 703 9811

Customers from UAE (Toll Free) – 8000 187 922

IDFC Bank Credit Card Pros and Cons

Pros	Cons
IDFC First Bank is really have cards full of new innovative ideas helpful to customers.	We do not find any as such any problem related to IDFC Bank Credit Card. It is available online as well as offline.
Zeta, Sodexo, TMW and Fampay all the four cards are focused for four various essential needs of the customers, these cards covers features beneficial for employee benefit, rewards, gifts and payment solutions for teenagers respectively.	Little lack of detail information at a place about a particular card in the web site of IDFC Bank is there. That is the reason we have tried in this blog to provide maximum possible information by consulting many sources.
The card security feature introduced by IDFC First Bank is unique in nature. The swipe method in your own mobile phone for on line transaction is unique and first time introduced by IDFC Bank.	Failure of payment of bills in prescribed interval of time attracts high interest rate.
Card on- off system, parents phone linked OTP in children operated card i.e. Fampay, unique features present with IDFC card.
High un-parallel offers are available with IDFC First Bank card; discount up to 65 % in a few items.

Conclusions

Can you believe 65 % discount on some items on purchase, yes, it is possible in IDFC First Bank card. IDFC Bank is known for strong technology platform, efficient treasury management and high corporate governance. Capital first is a retail asset Franchise Company, its last five year profit growth is 55%, only in 2019 the growth of company profit was 37 %.

IDFC First bank offers four various credit cards better to say prepaid cards. All the four cards are unique in Banking Industry. IDFC First Bank is really innovative approach introducer in market.

IDFC Bank Credit Card FAQs

Q1. After merger of First Capital into IDFC First Bank, What will be about the cards issued by First Capital?

Ans- There will be no effect on any card issued by First Capital; all will functions with even with better offers. The entire card such as co- branded credit card, EBC card, Slonkit card etc. will function as it is.

Q2. Do customers need to register mobile number or email fresh to get the sms/mail from IDFC First Bank?

Ans– No, IDFC First Bank is high technical users. It has introduced many unique features attached to card first time in country. Customer has not to do anything after merger; technology will take care of all these matter.

Q3- What is the minimum income requirement to have an IDFC Bank credit card?

Ans– There is no as such minimum income bar in IDFC First cards. Yes, Bank do want good credibility customers for that there is CIBIL score check.

Q4. Does Zeta card available for general public?

Ans- Zeta card is meant for the employee of an organization. It has features such as payment of PPF, Gratuity, machine maintenance cost transfer etc. These are for employee of a company only.

Q5. What advance card security feature is there with IDFC First bank card?

Ans- Dynamic super PIN , Swipe to pay and location shield- Transactions through IDFC First Bank Benefit Card are highly secured as it is based on latest security system. Dynamic super PIN, Swipe to pay and location shield makes the transaction safe. Super PIN changes with every transaction; location shield includes your town with company’s Geo tagging; hence the card is highly secure.

Swipe 2 pay – IDFC First Bank provides high tech feature in which you have to swipe your card in your mobile phone to do any online shopping. This is an exciting unique feature in the field of credit card payment.