5Paisa Vs India Bulls (Subh) – Comparison
Both of these are two broking companies of share market. They are providing trading related services to the traders. To choose one of them, a clear comparison of 5Paisa vs Indiabulls (Subh) is here.
5Paisa started its journey from Mumbai as a discount broker in 2016. It is a part of the IIFL (India Infoline Finance Ltd) family.
Also, it charges brokerage INR.10/- per trade – which is the lowest recorded brokerage charge to date in India.
India Bulls (Subh) is a famous discount broker for offering very low brokerage plans to customers.
It offers an unlimited trading plan, free trading platform, free call & trade facility, free research report & zero interest marginal funding.
It has a base with more than 7 lakhs customer, 900 sub-broker and presence in 18+ cities of India.
5 Notable Features:
5Paisa:
- Enables Instant paperless account opening with Aadhaar.
- In association with various insurance companies offers different insurance to the customer as an investment option.
- Margin funding facility @18% p.a. interest.
- The robotic advisory platform for the investor for a customized experience.
- Flat INR. 10/- brokerage for currency derivatives, Future, option & Equity cash.
India Bulls (Subh):
- No brokerage fee for trading in Equity, F&O, and Currency.
- Monthly fixed charges are there.
- No interest in Marginal trading.
- Paperless account opening.
Comparison on Services:
Here we are comparing 5Paisa & India Bulls (Subh) based on the facilities they offer. In terms of brokerage charge & customer service 5Paisa is in the forward position. Whereas, in terms of the investment offering India Bulls (subh) is leading.
| Particulars | 5paisa | Indiabulls Ventures |
| Overall Rating | ★★★★ | ★★★★ |
| Rating on Brokerage Charges | ★★★★ | ★★★ |
| Rating on Trading Platform | ★★★★ | ★★★★ |
| Rating on Investments Offering | ★★★★ | ★★★★★ |
| Rating on Customer Service | ★★★★ | ★★★ |
| Broker Type | Discount Broker | Discount Broker |
| Exchanges Supported | BSE, NSE | BSE, NSE, MCX, NCDEX |
5Paisa vs. India Bulls Venture on AOC & AMC:
Both 5Paisa & India Bulls (Subh) provide a free DEMAT account & trading AMC to its customers. Based on the AMC & Account opening charges we can compare 5Paisa & India Bulls (Subh) as hereunder:
| Particulars | 5paisa | Indiabulls Ventures |
| Trading Account Opening Fees | 650 Rupees (Free Now Promotion Offer) | 500 Rupees |
| Trading AMC | Free of cost | Free of cost |
| DEMAT Account Opening Fees | Free of cost | Free of cost |
| DEMAT AMC | 45 Rupees PM if Trade, else Zero | 450 Rupees PA (2nd Year Onward) |
| Provide DP Service | ✔ | ✔ |
Comparison on Brokerage Plan:
Here we have compared 5Paisa & India Bulls (Subh) based on brokerage plan offerings to the customers. Only India Bulls (Subh) has multiple types of brokerage plan options. Whereas, 5Paisa doesn’t have any kind of brokerage plan offering.
| Plan Types | 5paisa Brokerage | Indiabulls Ventures Brokerage |
| Multiple Brokerage Plans | 🞬 | ✔ |
| Monthly Brokerage Plans | 🞬 | 🞬 |
| Yearly Brokerage Plans | 🞬 | 🞬 |
Comparison on Brokerage Charge:
5Paisa offers a flat fee-based brokerage plan offering INR.20/- each. Whereas, India Bulls (Subh) offers unlimited trading plans. Here we have compared India Bulls (Subh) & 5Paisa based on brokerage charge offering. Both brokers don’t have any minimum brokerage charges.
