5Paisa Vs Motilal Oswal
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These are two famous companies of the share market. They provide all the trading related offerings and facilities. You have to choose the best one, as per your requirements. A relative study of 5Paisa vs Motilal Oswal can guide you.
5Paisa is a discount broker launched in 2016 based on Mumbai, Maharashtra.
It is a part of IIFL (India Infoline Finance Ltd). They charge low brokerage charges as low as INR.10/-. It has the title of 2nd largest discount broker of India since 2016.
Motilal Oswal Securities Limited (MOSL), on the other hand, is a full-service broker & a subsidiary of Motilal Oswal Financial Service Ltd.
It is a renowned brokerage house with more than 2200 branches in 500 cities in India.
They facilitate investment in gold in the plan namely Me-Gold, which is a digital gold investment platform.
1) It offers marginal funding based on @18% p.a. interest.
2) Provides investment through IPOs, NCDs, Bonds & ETF.
3) Highclass high-tech platform facilitates trading using desktop, laptop & mobile.
4) Flat fee-based brokerage charge.
5) Absence of brokerage plan.
6) Higher call & trade charge.
1) Offers a paperless account opening facility with Aadhaar details.
2) Open access to numerous market research bulletins.
3) All range of wealth management products is available.
4) Don’t have a minimum brokerage charge.
5) Margin funding facility available.
Overall Service Rating
Here we have compared 5Paisa & Motilal Oswal in light of the reviews made by their customers in public media. Details as per the table below:
|Rating on Brokerage Charges||★★★★||★★★|
|Rating on Trading Platform||★★★★||★★★★|
|Rating on Investments Offering||★★★★||★★★★|
|Rating on Customer Service||★★★★||★★★|
|Broker Type||Discount Broker||Full-Service Broker|
|Exchanges Supported||BSE, NSE||BSE, NSE, MCX, NCDEX|
5Paisa Vs Motilal Oswal AOC & AMC:
5Paisa & Motilal Oswal is hereby compared based on AOC & AMC. Both offer DEMAT Account opening for free and free trading account AMC.
|Trading Account Opening Fees||650 Rupees (Free Now Promotion Offer)||600 Rupees|
|Trading AMC||Free of cost||Free of cost|
|Demat Account Opening Fees||Free of cost||Free of cost|
|Demat AMC||45 Rupees PM if Trade, else Zero||400 Rupees PA|
|Provide DP Service||✔||✔|
5Paisa Vs Motilal Oswal Brokerage Plan
5 Paisa doesn’t provide any brokerage plan to their consumers whereas Motilal Oswal only offers Multiple type brokerage plans to investors.
5Paisa Vs Motilal Oswal Brokerage Charge
Both 5Paisa & Motilal Oswal offers brokerage plan to their customer. 5Paisa offers flat-fee based brokerage charge whereas, Motilal Oswal offers a percentage-based brokerage charge. There is no minimum brokerage for both the brokers. Details of comparison based on brokerage fee are mentioned below:
|Plan Name||Flat Fee INR.20 Trading Plan||Value Trading Plan |
|Equity Delivery||Flat Fee INR.20||0.5% or 50 paisa|
|Equity Intraday||Flat Fee INR.20||0.05% or 5 paisa|
|Equity Futures||Flat Fee INR.20||0.05% or 5 paisa|
|Equity Options||Flat Fee INR.20||INR.70 Per Lot|
|Currency Futures||Flat Fee INR.20||0.05% or 5 paisa|
|Currency Options||Flat Fee INR.20||INR.70 Per Lot|
|Commodity Trading||Flat Fee INR.20||0.05% or 5 paisa|
|Funding||Yes – 18% interest PA||Yes – 18% interest PA|
|Call & Trade Charges||INR.100 per call(No limit of orders)||Info Not Available|
Assessment on Transaction Fee:
5Paisa & Motilal Oswal both share a similar transaction fee (product wise) structure. The assessment is as per the below table:
|Equity Delivery||INR.325 Per Cr||INR.325 Per Cr|
|Equity Intraday||INR.325 Per Cr||INR.325 Per Cr|
|Equity Futures||INR.190 Per Cr||INR.190 Per Cr|
|Equity Options||INR.5000 Per Cr||INR.5000 Per Cr|
|Currency Futures||INR.110 Per Cr||INR.110 Per Cr|
|Currency Options||INR.4000 Per Cr||INR.4000 Per Cr|
|Commodity||NA||Non-Agri: INR.260 Per Cr |
Agri: INR.175 Per Cr
Account Feature Offering:
Assessing 5Paisa & Motilal Oswal based on account feature we get the below-mentioned details:
|3 in 1 Account||🞬||🞬|
|Margin Trading Funding Available||✔||✔|
|Combined Ledger for Equity and Commodity||✔||✔|
|Intraday Square-off Time||3:15 PM||3:15 PM|
Compare Trading Platform
In this age of technology, brokers offer online & offline trading terminal to ease the trading experience. Here we assessed 5Paisa & Motilal Oswal based on their respective trading terminal offering:
|Desktop Trading Platform||5paisaTradeStation||Orion Lite|
|Desktop Platform (Windows)||✔||✔|
|Desktop Platform (Mac)||🞬||🞬|
|Web Trading Platform||✔||✔|
|Web Trading Detail||5paisa.com/online-trading||power.motilaloswal.com/MOSL/userMaster/login|
|Mobile Trading App||5paisa Mobile App||MO Trader|
|Android Mobile App||✔||✔|
|iPhone Mobile App (IOS)||✔||✔|
|Android Tablet App||✔||✔|
|iPad App (IOS)||✔||✔|
