ICICI Credit Card
ICICI Bank is a leading India based bank offering banking solutions for the people around the globe. ICICI bank offers credit cards having no joining or renewable fees. If a person uses the ICICI bank provided credit card meticulously, then he or she may save the return ticket cost from London to India.
Our research team has presented all the essential information related to ICICI credit card, you have to spare 5-7 minutes of yours if you want to come at the right decision for opting for the best suitable credit card for you.
ICICI Credit Card Details
An ICICI Bank offer varies types of credit card for different income group or different requirement group. The basic requirement of ICICI credit card is proof of identity, proof of Address, last three years IT returns and last three-month salary slip.
The minimum age required for ICICI bank credit card is 21 years and the minimum income requirement for salaried people is INR 2000 per month, while for self-employed people minimum income requirement is INR 3 lakh per year.
ICICI Bank Platinum Credit Card
ICICI Bank Platinum credit card is known for its free joining and free annual renewal charges. It has an attractive fuel surcharge and a good payback point feature.
- Reward on all purchase- You are entitled to get 2 payback points on each retail purchase equal to INR 100. Later on, you can redeem the earned payback point into some product purchase or the cash conversion.
- 1payback point equal to each INR 100 purchase on the items of utility and insurance-related.
- One payback point is equal to Rs 0.25.
- Fuel Surcharge relaxes- There is a 1% surcharge discount on all the purchase of fuel from the HPCL pump. There is a maximum barrier of fuel purchase of Rs 4000/- at a time.
- No joining or renewable fee.
ICICI Bank Sapphiro Visa Credit Card
ICICI Bank Sapphire Visa credit card is known for its high earned point especially spends in International purchase.
- Powerful Reward – 2 handpicked points (earned point) for every INR 100 in any domestic purchase except fuel purchase. Domestic purchase may be any type of purchase such as retail purchase, grocery, tickets or utility, etc. For international spent, the earned point becomes just double, that is 4 handpicked points on every INR 100.
- New Milestone Reward- Milestone Reward is a special high offer of reward points. On every completion of the spend of INR 4,0000, there is the provision of 4000 reward points, besides this, there will also be 2000 reward points on achieving spending of INR 1,00000. Thus one can earn altogether 20,000 points in a rear.
- Fuel purchase benefit- 1 reward point on every purchase of INR 100 on fuel from any Fuel outlet is allowed.
- Utility item – 1 reward point per INR 100 is allowed on all the spending on utility such as gas, electricity, water, Insurance, etc.
- Lounge Access – ICICI Visa Sapphire credit card offers complimentary access to the Airport lounge in India. Four complimentary per quarter is allowed for lounge access. Of course, you have to produce the credit card with valid documents related to travel. For more details on the facility of the lounge you are requested to go through the link – https://www.icicibank.com/Personal-Banking/cards/Consumer-Cards/Credit-Card/sapphiro-visa-card/visa-privileges.page?#
- Joining and Renewable Fees- The joining fee for this credit card is INR 6,000 plus taxes, however, a pair of Boss IE2 headphones are provided at the time of joining as a welcome gesture. The renewable fee is INR 3,500 plus taxes, but it is refundable if the total spend in one year by a cardholder exceeds INR 5, 00,000.
ICICI Bank Rubyx Visa Credit Card
There one popular word is known by “Experience the privilege” – for the ICICI Bank Rubyx Visa credit card. Many big brands such as BookMyShow dot com, tee times dot goolftriz dot com, etc.
- Free Tickets- If you are booking one ticket through BookMyShow dot com, then you are entitled to book a Free ticket within a week. Two free tickets in a month are allowed to have a value of maximum INR 300 per ticket.
- For Golf Lovers- Teetimes dot Golftriz dot com provides facility for complimentary Golf Round or Lesson for every spend of INR 50,000 in the previous month. This complimentary Golf Round maximum be two times in a month.