| Particulars | 5paisa | Indiabulls Ventures |
| Plan Name | Flat Fee 20 Rupees Trading Plan | Unlimited trading plan |
| Equity Delivery | Flat Fee 20 Rupees | 1000 Rupees |
| Equity Intraday | Flat Fee 20 Rupees | Include in Delivery |
| Equity Futures | Flat Fee 20 Rupees | 1000 Rupees |
| Equity Options | Flat Fee 20 Rupees | Include in Derivatives |
| Currency Futures | Flat Fee 20 Rupees | Include in Derivatives |
| Currency Options | Flat Fee 20 Rupees | Include in Derivatives |
| Commodity Trading | Flat Fee 20 Rupees | NA |
| Minimum Brokerage | NA | NIL |
| Hidden Charges | No | Info Not Available |
| Funding | Yes – 18% interest PA | Info Not Available |
| Call & Trade Charges | 100 Rupees per call(No limit of orders) | 15 Rupees per executed order |
Comparison on Transaction Charge:
In this below-mentioned chart, the details of transactional charges are mentioned according to the product type. We can see that the transactional charges of Indiabulls (Subh) are higher than 5Paisa in certain segments:
| Particulars | 5paisa | Indiabulls Ventures |
| Equity Delivery | 325 Rupees Per Cr | 325 Rupees Per Cr |
| Equity Intraday | 325 Rupees Per Cr | 325 Rupees Per Cr |
| Equity Futures | 190 Rupees Per Cr | 250 Rupees Per Cr |
| Equity Options | 5000 Rupees Per Cr | 5500 Rupees Per Cr |
| Currency Futures | 110 Rupees Per Cr | 120 Rupees Per Cr |
| Currency Options | 4000 Rupees Per Cr | 4500 Rupees Per Cr |
| Commodity | NA | Non-Agri: 300 Rupees Per Cr Agri: 250 Rupees Per Cr |
Comparison on Account Feature:
Both 5Paisa & India Bulls (Subh) provide various facilities to their customers. All the facilities hereby mentioned below along with the comparison:
| Particulars | 5paisa | Indiabulls Ventures |
| 3 in 1 Account | 🞬 | 🞬 |
| Charting | ✔ | ✔ |
| Algo Trading | ✔ | 🞬 |
| SMS Alerts | ✔ | ✔ |
| Online Demo | ✔ | 🞬 |
| Online Portfolio | 🞬 | ✔ |
| Margin Trading Funding Available | ✔ | ✔ |
| Combined Ledger for Equity and Commodity | ✔ | ✔ |
| Intraday Square-off Time | 3:15 PM | 3:15 PM |
| NRI Trading | 🞬 | ✔ |
| Other Features | NIL | Mobile Application: Power Indiabulls Mobile |
5Paisa vs. India Bulls Venture on Trading Medium:
Both 5Paisa & India Bulls (Subh) offers different platforms for trading to their customers- like, online, mobile, desktop, tablet, etc. The comparison based on that is given below:
| Particulars | 5paisa | Indiabulls Ventures |
| Desktop Trading Platform | 5paisaTradeStation | Power Indiabulls |
| Desktop Platform (Windows) | ✔ | ✔ |
| Desktop Platform (Mac) | 🞬 | ✔ |
| Web Trading Platform | ✔ | ✔ |
| Web Trading Detail | https://www.5paisa.com/online-trading | https://shubhtrade.indiabulls.com |
| Mobile Site | ✔ | ✔ |
| Mobile Trading | ✔ | ✔ |
| Mobile Trading App | 5paisa Mobile App | Indiabulls Shubh |
| Android Mobile App | ✔ | ✔ |
| iPhone Mobile App (IOS) | ✔ | ✔ |
| Android Tablet App | ✔ | ✔ |
| iPad App (IOS) | ✔ | ✔ |
| Trading Software Charges | Free | Info Not Available |
Comparison on Investment Products:
According to the large variety of investment opportunities, both 5Paisa & India Bulls (Subh) provide many options like Mutual fund, bond, Insurance, SIP, IPO, etc. The comparison is mentioned as follows:
| Particulars | 5paisa | Indiabulls Ventures |
| Equity Cash and F&O | ✔ | ✔ |
| Currency Derivatives | ✔ | ✔ |
| Commodity | ✔ | ✔ |
| Online IPO Application | 🞬 | 🞬 |
| Mutual Funds | ✔ | ✔ |
| Bond / NCD | ✔ | ✔ |
| ETF | ✔ | ✔ |
| Banking | 🞬 | 🞬 |
| Insurance | ✔ | ✔ |
| Forex | 🞬 | 🞬 |
| MF SIP Investment | ✔ | ✔ |
| Equity SIP Investment | 🞬 | 🞬 |
| PMS Service | 🞬 | 🞬 |
| Other Investment Options | NIL | NIL |
Comparison on Margin /Leverage:
Considering the leverage we here have compared 5Paisa & India Bulls (Subh) as below:
| Particulars | 5paisa Margin | Indiabulls Ventures Margin |
| Equity Delivery Margin | Maximum 3.5x via Margin Funding system. | Info Not Available |
| Equity Intraday Margin | Maximum 10x or 10% subject to Variable and ELM. | Maximum 10x or 10% subject to Variable and ELM. |
| Futures Margin | 1x or the particular SPAN + Margin. | 1x or the particular SPAN + Margin. |
