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5Paisa Vs Motilal Oswal Comparison – Best Broker Find

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5Paisa Vs Motilal Oswal

These are two famous companies of the share market. They provide all the trading related offerings and facilities. You have to choose the best one, as per your requirements. A relative study of 5Paisa vs Motilal Oswal can guide you.

5Paisa is a discount broker launched in 2016 based on Mumbai, Maharashtra. 

It is a part of IIFL (India Infoline Finance Ltd). They charge low brokerage charges as low as INR.10/-. It has the title of 2nd largest discount broker of India since 2016. 

Motilal Oswal Securities Limited (MOSL), on the other hand, is a full-service broker & a subsidiary of Motilal Oswal Financial Service Ltd. 

It is a renowned brokerage house with more than 2200 branches in 500 cities in India. 

They facilitate investment in gold in the plan namely Me-Gold, which is a digital gold investment platform.

Highlights: 

5 Paisa: 

1) It offers marginal funding based on  @18% p.a. interest. 

2) Provides investment through IPOs, NCDs, Bonds & ETF. 

3) Highclass high-tech platform facilitates trading using desktop, laptop & mobile. 

4) Flat fee-based brokerage charge. 

5) Absence of brokerage plan. 

6) Higher call & trade charge. 

Motilal Oswal:

1) Offers a paperless account opening facility with Aadhaar details.

2) Open access to numerous market research bulletins.

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3) All range of wealth management products is available.

4) Don’t have a minimum brokerage charge. 

5) Margin funding facility available.

5Paisa Vs Motilal Oswal

Overall Service Rating

Here we have compared 5Paisa & Motilal Oswal in light of the reviews made by their customers in public media. Details as per the table below: 

 Particulars5paisaMotilal Oswal
Overall Rating★★★★★★★★
Rating on Brokerage Charges★★★★★★★
Rating on Trading Platform★★★★★★★★
Rating on Investments Offering★★★★★★★★
Rating on Customer Service★★★★★★★
Broker Type Discount BrokerFull-Service Broker
Exchanges Supported BSE, NSEBSE, NSE, MCX, NCDEX

5Paisa Vs Motilal Oswal AOC & AMC: 

5Paisa & Motilal Oswal is hereby compared based on AOC & AMC. Both offer DEMAT Account opening for free and free trading account AMC.

Particulars5paisaMotilal Oswal
Trading Account Opening Fees650 Rupees (Free Now Promotion Offer)600 Rupees
Trading AMCFree of costFree of cost
Demat Account Opening FeesFree of costFree of cost
Demat AMC45 Rupees PM if Trade, else Zero400 Rupees PA
Provide DP Service

5Paisa Vs Motilal Oswal Brokerage Plan 

5 Paisa doesn’t provide any brokerage plan to their consumers whereas Motilal Oswal only offers Multiple type brokerage plans to investors. 

Particulars5paisa BrokerageMotilal Oswal Brokerage
Multiple PlansYes
Monthly PlansYes🞬
Yearly Plans🞬🞬

5Paisa Vs Motilal Oswal Brokerage Charge 

Both 5Paisa & Motilal Oswal offers brokerage plan to their customer. 5Paisa offers flat-fee based brokerage charge whereas, Motilal Oswal offers a percentage-based brokerage charge. There is no minimum brokerage for both the brokers. Details of comparison based on brokerage fee are mentioned below:

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Particulars5paisaMotilal Oswal
Plan NameFlat Fee INR.20 Trading PlanValue Trading Plan
(Percentage Based)
Equity DeliveryFlat Fee INR.200.5% or 50 paisa
Equity IntradayFlat Fee INR.200.05% or 5 paisa
Equity FuturesFlat Fee INR.200.05% or 5 paisa
Equity OptionsFlat Fee INR.20INR.70 Per Lot
Currency FuturesFlat Fee INR.200.05% or 5 paisa
Currency OptionsFlat Fee INR.20INR.70 Per Lot
Commodity TradingFlat Fee INR.200.05% or 5 paisa
Minimum BrokerageNANIL
Hidden ChargesNoNo
FundingYes – 18% interest PAYes – 18% interest PA
Call & Trade ChargesINR.100 per call(No limit of orders)Info Not Available