|Trading Software Charges||Free||Free|
Assessing 5Paisa & Motilal Oswal based on the products offering we can get the below-mentioned details:
|Equity Cash and F&O||✔||✔|
|Online IPO Application||🞬||🞬|
|Bond / NCD||✔||✔|
|MF SIP Investment||✔||✔|
|Equity SIP Investment||🞬||🞬|
|Other Investment Options||NIL||NIL|
Considering the Leverage we can compare 5Paisa & Motilal Oswal as below:
|Particulars||5paisa Margin||Motilal Oswal Margin|
|Equity Delivery Margin||Maximum 3.5x through Margin Funding system.||Maximum 4x leverage for equity delivery – through Margin Funding method.|
|Equity Intraday Margin||Maximum 10x or 10% subject to Var and ELM.||Maximum 10x or 10% subject to Var and ELM.|
|Futures Margin||1x or the particular SPAN + Leverage.||1x or the particular SPAN + Leverage.|
|Options Margin||1x or the particular SPAN + Exposure in Selling a specific share and Premium Margin in Buying a specific share.||1x or the particular SPAN + Exposure in Selling a specific share and Premium Margin in Buying a specific share.|
|Equity CO Margin||Maximum 10x or 10% subject to Var and ELM, no bonus margin for Cover Order.||Maximum 10x or 10% subject to Var and ELM, no bonus margin for Cover Order.|
|Futures CO Margin||1x or the particular SPAN + Exposure margin, No bonus Margin for Futures Cover Order.||1x or the particular SPAN + Exposure margin, No bonus Margin for Futures Cover Order.|
|Options CO Margin||1x or the particular SPAN + Exposure margin(Selling a specific share) or Premium Margin(Buying a specific share), No added Margin for Options Cover Order.||1x or the particular SPAN + Exposure margin(Selling a specific share) or Premium Margin(Buying a specific share), No added Margin for Options Cover Order.|
|Commodity Margin||1x or the particular SPAN + Exposure in Selling a specific share and Premium Margin in Buying a specific share.|
Here we have compared 5Paisa & Motilal Oswal in terms of their customer supportiveness.
|24/7 Customer Service||🞬||🞬|
|Online Live Chat||🞬||🞬|
|Customer Care Number||“+91 89766 89766”||91-22-39982515 / 67490600|
|Account Opening Process||Online/Paperless||Online/Paperless|
|Customer Support Email||[email protected]||[email protected]|
|Head Office Address||5paisa headquarters|
Sun Infotech Park, Road No. 16V, Plot No.B-23 Thane
Industrial Area, Wagle Estate,
Thane – 400604
|Motilal Oswal Tower,|
Rahimtullah Sayani Road,
Opposite Parel ST Depot,
Compare DEMAT Account Offering
Contrasting 5Paisa and Motilal Oswal bases in DEMAT account feature offering we get this below-mentioned details:
|DEMAT Account Annual Maintenance Charges(AMC)||Monthly Plan – 45 Rupees (In case of any transaction in a month)||YR081/YR082 /11UPfront- Nil, |
YR083 — 700/-,
YR085 — 300/- YR086 — 450/-,
Ebroking – 400,
BSDA-Nil up to holding 50000/- or 100 Rupees up to holding 200000/-.
|Advance Deposit||No Charges||No Charges|
|Statutory charges||No Charges||No Charges|
|Transaction Charges on Debit (Per ISIN)||0.025% or 25 Rupees whichever is higher + CDSL charges||Within MOSL- YR081/82- 0.025% or 30 Rupees,|
YR083/84-0.025% or 20 Rupees ( MOSL PI is Free),
YR085/86-0.020% OR 20 Rupees, Eb- 0.020% or 20 Rupees,
11Upfront-0.015% or 15 Rupees,
YR081/82-0.04% or 30 Rupees,
YR083/84/85/86-0.03% or 30 Rupees,
Eb-0.03% or 30 Rupees,
11Upfront-0.04% or 30 Rupees,
BSDA 70 Rupees or .07% which ever is higher.
|DEMAT||15 Rupees per certificate||50 Rupees per certificate + 50 Rupees per request in all the schemes.|
|REMAT||15 Rupees for every hundred securities or 15 Rupees per certificate whichever is higher||35 Rupees per certificate or 100 shares and part thereof whichever is higher + 25 Rupees courier charges and 25 Rupees per Restat of SOA/Redemption|
|Pledge Creation||50 Rupees||35 Rupees per request in all scheme|
|Pledge Creation Confirmation||No Charges||No Charges|
|Pledge Closure||No Charges||35 Rupees per request in all scheme|
|Pledge Closure Confirmation||No Charges||No Charges|
|Pledge Invocation||No Charges||35 Rupees per request in all scheme|
|Failed Instruction Charges||No Charges||No Charges|
|Other Charges||No Charges||Demat Rejection 50 Rupees per req./-|
Both 5 Paisa & Motilal Oswal are globally known names in the stock brokering industry. Based on the study, in terms of the trading platform, products, and customer supportiveness, 5 Paisa & Motilal Oswal are nearly similar in structure.
But there are some differences also, in terms of brokerage plan, minimum brokerage, etc. So, a particular investor must study all the offerings carefully before investing.
Stockquantum was founded by Dharmendra Mukati in 2018. I am a Trader and Investor in the last 10 years.
I am writing here about stock broker review, broker comparison, IPO investment, Crypto currencies, technical analysis, fundamental analysis, sub brokership, mutual fund, personal finance, and our experiences.