| Options Margin | 1x or the particular SPAN + Exposure in Selling a share and Premium Margin in Buying a share. | 1x or the particular SPAN + Exposure in Selling a share and Premium Margin in Buying a share. |
| Equity CO Margin | Maximum 10x or 10% subject to Variable and ELM, no further Margin charges are included for Cover Order. | Maximum 10x or 10% subject to Variable and ELM, no further Margin charges are included for Cover Order. |
| Futures CO Margin | 1x or the particular SPAN + Exposure margin, no further Margin charges are included for Futures Cover Order. | 1x or the particular SPAN + Exposure margin, no further Margin charges are included for Futures Cover Order. |
| Options CO Margin | 1x or the particular SPAN + Exposure margin (Selling a share) or Premium Margin (Buying a share), no further Margin charges are included for Options Cover Order. | 1x or the particular SPAN + Exposure margin (Selling a share) or Premium Margin (Buying a share), no further Margin charges are included for Options Cover Order. |
| Commodity Margin | 1x or the particular SPAN + Exposure in Selling a share and Premium Margin in Buying a share. | 1x or the particular SPAN + Exposure in Selling a share and Premium Margin in Buying a share. |
Comparison on Customer Support:
Here are the comparison & details of 5Paisa vs. India Bulls (Subh) regarding customer assistance:
| Particulars | 5paisa | Indiabulls Ventures |
| 24/7 Customer Service | 🞬 | 🞬 |
| Email Support | ✔ | ✔ |
| Online Live Chat | 🞬 | 🞬 |
| Phone Support | ✔ | ✔ |
| Toll-Free Number | 🞬 | 🞬 |
| Through Branches | 🞬 | ✔ |
| Customer Care Number | “+91 89766 89766” | Info Not Available |
| Account Opening Process | Online/Paperless | Info Not Available |
| Customer Support Email | [email protected] | Info Not Available |
| Knowledge Centre/Education | https://www.5paisa.com/knowledge-centre | Info Not Available |
| Head Office Address | 5paisa headquarter Sun Infotech Park, Road No. 16V, Plot No.B-23 Thane Industrial Area, Wagle Estate, Thane – 400604 | Info Not Available |
| Website | https://www.5paisa.com/ | Info Not Available |
Comparison on DEMAT Account Feature:
Here we will compare 5Paisa vs. India Bulls (Subh) based on offering DEMAT A/c to its customers for share trading. The facilities & charges related to DEMAT account is compared below:
| Particulars | 5paisa | India bulls Ventures |
| DP Source | CDSL | CDSL |
| DP ID | 82500 | No |
| DEMAT Account Annual Maintenance Charges(AMC) | Monthly Plan – INR.45 (In case of any transaction in a month) | Holdings up to INR.50,000 – Nil Holdings between INR.50,001 to INR.2,00,000 – INR.100 |
| Advance Deposit | Nil | Nil |
| Statutory charges | Nil | Nil |
| Transaction Charges on Debit (Per ISIN) | 0.025% or INR.25 whichever is higher + CDSL charges | 0.02% of the transaction value or INR.20 whichever is higher + INR.5.50 (CDSL Charges) |
| DEMAT | INR.15 per certificate | INR.5 per certificate (Min INR.50 per request) |
| REMAT | INR.15 for every hundred securities or INR.15 per certificate whichever is higher | INR.35 for every hundred securities |
| Pledge Creation | INR.50 | 0.02% of the transaction value or INR.35 whichever is higher |
| Pledge Creation Confirmation | NIL | 0.02% of the transaction value or INR.35 whichever is higher |
| Pledge Closure | NIL | 0.02% of the transaction value or INR.35 whichever is higher |
| Pledge Closure Confirmation | NIL | 0.02% of the transaction value or INR.35 whichever is higher |
| Pledge Invocation | NIL | 0.02% of the transaction value or INR.35 whichever is higher |
| Failed Instruction Charges | Nil | Nil |
| Other Charges | Nil | Nil |
Conclusion:
We hereby compared 5Paisa vs India Bulls (Subh) in this study but there are numerous points where 5Paisa & India Bulls (Subh) performed similarly. Both are old market competitors and already having a huge customer base. But it should be kept in mind that the requirement of individual investor change due to many factors. So, whatever the rating is there, an investor should decide based on his/her requirement only.