- Saving in Dinning- 15% of total bills saving in dinning is allowed Under ICICI Culinary treat program. This facility is available in 2,500 restaurants spread over 12 major cities. Details of restaurants are offering discount is available here- www.icicibank.com/culinarytreats
- Travel and Hotel booking discount- If you are booking a travel trip or booking a hotel through Relax While I Assist using ICICI Bank Rubyx Visa credit card, you will have a fabulous discount and gift offers. Relax while I assist is a company provides services in the area of Flight ticket booking, Train ticket, Hotel reservation, Car rental, flower and gift delivery, etc.
- Car Rental discount by Hertz and Avis- Local or across the city Car Rental facility in an exciting discount offer is available by a reputed company Hertz and Avis for the customer of ICICI Bank Rubyx Visa credit card.
- Reward Earning– 2 handpicked points (earned point) for every INR 100 is allowed by ICICI Bank Rubyx Visa credit card. Domestic purchase may be any type of purchase such as retail purchase, grocery, tickets, etc. For international spent, the earned point becomes just double, that is 4 handpicked points on every INR 100.
- Exciting Reward- Exciting Reward is offered to the customer of ICICI Bank Rubyx Visa credit card. On every completion of the spend of INR 3,0000, there is a provision of 3000 reward points, in addition to that, there is a provision of 15000 reward points on achieving spending of every INR 1,00000.
- Fuel purchase benefit- 1% of fuel surcharge of maximum transaction of INR 4000 is allowed at any fuel outlet.
- Utility item – 1 reward point per INR 100 is allowed on all the spending on utility such as gas, electricity, water, Insurance, etc.
- AirPort and Railway Lounge Access – ICICI Bank Rubyx Visa credit card offers complimentary access to Airport and railway lounge in India. Two complimentary AirPort Lounge and Two Complimentary Railway Lounge in every three months are allowed to the cardholder.
- Joining and Renewable Fees- The joining fee for this credit card is INR 3,000 plus taxes, a joining gift is provided to the customers. Joining gift contain a box having a Sennheiser made pair of HD219 headphone. Renewable fee is INR 2,000 plus taxes, but it is refundable if the total spend in a year by a cardholder exceeds INR 2.5 lakh.
ICICI Bank Carbon Credit Card
ICICI Bank Carbon is Asia’s first credit card having VISA code sure. It has a highly latest technology of security. Present-day fraud and cyber stealing of money is a great problem. ICICI Black carbon is an appreciable step in cybersecurity direction.
ICICI Carbon black has a multi-layer security feature. Instead of a three-digit security number, it has Alphanumeric i.e. mixture of alphabet and number. It has a 12 touch keypad numbers for more security.
ICICI carbon black credit card has an inbuilt battery having a lifetime of three years. For online transactions, it grants you to make your high-security one-time password (OTP) with the help of a touch keypad..
- Travel special discount at Ezeego1 dot com- ICICI carbon black credit card users have a special facility provided by Ezeego1 dot com.
- For Domestic flight tickets, a discount of INR 250 per person is provided for a one-way ticket. While for International flight per person a discount of INR 1500 per person is provided on a return ticket. Booking should be done at Ezeego1 dot com by using ICICI carbon black credit card. 10% discount in National or International hotels having a cap limit of maximum amount of Rs 4000/- If you are booking a holiday package in Country then a gift of 7% off the cost is the provision in ICICI carbon black credit card. However, there is a cap limit of INR 4000/- Holiday package booking at an International destination is provided a discount of 7% of the total expense, there is no cap limit in this case.
- Enjoy the Dinning- ICICI carbon credit card customers have the privilege of a discount of 15% of total bills in dinning at ICICI recognized culinary restaurant. Customers can enjoy the tasty food at around 2,500 restaurants spread over 12 major cities.
- Reward Earning– 2 payback points (earned point) for every INR 100 is allowed by purchasing any retail purchase.