Assessment on Transaction Fee: 

5Paisa & Motilal Oswal both share a similar transaction fee (product wise) structure. The assessment is as per the below table: 

Particulars5paisaMotilal Oswal
Equity DeliveryINR.325 Per CrINR.325 Per Cr
Equity IntradayINR.325 Per CrINR.325 Per Cr
Equity FuturesINR.190 Per CrINR.190 Per Cr
Equity OptionsINR.5000 Per CrINR.5000 Per Cr
Currency FuturesINR.110 Per CrINR.110 Per Cr
Currency OptionsINR.4000 Per CrINR.4000 Per Cr
CommodityNANon-Agri: INR.260 Per Cr 
Agri: INR.175 Per Cr

Account Feature Offering: 

Assessing 5Paisa & Motilal Oswal based on account feature we get the below-mentioned details: 

Particulars5paisaMotilal Oswal
3 in 1 Account🞬🞬
Charting
Algo Trading🞬
SMS Alerts
Online Demo
Online Portfolio🞬
Margin Trading Funding Available
Combined Ledger for Equity and Commodity
Intraday Square-off Time3:15 PM3:15 PM
NRI Trading🞬
Other FeaturesNILNIL

Compare Trading Platform 

In this age of technology, brokers offer online & offline trading terminal to ease the trading experience. Here we assessed 5Paisa & Motilal Oswal based on their respective trading terminal offering:

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Particulars 5paisaMotilal Oswal
Desktop Trading Platform5paisaTradeStationOrion Lite
Desktop Platform (Windows)
Desktop Platform (Mac)🞬🞬
Web Trading Platform
Web Trading Detail5paisa.com/online-tradingpower.motilaloswal.com/MOSL/userMaster/login
Mobile Site
Mobile Trading
Mobile Trading App5paisa Mobile AppMO Trader
Android Mobile App
iPhone Mobile App (IOS)
Android Tablet App
iPad App (IOS)
Trading Software ChargesFreeFree

Product Offering 

Assessing 5Paisa & Motilal Oswal based on the products offering we can get the below-mentioned details: 

Particulars5paisaMotilal Oswal
Equity Cash and F&O
Currency Derivatives
Commodity
Online IPO Application🞬🞬
Mutual Funds
Bond / NCD
ETF
Banking🞬🞬
Insurance
Forex🞬🞬
MF SIP Investment
Equity SIP Investment🞬🞬
PMS Service🞬
Other Investment OptionsNILNIL

Margin/Leverage

Considering the Leverage we can compare 5Paisa & Motilal Oswal as below: 

Particulars5paisa MarginMotilal Oswal Margin
Equity Delivery Margin Maximum 3.5x through Margin Funding system.Maximum 4x leverage for equity delivery – through Margin Funding method.
Equity Intraday Margin Maximum 10x or 10% subject to Var and ELM.Maximum 10x or 10% subject to Var and ELM.
Futures Margin 1x or the particular SPAN + Leverage.1x or the particular SPAN + Leverage.
Options Margin 1x or the particular SPAN + Exposure in Selling a specific share and Premium Margin in Buying a specific share.1x or the particular SPAN + Exposure in Selling a specific share and Premium Margin in Buying a specific share.
Equity CO Margin Maximum 10x or 10% subject to Var and ELM, no bonus margin for Cover Order.Maximum 10x or 10% subject to Var and ELM, no bonus margin for Cover Order.
Futures CO Margin 1x or the particular SPAN + Exposure margin, No bonus Margin for Futures Cover Order.1x or the particular SPAN + Exposure margin, No bonus Margin for Futures Cover Order.
Options CO Margin 1x or the particular SPAN + Exposure margin(Selling a specific share) or Premium Margin(Buying a specific share), No added Margin for Options Cover Order.1x or the particular SPAN + Exposure margin(Selling a specific share) or Premium Margin(Buying a specific share), No added Margin for Options Cover Order.
Commodity Margin 1x or the particular SPAN + Exposure in Selling a specific share and Premium Margin in Buying a specific share.1x or the particular SPAN + Exposure in Selling a specific share and Premium Margin in Buying a specific share.