- ICICI carbon credit card has the option of redeeming the earned credit points by a variety of useful and fashionable products of a world-famous brand. The details of redeeming for different luxury is available in the link- www.payback.in
- Fuel surcharge relaxation- 2.5% of fuel surcharge in the entire fuel outlet is allowed by using ICICI carbon credit card. The maximum allowed purchase is INR 4000.
- Utility item – 1 reward point per INR 100 is allowed on all the spending on utility such as gas, electricity, water, Insurance, etc.
- AirPort lounge Access – ICICI Carbon credit card offers complimentary access to the Airport lounge in India. Four complimentary AirPort Lounge access is allowed for the customer of ICICI carbon black credit card.
- One time Fees- INR 1000 is the onetime fee requires paying for taking ICICI carbon black credit card. There are no yearly renewable charges on this card.
ICICI Bank Visa Signature Credit Card
ICICI Bank Visa Signature credit card is famous among Golf lovers. However, the card is having many fabulous features but complimentary access to Golf clubs around the world is a big attraction. Learning, playing and participation of Golf becomes easier once you become a member of ICICI bank Visa Signature credit card.
- Exciting Welcome Privilege- ICICI Bank Visa Signature credit card offers huge welcome privilege in forms of 30,000 handpicked rewards. You can redeem these earned points in purchasing numerous popular brand products. There is an exclusive catalog having items from all the fields of life.
- Special Golfing Experience- ICICI Bank Visa Signature credit card offers exclusive special complimentary offer golf courses in India and around the world. These expensive Golf courses are offered free through the membership of this credit card.
- ICICI Bank Visa Signature credit card offers one complimentary round of golf every month, however, there is the condition to spend a sum of INR 1 Lakh in the previous month. Golftriz’s account is a facility of Golfer to book the golf training or golf round; it keeps updating the cardholders about the current and future availability of golf schedule.
- VIP Airport Lounge Access – ICICI Bank Visa Signature credit cardholders have complimentary access to World’s VIP extra large Lounge Access. This VIP Lounge access is available at more than 600 airports. To know the details list of member airport comes under VIP Lounge facility is available here- www.prioritypass.com
- Highest Reward Earning–can you believe, 10 handpicked rewards on every INR 100 order. It is one of the highest in the field of credit card earning.
- Another big advantage is during the redeem of earned money you can again earn the gift voucher, thus there is square earning benefit in ICICI bank Visa Signature credit card.
- You have the option to redeem the earned points in purchasing dining tasty food, fashion, electronics, gadgets or even the air miles. Additional earning is a shopping voucher equal to INR 1000 for every use of 1250 handpicked Rewards.
- I-Assist services at heavy discount- ICICI Bank Visa Signature credit cardholders are eligible to get i-assist services at a discount rate. Services belong to rail or air tickets or hotel booking many services are available. I assist also provides services in the area of Car rental, flower and gift delivery, etc.
- Full Fuel surcharge waiver- The full 2.5% of fuel surcharge without any maximum transaction limit is available for customers of ICICI bank Visa Signature credit card at any fuel outlet.
ICICI Bank Platinum Identity Credit Card
ICICI Bank Platinum Identity credit card has an accelerated reward earning in which one can earn 8 points in every purchase up to INR 200. VIP Lounge access and the discount by i-assist services are also attractive facilities in the card.
- Reward Earning– 2 handpicked points (earned point) for every INR 200 is allowed by ICICI Bank Platinum Identity credit card. Domestic purchase may be any type of purchase such as retail purchase, grocery, tickets, etc. For international spent, the earned point becomes just double, that is 4 handpicked points on every INR 200. However, there are provision of accelerated reward points i.e 8 handpicked points on spending of INR 200. This four times greater earned points requires a kind of acceleration in spending, the details are given here- click here. Redeem facility of the earned points is available in purchasing dining tasty food, fashion, electronics, gadgets or even the air miles.
- ICICI Bank Platinum Identity credit card holders are eligible to get i-assist services at a discount rate. Services belong to rail or air tickets or hotel booking many services are available. I assist also provides services in the area of Car rental, flower and gift delivery, etc.
- AirPort spacious Lounge Access – ICICI Bank Platinum Identity credit card offers complimentary access to Airport. VIP luxurious of more than 600 worldwide airport complimentary AirPort Lounge is in access to this credit cardholder.
- Fuel purchase benefit- Top-up facility of 2.5% fuel surcharge is there in the allowed at any fuel outlet.
- Joining and Renewable Fees- The joining fee for this credit card is INR 2,000 plus taxes.
- A renewable fee is INR 750 plus taxes.
ICICI Bank Ascent American Express Credit Card
- 4000 reward points as Welcome gesture- ICICI Bank Ascent American Express credit card offers exciting 4000 handpicked points earning at the time of joining the card.
- Accelerated reward points up to 12 @INR200- In booking air tickets, shopping at leading departmental stores, dining, overseas expenses etc. there are 6 hand-picked reward points at every INR 200 spending. While for other groceries and others, the reward point is 3 at every INR 200 purchase.
- There is provision of accelerated reward points after a purchase of INR 2.5 Lakh in a year, under accelerated reward points customers of ICICI bank Ascent American Express credit card are eligible for 12 reward points at every purchase of INR 200.
- I-Assist services at heavy discount- ICICI Bank Ascent American Express credit card holders are eligible to get i-assist services at a discount rate. Services belong to rail or air tickets or hotel booking many services are available. I assist also provides services in the area of Car rental, flower and gift delivery, etc.
- I-Assist customer care numbers 1800 26 70731 (toll-free for MTNL/BSNL lines) or 022 6787 2016 (standard call charges applicable) are available 24 hours a day, 365 days a year.
- Full Fuel surcharge waiver- The full 2.5% of fuel surcharge without any maximum transaction limit is available for customers of ICICI bank Visa Signature credit card at any fuel outlet.
ICICI Bank British Airways Classic Credit Card
Any Indian going to England or have frequent travel requirements to Britain can get many advantages to have ICICI Bank British Airways Classic credit card.
Air travel by British Airways has a special earning offer. Especially travel to five important destinations i.e. London, Paris, Rome, New York and Sao Paulo have special earned points (Avios)
ICICI Bank British Airways Classic credit card offers complimentary movie tickets also, one of the attractions of youngsters.
- Welcome Gift – ICICI Bank British Airways Classic credit card offers huge welcome privilege in forms of 3500 Avios (earned Points) on the first use of credit card.
- British Airways special offers- If you are flying to London from India in the first three months of card, then you have the option to get a gift of 25,000 Avios, this gift is quite enough to book a return ticket. However, you can use it for upgrading your air ticket into Business class.
- Exciting Reward Earning– One can earn up to 5 Avios per spend of INR 100. There are accelerating systems of earning, once the spend per month increases a limit of INR 225,000, the earning of credit points or Avios increases or goes into a turbo system.
- Standard earn rate- For every day all kinds of spend, on every INR 100 the Avios earning is 2, but for British Airways ticket or shopping this is 2.5 Avios at every spend of INR 100.
- Turbo earn rate- For every day spend of INR 100, Avios earning is 4, for British Airways ticket or shopping this is 5 Avios at every spend of INR 100.
- Special Avios on British Airways travel- For India to Paris, the Avios gift is 29500, for India to Rome the Avios gift is 32500, for India to London the Avios gift is 25000, for India to New York the Avios gift is 45000, for India to Sao Polo the Avios gift is 55000.
- can you believe, 10 handpicked rewards on every INR 100 order? It is one of the highest in the field of credit card earning.
- Another big advantage is during the redeem of earned money you can again earn the gift voucher, thus there is square earning benefit in ICICI bank Visa Signature credit card.