Customer Assistance

Here we have compared 5Paisa & Motilal Oswal in terms of their customer supportiveness.

Particulars5paisaMotilal Oswal
24/7 Customer Service 🞬🞬
Email Support 
Online Live Chat 🞬🞬
Phone Support 
Toll-Free Number 🞬🞬
Through Branches 🞬
Customer Care Number “+91 89766 89766”91-22-39982515 / 67490600
Account Opening Process Online/PaperlessOnline/Paperless
Customer Support Email [email protected][email protected]
Knowledge Center/Education 5paisa.com/knowledge-centremotilaloswal.com/faq.aspx
Head Office Address 5paisa headquarters
Sun Infotech Park, Road No. 16V, Plot No.B-23 Thane
Industrial Area, Wagle Estate,
Thane – 400604
Motilal Oswal Tower,
Rahimtullah Sayani Road,
Opposite Parel ST Depot,
Prabhadevi, Mumbai-400025
Website 5paisa.commotilaloswal.com
open Motilal Oswal demat account

Compare DEMAT Account Offering

Contrasting 5Paisa and Motilal Oswal bases in DEMAT account feature offering we get this below-mentioned details: 

 Particulars5paisaMotilal Oswal
DP SourceCDSLCDSL
DP ID 8250010900
DEMAT Account Annual Maintenance Charges(AMC)Monthly Plan – 45 Rupees (In case of any transaction in a month)YR081/YR082 /11UPfront- Nil,
YR083 — 700/-,
YR084 –850/-,
YR085 — 300/- YR086 — 450/-,
Ebroking – 400,
BSDA-Nil up to holding 50000/- or 100 Rupees up to holding 200000/-.
Advance DepositNo ChargesNo Charges
Statutory chargesNo ChargesNo Charges
Transaction Charges on Debit (Per ISIN)0.025% or 25 Rupees whichever is higher + CDSL chargesWithin MOSL- YR081/82- 0.025% or 30 Rupees,
YR083/84-0.025% or 20 Rupees ( MOSL PI is Free),
YR085/86-0.020% OR 20 Rupees, Eb- 0.020% or 20 Rupees,
11Upfront-0.015% or 15 Rupees,
YR081/82-0.04% or 30 Rupees,
YR083/84/85/86-0.03% or 30 Rupees,
Eb-0.03% or 30 Rupees,
11Upfront-0.04% or 30 Rupees,
BSDA 70 Rupees or .07% which ever is higher.
DEMAT15 Rupees per certificate50 Rupees per certificate + 50 Rupees per request in all the schemes.
REMAT15 Rupees for every hundred securities or 15 Rupees per certificate whichever is higher35 Rupees per certificate or 100 shares and part thereof whichever is higher + 25 Rupees courier charges and 25 Rupees per Restat of SOA/Redemption
Pledge Creation50 Rupees35 Rupees per request in all scheme
Pledge Creation ConfirmationNo ChargesNo Charges
Pledge ClosureNo Charges35 Rupees per request in all scheme
Pledge Closure ConfirmationNo ChargesNo Charges
Pledge InvocationNo Charges35 Rupees per request in all scheme
Failed Instruction ChargesNo ChargesNo Charges
Other ChargesNo ChargesDemat Rejection 50 Rupees per req./-
5paisa demat account

Foot-Note: 

Both 5 Paisa & Motilal Oswal are globally known names in the stock brokering industry. Based on the study, in terms of the trading platform, products, and customer supportiveness, 5 Paisa & Motilal Oswal are nearly similar in structure. 

But there are some differences also, in terms of brokerage plan, minimum brokerage, etc. So, a particular investor must study all the offerings carefully before investing.

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