- You have the option to redeem the earned points in purchasing dining tasty food, fashion, electronics, gadgets or even the air miles. Additional earning is a shopping voucher equal to INR 1000 for every use of 1250 handpicked Rewards.
- Special discount by I-Assist services – ICICI Bank British Airways Classic credit card holders are eligible to get i-assist services at a discount rate. Services belong to rail or air tickets or hotel booking many services are available. I assist also provides services in the area of Car rental, flower and gift delivery, etc.
- VIP Airport Lounge Access – ICICI Bank Visa Signature credit cardholders have complimentary access to World’s VIP extra large Lounge Access. This VIP Lounge access is available at more than 600 airports.
- To know the details list of member airport comes under VIP Lounge facility is available here- www.prioritypass.com
- Full Fuel surcharge waiver- The full 2.5% of fuel surcharge without any maximum transaction limit is available for customers of ICICI bank Visa Signature credit card at any fuel outlet.
ICICI Credit Card Eligibility
ICICI credit card is issued to only those who fulfill a minimum requirement related to age and income. As mentioned in the above column, various ICICI credit cards have varying income requirements.
- The minimum income requirement to have an ICICI credit card is minimum INR 20,000/- per month salary. For self-employed people, income must not be less than INR 3 Lakh per year.
- One has to produce the documents related to identity, residence address, and Income tax return for the last three years and salary slips for the last three months.
- Good SIBIL report also an essential requirement. There is a minimum SIBIL score fixed by ICICI bank to consider a credit card application.
Apply For ICICI Credit Card
ICICI credit card application is simple. Application for ICICI credit card can be initiated by online method, through customer care, by using email and by visiting the ICICI Bank branch office.
- Online Method- Once you will decide a suitable credit card as per your requirement then next you have to initiate the online application. Usually, just below the details of a credit card, an apply button has been provided on the ICICI Bank web portal.
When you press the apply button then a few information related to you will be asked online. Date of birth, email ID Your name, etc. are your personal information you have to supply the bank online. When you submit this online form by clicking ‘Get Offer’, then after a few days ICICI Bank executive will contact you and carry out further process related to the application.
By contacting Customer care- Application of new ICICI credit card can be initiated by contacting the customer care number. Dial the toll-free number 18601207777 ( for personal credit card), 18601206690 (for Corporate Credit card). Request for a new application initiation for an ICICI credit card. ICICI Bank executive will contact you shortly to complete the official document and form signing formalities.
Offline application- For offline application, you require to contact the nearest branch of ICICI Bank. You must go with the required essential documents as discussed in the above column.
ICICI Credit Card Status
For ICICI credit card application status, there is an exclusive web page. The link of the web page is https://loan.icicibank.com/asset-portal/my-applications-login?WT.mc_id=Desk_NLI_PP_LnAppSts.
When you will click on the above-mentioned link, then a page will appear in which you have to provide information such as your mobile number, application number, and date of birth.
When you will supply the required information and click the continue button, then you will able to get the status. It may be such that the information as sanctioned and in process or some time rejection or requirement of a few more documents.
ICICI Credit Card Login
ICICI credit card login for a new user first requires generating Login ID and password. The process for online ICICI credit card login require following steps-
- Step 1- Call the customer care at 18601207777 ( for personal credit card), 18601206690 (for Corporate Credit card), authentic your self and choose the option ‘Self Banking’ for getting user ID.
- Step 2- Once User ID is generated, now you can generate your password easily by visiting the web page – Click here.
When you will click the above link then a page appears having three steps. You have to provide the User ID and your mobile number. After receiving OTP and providing that you will get the password as SMS. Now you are ready to start.
ICICI Credit Card Statement
Credit card statements can be obtained and downloaded by taking the help of your online banking web portal. Following steps are helpful –
- Log in to your credit card online banking facility by using a login ID and password.
- Go to the credit card section, select your card number appearing over there.
- Choose the date between two-time intervals to obtain the credit card statement. Download the statement.
ICICI Credit Card Payment
ICICI credit card bill payment can be either done by using an online exclusive portal for the work, or by cheque dropbox. However, the online way of credit card payment system is commonly used by most of the customers.
Bill desk is smooth in operation; you have to provide your email ID, mobile number, and date of birth initially at the time of registration. Bill desk also has the facility to clear the credit card bills without login to the app.
- A few easy steps, you have to perform to clear your credit card bills.
- Open the bill desk portal with the help of following link: https://payments.billdesk.com/vbpsi/customerops/online_iccp_verify_card_vbpsi.jsp
- Please keep ready the credit card number and other cards related information to put on the portal.
- Select your ICICI bank account displaying over there. The money will be debited from the selected account.
- Please, re-verify all the information feed there. Check the amount of money; you have entered. Now, the final button OK only remains the complete the process.
ICICI Credit Card Moratorium
ICICI credit card moratorium is a facility to pay the earlier dues of a credit card. The facility of moratorium helps the customer not to pay the late fine of credit card dues, but you have to pay the rate of interest as per the rules of the ICICI bank.
Moratorium facility is helpful to farmers, small businessmen, as they have not to pay the fine.
The process of moratorium better to visit the ICICI bank branch, however, the facility of moratorium can be opted online.
ICICI Credit Card Bill pay Bill Desk
Bill desk is a special web facility to the ICICI bank credit cardholders. This bill desk is exclusively designed to facilitate the customers of all the verity of ICICI bank credit card.
You can access the bill desk facility by the app available in Google store or you can use the web address link: https://payments.billdesk.com/vbpsi/customerops/online_iccp_verify_card_vbpsi.jsp
Detail method of application of Bill desk is discussed elaborately in the above column.
ICICI Credit Card App
ICICI credit card app is such a useful app that you can use the app for a variety of work. For example- for deposition of money in ICICI bank credit card or even deposition of saving bank account.
i-mobile app is available on Google store, one can download the app on the smartphone and can operate many ICICI bank-related work from home itself.
ICICI Credit Card Offer
ICICI credit card offers a variety of facilities to the customers. These facilities or earning while purchasing varies from the area of day to day life to foreign trip and expenditure.
More than 40 branded companies are granting customers in the form of a coupon or cash discounts. These companies are from almost all the field such as restaurant, air fights, mall, movie hall, a fuel outlet, fashion, electronics, etc.
For more details about the different offers by different companies through ICICI credit card can be accessed by the following link-
https://www.icicibank.com/offers/categories/credit-card.page
Redeem ICICI Credit Card Point
Redeem ICICI credit card points is quite simple. You can use your ICICI net banking facility or ICICI Bill desk application.
You can also use the mail facility or customer care facility to redeem the credit points. Follow the following steps-
- Use this internet link to redeem above mentioned three option- Internet banking, post or 24×7 customer care-
https://www.icicibank.com/Personal-Banking/rewards/icici-bank-rewards/earn-rewards.page
- Once 400 credit points are accumulated in your credit card account, you can redeem the earned points into discount, gift voucher, cashback, etc.
- Go to the ICICI internet banking portal.
- Use the card option. You will see the debit card and credit card option. Select the credit card option.
- Go to the cashback and redemption tab available scrolling under the ‘Inquire’ section.
- Select the ICICI checking account number to transfer the cashback against the earned credit points.
- Click the OK button; provide the OTP received on your mobile. Work is done.
- You can request the redemption of earned points into cashback in your checking account by email provided inside your internet banking.
- You can put a request to customer care for redemption of credit card points. Customer care number given on the above line.
- To avail the customer service facility for the redemption of credit card points, please keep ready your card number and associated PIN.
ICICI Credit Card Quiz
ICICI credit card quiz is an interesting game from there one can win good cash amounts and gifts in the form of coupons. Daily this contest is selecting 10 top-performing winners.
The following are a summary of how to play the quiz.
- Questions asked in the quiz contest are of multiple choice and most of them are on interesting and popular current affairs.
- You require downloading apps available on Google play store.
- You have to first make your account with an ID and password.
- When you will log in, you will get a “ credit card quiz” banner on the ICICI app home screen.
- You have to select the credit card quiz and you have to press the start button to play the game.
- Every day there are five questions available in the contest when you will give all the correct answers then you will be the winner after a lucky draw among all the contestants given a hundred percent correct answer.
ICICI Credit Card Customer Care
ICICI Bank provides exclusive 24×7 toll-free customer care services having contact number- 18601207777 ( for personal credit card), 18601206690 (for Corporate Credit card). You can contact for any of your work-related to ICICI credit card.
ICICI Credit Card Pros and Cons
Pros | Cons |
ICICI credit card offers unique features beneficial for day to day purchasing to the airport lounge to foreign trips. | As such, there is no negative aspect that can be raised related to the ICICI credit card. |
There is a lot of choice of credit card in ICICI Bank for various income groups. The minimum income card is for INR 20,000/- per month earner. | However, for people who do not remain in alert mode, some time may have to pay a high-interest rate if not paid the credit card bills in time. |
If used carefully, ICICI credit card even can provide you one side air ticket free of cost. This is the offer of ICICI British airways credit card. |
Conclusions
ICICI credit card is such a useful convenience to customers of ICICI bank that it grants a chance to earn while you are purchasing the essential items. There is a credit card solution to all the categories of customers varying from small monthly salaried class getting salary only INR 20,000/- monthly to a person whose earning is 2,00000/- monthly.
People who require traveling daily feels highly useful to ICICI credit card. While the high-class people, frequent flyers also feel blessed to have an ICICI credit card.
ICICI Credit card is one of the highest rebate providing cards in India. High percent of saving and earned credit points are there in ICICI credit card. ICICI credit card is valid in purchasing from almost all famous designated brand in the world.
A credit card is also available to all the customers of ICICI credit card as add on basis.
ICICI Credit Card FAQs
Q1. What are the joining fees for the ICICI credit card?
Ans- There are different joining fees on different purposes ICICI credit card. However, ICICI platinum credit card is a free card, no joining or renewable charges.
Q2. How do I get the Personal Identification Number (PIN) for the ICICI credit card?
Ans– Usually Customer ID comes with the ICICI card by post. The password of a credit card can be generated online. However, four digits PIN is sent by ICICI Bank by sending SMS in your registered mobile number.
Q3- How to know the status of application for ICICI credit card?
Ans– Status of the ICICI bank application can be known by customer care or by using an exclusive web page having link- For ICICI credit card application status, there is an exclusive web page. The link of the web page is https://loan.icicibank.com/asset-portal/my-applications-login?WT.mc_id=Desk_NLI_PP_LnAppSts
For the status of application for ICICI credit card customer care service can be consulted. ICICI credit card toll-free 24×7 customer care numbers are 18601207777 ( for personal credit card), 18601206690 (for Corporate Credit card).
Q4. What is Avios in ICICI credit card ?
Ans- Avios are earned credit points used by ICICI Bank British Airways Classic credit card. It offers a huge welcome privilege in forms of 3500 Avios (earned Points) on the first use of credit cards.
As per ICICI Bank British Airways Classic credit card you can even save the return ticket fare from London to India by using the earned Avios.
Q5. Can I have an ICICI bank credit card without having an account in ICICI Bank?
Ans- As per the rule of ICICI bank, some existing relation is essential to get issued an ICICI bank credit card. It may be saving account, ICICI Direct account, etc. Hence, it is essential to open an account before giving an application for a credit card.
If you are completely new to the ICICI bank, then the bank will demand the required documents related to your payor business income in the form of income tax returns, etc.
Once the bank official will be satisfied with your produced documents then you will not delay issuing the credit card along with the ICICI bank account.